Earnings summaries and quarterly performance for BYLINE BANCORP.
Executive leadership at BYLINE BANCORP.
Roberto R. Herencia
Detailed
Executive Chairman and Chief Executive Officer
CEO
AJ
Alberto J. Paracchini
Detailed
President
BM
Brogan M. Ptacin
Detailed
Executive Vice President, Head of Commercial Banking
TJ
Thomas J. Bell III
Detailed
Executive Vice President, Chief Financial Officer and Treasurer
TS
Thomas S. Abraham
Detailed
President, Byline Small Business Capital
Board of directors at BYLINE BANCORP.
Ad
Antonio del Valle Perochena
Detailed
Lead Director
CR
Carlos Ruiz Sacristán
Detailed
Director
MH
Margarita Hugues Vélez
Detailed
Director
MJ
Mary Jo S. Herseth
Detailed
Director
PC
Pamela C. Stewart
Detailed
Director
PR
Phillip R. Cabrera
Detailed
Director
SP
Steven P. Kent
Detailed
Director
WG
William G. Kistner
Detailed
Director
Research analysts who have asked questions during BYLINE BANCORP earnings calls.
BM
Brian Martin
Janney Montgomery Scott
6 questions for BY
Also covers: BFIN, EFSC, FBIZ +10 more
Brendan Nosal
Hovde Group, LLC
4 questions for BY
Also covers: ALRS, BWB, CIVB +11 more
DD
Damon Del Monte
Keefe, Bruyette & Woods
4 questions for BY
Also covers: ALRS, CAC, EBC +15 more
NR
Nathan Race
Piper Sandler & Co.
4 questions for BY
Also covers: ALRS, BSVN, BWB +17 more
David Long
Raymond James Financial, Inc.
3 questions for BY
Also covers: ALRS, EFSC, FCNCA +10 more
TM
Terence McEvoy
Stephens Inc.
3 questions for BY
Also covers: ASB, CIVB, CMA +10 more
Adam Kroll
Piper Sandler Companies
2 questions for BY
Also covers: BWB, HAFC, HFWA +3 more
AC
Ana Casanueva
Hovde Group
2 questions for BY
Brandon Rud
Stephens Inc.
2 questions for BY
Also covers: MSBI, OSBC, PEBO +1 more
MR
Matthew Renck
Keefe, Bruyette & Woods (KBW)
2 questions for BY
Also covers: CAC, IBCP
TM
Terry McEvoy
Stephens Inc.
1 question for BY
Also covers: ASB, CIVB, EQBK +9 more
Recent press releases and 8-K filings for BY.
BYLINE BANCORP, INC. Announces New Stock Repurchase Program
BY
Share Buyback
- BYLINE BANCORP, INC. announced on December 11, 2025, that its Board of Directors approved a new stock repurchase program.
- The program authorizes the company to repurchase up to 2.25 million shares of its outstanding common stock.
- This represents approximately 4.9% of the company's currently outstanding common stock.
- The new program will be effective January 1, 2026, and will remain in effect until December 31, 2026.
Dec 11, 2025, 1:15 PM
Byline Reports Strong Q3 2025 Financial Performance with Growth in Loans and Deposits
BY
Earnings
Guidance Update
M&A
- Byline (BY) reported net income of $37 million and $0.82 per diluted share for Q3 2025, on revenue of $116 million, reflecting strong execution and profitability metrics.
- The company saw significant balance sheet expansion, with loans growing 6% linked quarter to $7.5 billion and deposits increasing 1% linked quarter to $7.8 billion.
- Credit quality improved, evidenced by a decrease in provision for credit losses to $5.3 million and non-performing loans to total loans and leases declining to 85 basis points.
- Capital remains robust, with CET1 at 12.15% and tangible book value per share up 12% year-on-year.
- Byline expects to cross the $10 billion asset threshold in Q1 2026, with the estimated $4.5 to $5 million Durbin impact not taking effect until 2027.
Oct 24, 2025, 2:00 PM
Byline Bancorp Reports Strong Q3 2025 Results with Loan and Deposit Growth
BY
Earnings
Guidance Update
M&A
- Byline Bancorp reported net income of $37 million and diluted earnings per share of $0.82 for Q3 2025, on revenue of $116 million.
- The company achieved loan growth of 6% linked quarter, reaching $7.5 billion, and deposit growth of 1% linked quarter, totaling $7.8 billion.
- Net interest margin expanded 9 basis points to 4.27%, and the efficiency ratio improved to 51%.
- Credit quality improved with a provision for credit losses of $5.3 million, and capital remained robust with CET1 surpassing 12%.
- Management anticipates crossing the $10 billion asset mark in Q1 2026, with an estimated Durbin impact of $4.5 million-$5 million (including FDIC effect) not expected until 2027.
Oct 24, 2025, 2:00 PM
Byline Bancorp Announces Q3 2025 Results
BY
Earnings
Guidance Update
M&A
- Byline Bancorp reported net income of $37 million and diluted EPS of $0.82 for Q3 2025, on revenue of $116 million. This represents year-on-year growth of 13.6% in revenue and 19% in EPS.
- The company demonstrated strong profitability with a pre-tax, pre-provision income of $55 million, an ROA of 1.5%, and an ROTC of 15.1%. The net interest margin expanded by 9 basis points from last quarter to 4.27%.
- Loans grew 6% linked quarter to $7.5 billion, and deposits increased 1% linked quarter to $7.8 billion. Capital levels remain robust, with CET1 surpassing 12%, and tangible book value per share grew 12% year-on-year.
- Byline Bancorp anticipates crossing the $10 billion asset mark during Q1 2026, with an estimated Durbin impact of $4.5 to $5 million (including FDIC effect) expected to take effect in July 2027. The company remains open to M&A opportunities and is focused on funding organic growth and maintaining a stable dividend.
Oct 24, 2025, 2:00 PM
BY Reports Strong Q3 2025 Financial Results with Robust Growth and Improved Credit Quality
BY
Earnings
Guidance Update
M&A
- BY delivered strong Q3 2025 results, with net income of $37,000,000 and diluted EPS of $0.82 on revenue of $116,000,000, reflecting year-on-year growth of 13.6% for revenue and 19% for EPS. The net interest margin expanded nine basis points to 4.27%, and the efficiency ratio stood at 51%.
- Loans grew 6% linked quarter to $7,500,000,000, and deposits totaled $7,800,000,000. Credit costs declined significantly, with the provision for credit losses at $5,300,000, a decrease of $6,600,000 compared to the prior quarter, and asset quality metrics such as NPAs, NPLs, and net charge-offs all improved.
- Capital levels remained robust, with CET1 surpassing 12% and tangible book value per share growing 5% linked quarter and 12% year-on-year. For Q4, BY expects loan growth to continue in the mid-single digits, net interest income between $97,000,000 and $99,000,000, and non-interest expense in the same range as Q3. The company also noted a potential $4,500,000 to $5,000,000 Durbin impact if it crosses $10 billion organically in 2026, effective July 1, 2027.
Oct 24, 2025, 2:00 PM
Byline Bancorp Reports Strong Q3 2025 Earnings
BY
Earnings
Revenue Acceleration/Inflection
- Byline Bancorp reported strong third-quarter 2025 earnings, with EPS of $0.82 to $0.83 and revenue exceeding $115 million, both surpassing analyst expectations.
- The bank achieved record net income of $37.2 million and saw its net interest income increase 4.1% to nearly $100 million, driven by solid loan growth and lower credit losses.
- Key financial metrics include a net interest margin of 4.27%, an efficiency ratio of 51%, and tangible book value per share rising 11.7% year-on-year to $22.58.
- Byline Bancorp's strong financial health is further evidenced by a return on average assets (ROAA) of 1.52% and a return on average stockholders' equity of 12.21%.
Oct 24, 2025, 1:13 AM
Quarterly earnings call transcripts for BYLINE BANCORP.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more