Catherine Mealor

Jon Arfstrom

Manan Gosalia

Michael Rose

Jared Shaw

Matt Olney

Ben Gerlinger

Brett Rabatin

Casey Haire

Gary Tenner

Benjamin Gerlinger

Jared David Shaw

Stephen Scouten

- Cadence Bank reported **adjusted net income available to common shareholders of $152.8 million**, or **$0.81 per diluted common share**, for Q3 2025, alongside an **adjusted pre-tax pre-provision net revenue (PPNR) of $224.1 million**, an **8.8% increase** from Q2 2025.  **[0001299939_2192163:2]**  The **net interest margin improved to 3.46%**, a **6 basis point linked-quarter increase**.  **[0001299939_2192163:2]** 
- Total loans grew by **$1.3 billion** and total deposits by **$3.4 billion** in Q3 2025, primarily driven by the **acquisition of Industry Bancshares, Inc.** on July 1, 2025, which added approximately **$4.1 billion in assets**.  **[0001299939_2192163:2]**  Net organic loan growth contributed **$0.3 billion**.  **[0001299939_2192163:2]** 
- Cadence Bank updated its 2025 financial expectations, narrowing the projected year-over-year growth for **Total Loans to 11% to 12%**, **Total Core Customer Deposits to 12% to 14%**, and **Total Adjusted Revenue to 10% to 11%**.  **[0001299939_2192163:24]**  Adjusted noninterest expense growth is now expected to be **7% to 8%**.  **[0001299939_2192163:24]**

Cadence Bank Reports Strong Q3 2025 Results Driven by Acquisitions and Improved Net Interest Margin

- Cadence Bank reported **net income available to common shareholders of $127.5 million**, or **$0.67 per diluted common share**, and **adjusted net income available to common shareholders of $152.8 million**, or **$0.81 per diluted common share**, for the third quarter of 2025.  **[1299939_20251020CL02117:0]** 
- The company completed the acquisition of **Industry Bancshares, Inc.** effective July 1, 2025, which added approximately **$4.1 billion in assets**.  **[1299939_20251020CL02117:0]** 
- **Total loans grew $1.3 billion** and **total deposits grew $3.4 billion** in the third quarter of 2025, with core customer deposits increasing by $3.1 billion reflecting growth from recent acquisitions.  **[1299939_20251020CL02117:0]** 
- The **net interest margin improved to 3.46%** for the third quarter of 2025, an increase of 6 basis points compared to the second quarter of 2025.  **[1299939_20251020CL02117:0]** 
- Cadence Bank maintained strong regulatory capital with a **Common Equity Tier 1 Capital of 11.5%** and **Total Capital of 13.1%** at September 30, 2025.  **[1299939_20251020CL02117:0]**

Cadence Bank Announces Third Quarter 2025 Financial Results

Cadence Bank (CADE)