Customers Bancorp (CUBI) Company Report

Customers Bancorp reported net income available to common shareholders of $70.1 million, or $1.98 per diluted share, for Q4 2025, and $209.2 million, or $6.26 per diluted share, for the full year 2025.
For the full year 2025, total deposits increased 10.3% and total loans increased 14.5% from December 31, 2024, to December 31, 2025. Net interest income reached a record $750.5 million in 2025, an increase of 14.7% from 2024.
In Q4 2025, the company completed a $100 million subordinated debt issuance and redeemed $85 million of Series F Preferred Stock. The CET 1 capital ratio stood at 13.0% at December 31, 2025.
For 2026, Customers Bancorp is targeting loan growth of 8% to 12%, deposit growth of 8% to 12%, and projects net interest income to be between $800 million and $830 million.

Jan 22, 2026, 9:46 PM

Customers Bancorp Reports Strong Q4 and Full Year 2025 Results, Provides 2026 Outlook

CUBI

Earnings

Guidance Update

CEO Change

Customers Bancorp reported Q4 2025 net income of $70.1 million ($1.98 per diluted share) and full year 2025 net income of $209.2 million ($6.26 per diluted share), with record net interest income of $750.5 million for the full year, a 14.7% increase from 2024.
The company achieved significant balance sheet growth in 2025, with total deposits increasing $1.9 billion (10.3%) and total loans increasing $2.1 billion (14.5%) from December 31, 2024. The CET 1 capital ratio was 13.0% at December 31, 2025.
For 2026, Customers Bancorp is targeting loan growth of 8% to 12%, deposit growth of 8% to 12%, and net interest income between $800 million and $830 million.
In Q4 2025, the company completed a $100 million subordinated debt issuance and redeemed $85 million of Series F Preferred Stock.
Sam Sidhu became Chief Executive Officer of Customers Bancorp, effective January 1, 2026.

Jan 22, 2026, 9:40 PM

Customers Bancorp Announces Leadership Transition and Executive Appointments

CUBI

CEO Change

Board Change

Executive Compensation

Sam Sidhu has been appointed to Customers Bancorp's Board of Directors and named President and Chief Executive Officer (CEO), effective January 1, 2026.
Jay Sidhu is transitioning from CEO to Executive Chairman, effective January 1, 2026.
Sam Sidhu's new employment agreement, effective January 1, 2026, includes an annualized base salary of at least $975,000, a target short-term incentive of 100% of base salary, and a target long-term incentive of 150% of base salary.
Jay Sidhu's new employment agreement, effective January 1, 2026, provides for an annualized base salary of at least $650,000 and a target long-term incentive of 200% of base salary.

Jan 5, 2026, 10:10 PM

Customers Bancorp, Inc. Issues $100 Million in Subordinated Notes

CUBI

Debt Issuance

Customers Bancorp, Inc. issued $100,000,000 aggregate principal amount of 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036 on December 22, 2025.
The Notes will bear a fixed interest rate of 6.875% per annum, payable semi-annually, from December 22, 2025, until January 15, 2031.
From January 15, 2031, the interest rate will become floating, equal to the Benchmark (expected to be Three-Month Term SOFR) plus 342 basis points, payable quarterly.
These Notes are subordinated obligations, ranking junior to existing and future senior indebtedness, and are redeemable at the Company's option beginning January 15, 2031.

Dec 22, 2025, 9:35 PM

Customers Bancorp, Inc. Completes $100 Million Subordinated Notes Offering

CUBI

Debt Issuance

New Projects/Investments

Customers Bancorp, Inc. (CUBI) completed an underwritten public offering of $100,000,000 in 6.875% Fixed-to-Floating Rate Subordinated Notes due 2036 on December 15, 2025.
The offering generated estimated net proceeds of approximately $98,000,000, which CUBI intends to use for general corporate purposes, including the potential redemption of existing 2029 Subordinated Notes, funding organic growth, and future acquisitions.
The Notes will pay a fixed interest rate of 6.875% until January 15, 2031, then transition to a floating rate of the Benchmark rate plus 342 basis points until their January 15, 2036 maturity.

Dec 17, 2025, 9:46 PM

Customers Bancorp, Inc. Declares Dividend and Announces Preferred Stock Redemption

CUBI

Dividends

Customers Bancorp, Inc. declared a quarterly cash dividend of $0.5726314 per share on its Series F Preferred Stock, payable on December 15, 2025, to shareholders of record on November 30, 2025.
The company announced the full redemption of all 3,400,000 shares ($85.0 million) of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F, with the redemption date set for December 15, 2025.
The cash redemption price for each Series F Preferred Stock share will be $25, and following this action, no shares of Series F Preferred Stock will remain outstanding.
This redemption, involving preferred stock with a current declared dividend rate of 9.06%, is intended to enhance the efficiency of the company's funding and capital structure and improve long-term profitability.

Oct 31, 2025, 8:33 PM

Customers Bancorp Declares Dividend and Announces Full Redemption of Series F Preferred Stock

CUBI

Dividends

Customers Bancorp, Inc. declared a quarterly cash dividend of $0.5726314 per share on its Series F Preferred Stock, payable on December 15, 2025.
The company announced the full redemption of all 3,400,000 shares ($85.0 million) of its Series F Preferred Stock, with a redemption date of December 15, 2025.
The redemption price is $25 per share, for stock that had a current declared dividend rate of 9.06%.
This redemption aims to enhance the efficiency of the company's funding and capital structure, optimize capitalization, and improve long-term profitability.