Earnings summaries and quarterly performance for BANK OF AMERICA CORP /DE/.
Executive leadership at BANK OF AMERICA CORP /DE/.
Board of directors at BANK OF AMERICA CORP /DE/.
AD
Arnold Donald
Detailed
Director
CR
Clayton Rose
Detailed
Director
DR
Denise Ramos
Detailed
Director
JA
Joe Almeida
Detailed
Director
LH
Linda Hudson
Detailed
Director
LN
Lionel Nowell
Detailed
Lead Independent Director
MM
Maria Martinez
Detailed
Director
MZ
Maria Zuber
Detailed
Director
MW
Michael White
Detailed
Director
ML
Monica Lozano
Detailed
Director
Pd
Pierre de Weck
Detailed
Director
SA
Sharon Allen
Detailed
Director
TW
Thomas Woods
Detailed
Director
Research analysts who have asked questions during BANK OF AMERICA CORP /DE/ earnings calls.
BG
Betsy Graseck
Morgan Stanley
6 questions for BAC
Also covers: BK, C, GS +8 more
Gerard Cassidy
RBC Capital Markets
6 questions for BAC
Also covers: BK, BPOP, C +14 more
Erika Najarian
UBS
5 questions for BAC
Also covers: AXP, C, CFG +14 more
GS
Glenn Schorr
Evercore ISI
5 questions for BAC
Also covers: APO, BEN, BK +14 more
JM
John McDonald
Truist Securities
5 questions for BAC
Also covers: C, FHN, GRDN +6 more
JM
James Mitchell
Seaport Global Holdings LLC
4 questions for BAC
Also covers: BK, C, EVR +9 more
KU
Ken Usdin
Autonomous Research
4 questions for BAC
Also covers: BK, C, CFG +11 more
MO
Matthew O'Connor
Deutsche Bank
4 questions for BAC
Also covers: C, CFG, FITB +11 more
MM
Michael Mayo
Wells Fargo
3 questions for BAC
Also covers: BK, C, FITB +10 more
MM
Mike Mayo
Wells Fargo
3 questions for BAC
Also covers: BK, C, CMA +11 more
CM
Chris McGratty
KBW
2 questions for BAC
Also covers: C, CFG, FHN +16 more
JM
Jim Mitchell
Seaport Global
2 questions for BAC
Also covers: C, EVR, JPM +2 more
MO
Matt O'Connor
Deutsche Bank
2 questions for BAC
Also covers: CFG, JPM, KEY +6 more
SM
Saul Martinez
HSBC
2 questions for BAC
Also covers: AXP, C, GS +6 more
SC
Steven Chubak
Wolfe Research
2 questions for BAC
Also covers: AMP, AMTD, APO +19 more
VJ
Vivek Juneja
JPMorgan Chase & Co.
2 questions for BAC
Also covers: C, NTRS, STT +2 more
Christopher McGratty
Keefe, Bruyette & Woods
1 question for BAC
Also covers: ASB, BANC, C +33 more
HL
Hang Leung
Wolfe Research
1 question for BAC
LE
L. Erika Penala
UBS
1 question for BAC
Also covers: AXP, CFG, COF +9 more
SA
Steven Alexopoulos
JPMorgan Chase & Co.
1 question for BAC
Also covers: C, CFG, FCNCA +10 more
Recent press releases and 8-K filings for BAC.
Bank of America reports Q4 2025 results
BAC
Earnings
Guidance Update
Accounting Changes
- 7% year-over-year revenue growth to $28.4 B, driven by net interest income of $15.9 B, market-facing fees of $10.4 B, and net income of $7.6 B or $0.98 EPS (+18% YoY).
- Maintained flat headcount and disciplined expense management, achieving operating leverage through digitalization and AI-driven productivity improvements.
- Segment highlights: Consumer Banking revenue $11.2 B (+5%) with net income $3.3 B (+17%); Wealth Management revenue $25 B (+9%) with net income $4.7 B (+10%); Global Markets record revenue $24 B (+10%); Global Banking net income $7.8 B.
- Expanded digital and AI adoption: Zelle and Erica engagement grew across businesses, and AI-enabled coding automation boosted developer productivity by 30% among 18,000 engineers.
- 2026 outlook: net interest income growth of 5%–7%, operating leverage of 200+ bps, and an effective tax rate near 20%.
Jan 14, 2026, 1:30 PM
Bank of America reports Q4 2025 results
BAC
Earnings
Guidance Update
- Net income of $7.6 billion and EPS of $0.98, up 12% and 18% year-over-year, on 7% revenue growth in Q4 2025.
- Net interest income of $15.9 billion (+10% YoY); average loans grew 8% and average deposits grew 3% YoY.
- Returned $8.4 billion of capital in Q4, including $6.3 billion in share repurchases and $2.1 billion in dividends.
- FY 2025: Revenue ~$113 billion (+7%), net income +13%, EPS of $3.81 (+19%), and > $30 billion of capital returned.
- 2026 outlook: 5–7% net interest income growth, ~4% Q1 expense growth, and ~200 basis points of operating leverage.
Jan 14, 2026, 1:30 PM
Bank of America reports Q4 2025 results
BAC
Earnings
- Bank of America posted net income of $7.6 B, EPS of $0.98, with 10.4% ROE and 14.0% ROTCE in 4Q25.
- Revenue (net of interest expense) rose 7% YoY to $28.4 B, driven by $15.8 B in net interest income (+10% YoY) and gains in asset management and sales & trading.
- Provision for credit losses was $1.3 B and net charge-offs $1.3 B, with allowance for loan and lease losses at 1.12% of total loans, reflecting stable credit quality.
- Efficiency ratio improved to 61% as noninterest expense reached $17.4 B (+4% YoY); average deposits were $2.01 T (+3% YoY) and loans $1.17 T (+8% YoY).
- Common Equity Tier 1 ratio remained strong at 11.4%, well above regulatory minimums, with $975 B in average global liquidity sources.
Jan 14, 2026, 1:30 PM
Bank of America reports Q4 2025 earnings
BAC
Earnings
Guidance Update
Share Buyback
- Reported net income of $7.6 B (+12% Y/Y) and EPS of $0.98 (+18% Y/Y) on 7% revenue growth, led by a 10% increase in NII to $15.9 B.
- Delivered 330 bps of operating leverage in Q4 and 250 bps for FY 2025, with disciplined expense management holding headcount flat.
- Balanced-sheet growth: average loans up 8% and deposits up 3%, total assets at $3.4 T, and global liquidity sources at $975 B.
- Returned $8.4 B of capital in Q4 (dividends of $2.1 B, share repurchases of $6.3 B); CET1 ratio at 11.4% and TBV per share at $28.73 (+9% Y/Y).
- Reiterate 5–7% net interest income growth for 2026 and 200 bps of operating leverage, with $12–$15 B of MBS and mortgage loan roll-offs to be reinvested at higher yields.
Jan 14, 2026, 1:30 PM
Bank of America reports Q4 2025 results
BAC
Earnings
Dividends
Share Buyback
- Net income of $7.6 billion; EPS of $0.98 (+18% YoY); revenue of $28.4 billion (+7% YoY); net interest income up 10% to $15.8 billion
- Full-year 2025 net income of $30.5 billion; EPS $3.81 (+19% YoY); full-year revenue $113.1 billion (+7% YoY)
- Average deposits of $2.01 trillion (+3% YoY) and loans & leases of $1.17 trillion (+8% YoY)
- Efficiency ratio improved 194 bps to 61%; CET1 ratio at 11.4%, well above regulatory minimum
- $8.4 billion returned to shareholders in 2025, including $2.1 billion in dividends and $6.3 billion in share repurchases
Jan 14, 2026, 11:45 AM
Bank of America reports strong Q4 2025 results with trading boost
BAC
Earnings
Guidance Update
- EPS of $0.98 vs $0.96 expected; net income $7.6 billion on $28.5 billion revenue, driven by net interest income and trading gains.
- Net interest income up ~9.7–10% to $15.8 billion; forecasts 5–7% growth for 2026.
- Equity trading revenue surged 23% to $2.02 billion, about $160 million above estimates; sales & trading near $4.5 billion.
- Business segments: Consumer Banking $3.3 billion, Global Banking $2.1 billion, Global Markets $984 million; All Other swung to a $132 million loss.
- Efficiency ratio improved to 61.5% (vs 62.7% est.), net interest margin 2.1%, tangible book value per share $28.73 (+7.5% YoY), credit-card delinquencies 1.27%.
Jan 13, 2026, 7:19 PM
Bank of America slides despite Q4 earnings beat
BAC
Earnings
Share Buyback
Guidance Update
- Bank of America reported Q4 net income of $7.6 billion, diluted EPS of $0.98, and revenue of $28.4 billion.
- Net interest income rose roughly 10% y/y to $15.8 billion; management reiterated a 5–7% NII growth outlook for fiscal 2026 and expects about 7% growth this quarter.
- Sales and trading revenue grew 10% y/y to $4.5 billion, while average loans and leases increased 8% to $1.17 trillion.
- Returned $8.4 billion to shareholders, including $6.3 billion in share buybacks.
Jan 13, 2026, 5:20 PM
Bank of America redeems $3 billion 5.080% notes due 2027
BAC
- Bank of America will redeem all $3,000,000,000 outstanding 5.080% Fixed/Floating Rate Senior Notes, due January 2027, on January 20, 2026, at 100% of principal plus accrued interest to—but excluding—the redemption date.
- Interest on the notes will cease to accrue on the redemption date.
Jan 9, 2026, 9:15 PM
Bank of America reports Q3 2025 supplemental results
BAC
Earnings
- Q3 2025 total revenue net of interest expense was $29.04 billion, comprised of net interest income of $15.233 billion and noninterest income of $13.807 billion.
- Q3 2025 net income was $8.332 billion, or $1.04 diluted EPS, up from $6.711 billion ($0.78) in Q3 2024.
- Return on average assets for Q3 2025 improved to 0.96%, and the efficiency ratio tightened to 59.70%.
- As of September 30 2025, the balance sheet showed total assets of $3.403 trillion and total deposits of $2.002 trillion.
Jan 6, 2026, 9:43 PM
Bank of America crosses 6.19% voting threshold in ICG PLC
BAC
- Bank of America Corporation reached a 6.194503% total voting rights position in ICG PLC on 15 Dec 2025, as notified on 16 Dec 2025.
- All voting rights are held via financial instruments, with 0% direct shareholding and 6.194503% through derivatives, representing 18,003,721 voting rights.
- The position comprises 935,786 rights (0.321974%) from physical swaps and a call option, and 17,067,935 rights (5.872529%) from cash-settled swaps.
Dec 17, 2025, 7:00 AM
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