Cadence Bank (CADE) Company Report

Analyst Coverage

Research analysts who have asked questions during Cadence Bank earnings calls.

Catherine Mealor

Keefe, Bruyette & Woods

7 questions for CADE

Also covers: ABCB, AUB, CFR +21 more

Jon Arfstrom

RBC Capital Markets

7 questions for CADE

Also covers: ALLY, ASB, BFH +24 more

Manan Gosalia

Morgan Stanley

7 questions for CADE

Also covers: CFG, CFR, CMA +16 more

Michael Rose

Raymond James Financial, Inc.

7 questions for CADE

Also covers: AMTB, BFST, BOKF +24 more

Jared Shaw

Barclays

5 questions for CADE

Also covers: ASB, BANC, BKU +19 more

Matt Olney

Stephens Inc.

5 questions for CADE

Also covers: BFST, BOKF, BSVN +20 more

Ben Gerlinger

Citigroup

4 questions for CADE

Also covers: BKU, BPOP, FHN +10 more

Brett Rabatin

Hovde Group, LLC

4 questions for CADE

Also covers: BOKF, BPOP, CBK +19 more

Casey Haire

Jefferies

4 questions for CADE

Also covers: ASB, CFR, EWBC +12 more

Stephen Scouten

Piper Sandler & Co.

3 questions for CADE

Also covers: ABCB, AMTB, AUB +24 more

Gary Tenner

D.A. Davidson & Co.

2 questions for CADE

Also covers: AVBH, AX, BANC +18 more

Benjamin Gerlinger

Citigroup Inc.

1 question for CADE

Also covers: BANC, BKU, BOKF +18 more

Jared David Shaw

Barclays Capital

1 question for CADE

Also covers: BANC, BKU, BOH +13 more

Latest news

Recent press releases and 8-K filings for CADE.

Cadence Bank Subsidiary Linscomb Wealth Marks 55th Anniversary and Highlights Future Plans

CADE

New Projects/Investments

M&A

Linscomb Wealth (LW), a wholly owned subsidiary of Cadence Bank (NYSE: CADE), is celebrating its 55th anniversary as a Houston-based wealth management firm.
The firm has recently surpassed $5 billion in assets under management, completed its first acquisition, and introduced a firmwide rebrand.
LW's future focus includes expanding planning and investment capabilities, advancing a new technology roadmap, and strengthening governance.
The firm's next chapter is strengthened by the proposed merger of parent company Cadence Bank with The Huntington National Bank, announced in October 2025 and expected to close on February 1, 2026.

1 day ago

Press Release

Cadence Bank to be acquired by Huntington Bancshares

CADE

M&A

Legal Proceedings

Takeover Bid

Cadence Bank (NYSE – CADE) is being acquired by Huntington Bancshares Incorporated (Nasdaq – HBAN) in an all-stock deal valued at $7.4 billion.
Huntington will issue 2.475 shares of common stock for each outstanding share of Cadence Bank common stock.
Based on Huntington's closing price of $16.07 as of October 24, 2025, the implied consideration is $39.77 per Cadence share.
An investigation is underway concerning whether the Cadence Bank Board breached its fiduciary duties to shareholders by failing to conduct a fair process and provide fair value.

Dec 10, 2025, 6:37 PM

Press Release

Cadence Bank to be Acquired by Huntington Bancshares

CADE

M&A

Takeover Bid

Huntington Bancshares has agreed to acquire Cadence Bank in a $7.4 billion all-stock deal.
The merger is expected to close in the first quarter of 2026 and will create a combined entity with $276 billion in assets, positioning it as a top-ten U.S. bank.
The acquisition values Cadence Bank at $39.77 per share, representing a 9% premium over its last closing price, and is projected to be 10% accretive to Huntington's earnings per share.
Concerns exist regarding Cadence Bank's lending disparities and a Beneish M-Score indicating potential financial manipulation risks.

Oct 27, 2025, 11:35 AM

Bloomberg

Cadence Bank Reports Strong Q3 2025 Results Driven by Acquisitions and Improved Net Interest Margin

CADE

Earnings

M&A

Guidance Update

Cadence Bank reported adjusted net income available to common shareholders of $152.8 million, or $0.81 per diluted common share, for Q3 2025, alongside an adjusted pre-tax pre-provision net revenue (PPNR) of $224.1 million, an 8.8% increase from Q2 2025. The net interest margin improved to 3.46%, a 6 basis point linked-quarter increase.
Total loans grew by $1.3 billion and total deposits by $3.4 billion in Q3 2025, primarily driven by the acquisition of Industry Bancshares, Inc. on July 1, 2025, which added approximately $4.1 billion in assets. Net organic loan growth contributed $0.3 billion.
Cadence Bank updated its 2025 financial expectations, narrowing the projected year-over-year growth for Total Loans to 11% to 12%, Total Core Customer Deposits to 12% to 14%, and Total Adjusted Revenue to 10% to 11%. Adjusted noninterest expense growth is now expected to be 7% to 8%.

Oct 21, 2025, 3:00 PM

Presentation

Cadence Bank (CADE) Reports Strong Q3 2025 Earnings and Acquisition Integration Success

CADE

Earnings

M&A

Guidance Update

Cadence Bank (CADE) reported strong Q3 2025 adjusted net income of $152.8 million or $0.81 per share, with an adjusted return on assets of 1.13% and an improved adjusted efficiency ratio of 56.5%.
The Industry Bankshares acquisition was completed and integrated in Q3 2025, contributing to $3.4 billion in deposits and $1.3 billion in loans. The purchase accounting for this acquisition resulted in an additional $143 million in tangible common equity due to improved valuation marks, including an $80 million deferred tax asset, shortening the earnback period to approximately two and a half years.
The company's net interest margin (NIM) improved by six basis points to 3.46% and is expected to see continued modest improvement through the end of 2025 and into 2026.
Management expressed confidence in capital levels, noting a return to the "buyback game much faster" than anticipated, while maintaining guidance for the rest of the year and expecting to build operating leverage into 2026.

Oct 21, 2025, 3:00 PM

Transcript

Cadence Bank Reports Strong Q3 2025 Results Following Acquisition Integration

CADE

Earnings

M&A

Guidance Update

Cadence Bank completed the acquisition of Industry Bank shares on July 1, 2025, and fully integrated it, successfully disposing of 100% of Industry's securities portfolio in Q3 2025 with purchase accounting marks better than estimated.
For Q3 2025, adjusted net income from continuing operations increased to $152.8 million or $0.81 per share, with an adjusted return on assets of 1.13% and an improved adjusted efficiency ratio of 56.5%.
Total adjusted revenue reached $517 million, an increase of 9% from the prior quarter, driven by a 12% rise in net interest revenue and a six basis point improvement in net interest margin to 3.46%.
The balance sheet saw significant growth, with deposits up $3.4 billion (including $3.1 billion from core customer deposits due to the acquisition) and loans up $1.3 billion (with $1 billion from the acquisition and over $300 million in organic growth).
Tangible book value per share declined only $0.12 to $22.82 , and the company's strong capital position allows for a faster return to share buybacks and continued focus on organic and in-market inorganic growth.

Oct 21, 2025, 3:00 PM

Transcript

Cadence Bank Announces Third Quarter 2025 Financial Results

CADE

Earnings

M&A

Cadence Bank reported net income available to common shareholders of $127.5 million, or $0.67 per diluted common share, and adjusted net income available to common shareholders of $152.8 million, or $0.81 per diluted common share, for the third quarter of 2025.
The company completed the acquisition of Industry Bancshares, Inc. effective July 1, 2025, which added approximately $4.1 billion in assets.
Total loans grew $1.3 billion and total deposits grew $3.4 billion in the third quarter of 2025, with core customer deposits increasing by $3.1 billion reflecting growth from recent acquisitions.
The net interest margin improved to 3.46% for the third quarter of 2025, an increase of 6 basis points compared to the second quarter of 2025.
Cadence Bank maintained strong regulatory capital with a Common Equity Tier 1 Capital of 11.5% and Total Capital of 13.1% at September 30, 2025.