Earnings summaries and quarterly performance for SIERRA BANCORP.
Executive leadership at SIERRA BANCORP.
Kevin McPhaill
Chief Executive Officer
Christopher Treece
Executive Vice President and Chief Financial Officer
Hugh Boyle
Executive Vice President and Chief Credit Officer
Matthew Dusi
Senior Vice President and Head of Commercial Banking
Michael Olague
Executive Vice President and Chief Banking Officer
Natalia Coen
Executive Vice President and Chief Risk Officer
William Wade II
Executive Vice President and Chief Operations Officer
Board of directors at SIERRA BANCORP.
Albert Berra
Director
Ermina Karim
Director
James Holly
Vice Chairman of the Board
Julie Castle
Director
Laurence Dutto
Director
Lynda Scearcy
Director
Michele Gil
Director
Morris Tharp
Chairman of the Board
Susan Abundis
Director
Vonn Christenson
Director
Research analysts covering SIERRA BANCORP.
Recent press releases and 8-K filings for BSRR.
- Sierra Bancorp reported record quarterly net income of $12.9 million in the fourth quarter of 2025, an increase from $10.4 million for the same period in 2024.
- Diluted earnings per share (EPS) for Q4 2025 increased to $0.97, up 34% compared to $0.72 for the same period in 2024, with full-year 2025 diluted EPS reaching $3.11.
- For the full year 2025, loans at amortized cost grew 9%, or $215.4 million, to $2.5 billion, primarily driven by a strategic enhancement to the mortgage warehouse program.
- The company repurchased 1,024,792 shares of common stock throughout 2025, representing 7.2% of shares outstanding at December 31, 2024, and increased its quarterly dividend to $0.26 per share in January 2026.
- Sierra Bancorp announced record quarterly net income of $12.9 million and diluted earnings per share of $0.97 for the fourth quarter of 2025, an increase from $10.4 million and $0.72, respectively, in the fourth quarter of 2024.
- For the full year 2025, net income reached $42.3 million and diluted EPS was $3.11, marking a 10.3% increase in diluted EPS compared to the full year 2024.
- The company reported 9% loan growth for the full year 2025, with loans at amortized cost reaching $2.5 billion, and total assets increasing 6.0% to $3.83 billion at December 31, 2025.
- Sierra Bancorp repurchased 1,024,792 shares of common stock throughout 2025, representing 7.2% of shares outstanding at December 31, 2024, and increased its quarterly dividend to $0.26 per share in January 2026.
- Key financial metrics for Q4 2025 included a return on average assets of 1.39%, return on average equity of 14.09%, net interest margin of 3.79%, and an efficiency ratio of 57.7%.
- Sierra Bancorp reported net income of $9.7 million, or $0.72 per diluted share, for Q3 2025, a 9% decrease from Q2 2025. For the first nine months of 2025, diluted earnings per share increased 3% to $2.15, primarily due to stock repurchases, despite a 3% decrease in net income to $29.4 million compared to the same period in 2024.
- The company improved its Net Interest Margin to 3.78% and its efficiency ratio to 58.0% in Q3 2025, compared to 3.68% and 59.4% respectively in the prior linked quarter.
- Gross loans increased by $57.2 million (9% annualized) to $2.5 billion, and customer deposits increased by $13.3 million (2% annualized) to $2.7 billion during Q3 2025.
- Credit quality improved with the total nonperforming loans to total gross loans ratio falling to 0.56% in Q3 2025 from 0.62% in the prior linked quarter. However, the provision for credit losses on loans increased to $3.7 million in Q3 2025, mainly due to a $3.5 million individual reserve for a single agricultural production loan.
- Sierra Bancorp repurchased 190,342 shares of common stock during Q3 2025 at an average price of $30.55 and declared a quarterly dividend of $0.25 per share.
- Sierra Bancorp reported net income of $9.7 million and diluted earnings per share of $0.72 for the third quarter of 2025. For the first nine months of 2025, net income was $29.4 million and diluted EPS was $2.15.
- The company improved its net interest margin to 3.78% and its efficiency ratio to 58.0% in Q3 2025, compared to the prior linked quarter.
- Gross loans increased by $57.2 million (9% annualized) to $2.5 billion in Q3 2025, and total assets grew by $95.1 million (3%) to $3.7 billion during the first nine months of 2025.
- The company repurchased 190,342 shares of common stock in Q3 2025 and 802,753 shares during the first nine months of 2025, contributing to a 3% increase in nine-month diluted EPS, and increased tangible book value per share by 3% to $24.66 in Q3 2025. A dividend of $0.25 per share was also declared.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more
