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RF&L Wealth Management, LLC

CIK:0001965915
Investment Adviser
$287M AUM
60 holdings
Acton, MA, US
Founded:2011
3 employees
Latest filing:Sep 30, 2025

RF&L Wealth Management, LLC is an independent investment adviser based in Acton, Massachusetts, founded in 2011. The firm manages approximately $287 million for 405 accounts, primarily serving high net worth individuals, retail investors, pension plans, charitable organizations, and small businesses. With an employee count of 3, all working as financial advisors, RF&L offers tailored portfolio management and financial planning services. The firm is not a broker-dealer and is registered in several U.S. states, focusing on high-touch, personalized service for its clients.

Investment Strategy

RF&L Wealth Management utilizes a client-focused approach with discretionary and non-discretionary portfolio management, emphasizing long-term financial growth and stability. The firm builds diversified portfolios across equities and other asset classes, with holdings that include major public companies, favoring customized strategies based on each client's financial goals and risk tolerance. Services include portfolio management for both individuals and institutions, as well as selection of other advisors for specialized needs. The fee structure is primarily asset-based with options for fixed financial planning fees, ensuring transparency and alignment with client interests.

Top Buys
C
COSTCOSTCO WHSL CORP NEW
+$1.7M
A
AAPLAPPLE INC
+$1.4M
D
DFATDIMENSIONAL ETF TRUST
+$1.3M
D
DFUSDIMENSIONAL ETF TRUST
+$767.8K
N
NVDANVIDIA CORPORATION
+$766.8K
Top Sells
B
BSXBOSTON SCIENTIFIC CORP
-$214.8K
C
CRWDCROWDSTRIKE HLDGS INC
-$85.2K
L
LLYELI LILLY & CO
-$80.3K
K
KOCOCA COLA CO
-$75.9K
A
ABTABBOTT LABS
-$46.9K

Top Holdings

D
DFATDIMENSIONAL ETF TRUST
+9.9%$16.9M
D
DFACDIMENSIONAL ETF TRUST
+6.5%$11.0M
D
DFUSDIMENSIONAL ETF TRUST
+6.2%$10.6M
D
DFUVDIMENSIONAL ETF TRUST
+5.4%$9.3M
B
BSVVANGUARD BD INDEX FDS
+4.9%$8.4M

Equity Positions (60)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
D
DFAT
DIMENSIONAL ETF TRUST9.93%$16.9M290,556$44.10$58.21+$1.3M
D
DFAC
DIMENSIONAL ETF TRUST6.48%$11.0M286,245$24.46$38.57+$733.8K
D
DFUS
DIMENSIONAL ETF TRUST6.22%$10.6M146,368$41.87$72.44+$767.8K
D
DFUV
DIMENSIONAL ETF TRUST5.44%$9.3M207,556$33.59$44.69+$566.2K
B
BSV
VANGUARD BD INDEX FDS4.92%$8.4M106,160$75.89$78.91+$431.9K

Industry Allocation

PHARMACEUTICAL PREPARATIONS
+4.7%
SERVICES-PREPACKAGED SOFTWARE
+4.5%
ELECTRONIC COMPUTERS
+4.2%
RETAIL-VARIETY STORES
+3.9%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+3.3%