Earnings summaries and quarterly performance for BYLINE BANCORP.
Executive leadership at BYLINE BANCORP.
Roberto R. Herencia
Detailed
Executive Chairman and Chief Executive Officer
CEO
AJ
Alberto J. Paracchini
Detailed
President
BM
Brogan M. Ptacin
Detailed
Executive Vice President, Head of Commercial Banking
TJ
Thomas J. Bell III
Detailed
Executive Vice President, Chief Financial Officer and Treasurer
TS
Thomas S. Abraham
Detailed
President, Byline Small Business Capital
Board of directors at BYLINE BANCORP.
Ad
Antonio del Valle Perochena
Detailed
Lead Director
CR
Carlos Ruiz Sacristán
Detailed
Director
MH
Margarita Hugues Vélez
Detailed
Director
MJ
Mary Jo S. Herseth
Detailed
Director
PC
Pamela C. Stewart
Detailed
Director
PR
Phillip R. Cabrera
Detailed
Director
SP
Steven P. Kent
Detailed
Director
WG
William G. Kistner
Detailed
Director
Research analysts who have asked questions during BYLINE BANCORP earnings calls.
BM
Brian Martin
Janney Montgomery Scott
8 questions for BY
Also covers: BFIN, EFSC, FBIZ +10 more
Brendan Nosal
Hovde Group, LLC
6 questions for BY
Also covers: ALRS, BWB, CIVB +11 more
DD
Damon Del Monte
Keefe, Bruyette & Woods
6 questions for BY
Also covers: ALRS, CAC, EBC +15 more
NR
Nathan Race
Piper Sandler & Co.
6 questions for BY
Also covers: ALRS, BSVN, BWB +18 more
David Long
Raymond James Financial, Inc.
3 questions for BY
Also covers: ALRS, EFSC, FCNCA +10 more
TM
Terence McEvoy
Stephens Inc.
3 questions for BY
Also covers: ASB, CIVB, CMA +10 more
Adam Kroll
Piper Sandler Companies
2 questions for BY
Also covers: BWB, HAFC, HFWA +4 more
AC
Ana Casanueva
Hovde Group
2 questions for BY
Brandon Rud
Stephens Inc.
2 questions for BY
Also covers: BWB, MSBI, OSBC +2 more
MR
Matthew Renck
Keefe, Bruyette & Woods (KBW)
2 questions for BY
Also covers: CAC, IBCP
Terry McEvoy
Stephens
2 questions for BY
Also covers: ASB, CBC, CIVB +4 more
TM
Terry McEvoy
Stephens Inc.
1 question for BY
Also covers: ASB, CIVB, EQBK +9 more
Recent press releases and 8-K filings for BY.
Byline Bancorp Reports Strong Q4 and Full Year 2025 Results, Increases Dividend, and Authorizes Share Repurchase
BY
Earnings
Dividends
Share Buyback
- Byline Bancorp reported net income of $34.5 million or $0.76 per diluted share for Q4 2025, and $130.1 million or $2.89 per diluted share for the full year 2025.
- The company announced a 20% increase in its quarterly dividend and authorized a new share repurchase program for up to 5% of outstanding shares.
- For Q1 2026, Byline Bancorp expects net interest income (NII) between $99-$100 million and projects quarterly non-interest expense for 2026 to trend between $58-$60 million.
- The company anticipates mid-single-digit loan growth and net charge-offs in the 30-40 basis points range for 2026.
- Byline Bancorp is on track to cross the $10 billion asset threshold in 2026 and is focused on organic growth, including the successful launch of its commercial payments business.
Jan 23, 2026, 3:00 PM
Byline Bancorp Reports Strong Q4 and Full Year 2025 Results, Increases Dividend
BY
Earnings
Dividends
Share Buyback
- Byline Bancorp reported Q4 2025 net income of $34.5 million ($0.76 per diluted share) and full-year 2025 net income of $130.1 million ($2.89 per diluted share), with revenue up 9.7% year-over-year to $446 million for the full year.
- The company announced a 20% increase in its quarterly dividend and authorized a new share repurchase program for up to 5% of outstanding shares, following the repurchase of approximately 346,000 shares in Q4 2025.
- Byline Bancorp anticipates crossing the $10 billion asset threshold in 2026 and provided Q1 2026 net interest income guidance of $99 million-$100 million, alongside a mid-single-digit loan growth outlook for 2026.
Jan 23, 2026, 3:00 PM
Byline Reports Strong Full-Year and Q4 2025 Results, Provides 2026 Outlook
BY
Earnings
Guidance Update
Share Buyback
- Byline (BY) delivered strong full-year 2025 results with net income of $130.1 million and diluted EPS of $2.89, on revenue of $446 million, representing a 9.7% increase year-over-year.
- For Q4 2025, net income was $34.5 million or $0.76 per diluted share, with net interest income reaching a record high of $101 million and a net interest margin of 4.35%.
- The company anticipates crossing the $10 billion asset threshold in 2026 and projects mid-single-digit loan growth for the year, with Q1 2026 net interest income expected to be between $99-$100 million.
- Byline returned $42 million to stockholders in 2025, increased dividends, and authorized a share buyback program of up to 5% of shares outstanding, reflecting strong capital management and a focus on shareholder value.
Jan 23, 2026, 3:00 PM
BY Reports Strong Full Year and Fourth Quarter 2025 Financial Results
BY
Earnings
Share Buyback
Capital
- BY reported record revenue of $446.3 million and diluted EPS of $2.89 for the full year 2025.
- For Q4 2025, the company achieved net income of $34.5 million and diluted EPS of $0.76 on revenue of $117.0 million.
- The company ended 2025 with a CET1 ratio of 12.33% and TCE/TA of 11.29%, alongside a tangible book value per share of $23.44, which was up 16.7% year-over-year.
- During Q4 2025, BY repurchased 345,706 shares of common stock.
Jan 23, 2026, 3:00 PM
Byline Bancorp, Inc. Reports Strong Q4 and Full Year 2025 Financial Results
BY
Earnings
Dividends
Share Buyback
- Byline Bancorp, Inc. reported net income of $34.5 million and $0.76 diluted earnings per share for Q4 2025, with full year 2025 net income reaching $130.1 million and $2.89 diluted earnings per share on record revenues of $446.3 million.
- The company's net interest margin (NIM) expanded to 4.35% in Q4 2025 and 4.22% for the full year, while the efficiency ratio improved to 50.32% in Q4 2025 and 51.83% for the full year.
- As of December 31, 2025, total assets were $9.7 billion, with total loans and leases at $7.5 billion and total deposits at $7.6 billion.
- Capital ratios strengthened, with Common Equity Tier 1 (CET1) at 12.33% and Tangible Common Equity to Tangible Assets (TCE/TA) at 11.29%, and tangible book value per common share increased 16.7% year-over-year to $23.44.
- The Board declared a cash dividend of $0.12 per share on January 21, 2026, a 20.0% increase from the previous quarterly dividend, and the company repurchased 345,706 common shares.
Jan 22, 2026, 9:15 PM
Byline Bancorp Reports Fourth Quarter and Full Year 2025 Financial Results, Increases Dividend
BY
Earnings
Dividends
Share Buyback
- Byline Bancorp, Inc. reported net income of $34.5 million and $0.76 diluted earnings per share for the fourth quarter of 2025.
- For the full year 2025, the company achieved net income of $130.1 million and $2.89 diluted earnings per share, with record revenues of $446.3 million.
- The Board of Directors declared a cash dividend of $0.12 per share, representing a 20.0% increase from the previous quarterly dividend of $0.10 per share.
- Net interest income for the fourth quarter of 2025 was $101.3 million, an increase of 1.4% from the third quarter of 2025.
- The company repurchased 345,706 common shares during the fourth quarter of 2025.
Jan 22, 2026, 9:10 PM
BYLINE BANCORP, INC. Announces New Stock Repurchase Program
BY
Share Buyback
- BYLINE BANCORP, INC. announced on December 11, 2025, that its Board of Directors approved a new stock repurchase program.
- The program authorizes the company to repurchase up to 2.25 million shares of its outstanding common stock.
- This represents approximately 4.9% of the company's currently outstanding common stock.
- The new program will be effective January 1, 2026, and will remain in effect until December 31, 2026.
Dec 11, 2025, 1:15 PM
Byline Reports Strong Q3 2025 Financial Performance with Growth in Loans and Deposits
BY
Earnings
Guidance Update
M&A
- Byline (BY) reported net income of $37 million and $0.82 per diluted share for Q3 2025, on revenue of $116 million, reflecting strong execution and profitability metrics.
- The company saw significant balance sheet expansion, with loans growing 6% linked quarter to $7.5 billion and deposits increasing 1% linked quarter to $7.8 billion.
- Credit quality improved, evidenced by a decrease in provision for credit losses to $5.3 million and non-performing loans to total loans and leases declining to 85 basis points.
- Capital remains robust, with CET1 at 12.15% and tangible book value per share up 12% year-on-year.
- Byline expects to cross the $10 billion asset threshold in Q1 2026, with the estimated $4.5 to $5 million Durbin impact not taking effect until 2027.
Oct 24, 2025, 2:00 PM
Byline Bancorp Reports Strong Q3 2025 Results with Loan and Deposit Growth
BY
Earnings
Guidance Update
M&A
- Byline Bancorp reported net income of $37 million and diluted earnings per share of $0.82 for Q3 2025, on revenue of $116 million.
- The company achieved loan growth of 6% linked quarter, reaching $7.5 billion, and deposit growth of 1% linked quarter, totaling $7.8 billion.
- Net interest margin expanded 9 basis points to 4.27%, and the efficiency ratio improved to 51%.
- Credit quality improved with a provision for credit losses of $5.3 million, and capital remained robust with CET1 surpassing 12%.
- Management anticipates crossing the $10 billion asset mark in Q1 2026, with an estimated Durbin impact of $4.5 million-$5 million (including FDIC effect) not expected until 2027.
Oct 24, 2025, 2:00 PM
Byline Bancorp Announces Q3 2025 Results
BY
Earnings
Guidance Update
M&A
- Byline Bancorp reported net income of $37 million and diluted EPS of $0.82 for Q3 2025, on revenue of $116 million. This represents year-on-year growth of 13.6% in revenue and 19% in EPS.
- The company demonstrated strong profitability with a pre-tax, pre-provision income of $55 million, an ROA of 1.5%, and an ROTC of 15.1%. The net interest margin expanded by 9 basis points from last quarter to 4.27%.
- Loans grew 6% linked quarter to $7.5 billion, and deposits increased 1% linked quarter to $7.8 billion. Capital levels remain robust, with CET1 surpassing 12%, and tangible book value per share grew 12% year-on-year.
- Byline Bancorp anticipates crossing the $10 billion asset mark during Q1 2026, with an estimated Durbin impact of $4.5 to $5 million (including FDIC effect) expected to take effect in July 2027. The company remains open to M&A opportunities and is focused on funding organic growth and maintaining a stable dividend.
Oct 24, 2025, 2:00 PM
Quarterly earnings call transcripts for BYLINE BANCORP.
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