Earnings summaries and quarterly performance for EURONET WORLDWIDE.
Executive leadership at EURONET WORLDWIDE.
Michael J. Brown
Chief Executive Officer
Juan Bianchi
Executive Vice President and CEO, Money Transfer Segment
Kevin Caponecchi
Executive Vice President and CEO, epay, Software and EFT Asia Pacific Division
Nikos Fountas
Executive Vice President and CEO, EFT EMEA Division
Rick Weller
Chief Financial Officer
Board of directors at EURONET WORLDWIDE.
Research analysts who have asked questions during EURONET WORLDWIDE earnings calls.
Mike Grondahl
Lake Street Capital Markets
7 questions for EEFT
Peter Heckmann
D.A. Davidson
6 questions for EEFT
Daniel Krebs
Wolfe Research
5 questions for EEFT
Cristopher Kennedy
William Blair & Company
4 questions for EEFT
Rayna Kumar
Oppenheimer & Co. Inc.
4 questions for EEFT
Vasu Govil
KBW
4 questions for EEFT
Gus Gala
Monness, Crespi, Hardt & Co., Inc.
3 questions for EEFT
Gustavo Gala
Monness, Crespi, Hardt & Co., Inc.
3 questions for EEFT
Andrew Schmidt
Citigroup Inc.
2 questions for EEFT
Anthony Cyganovich
Oppenheimer
2 questions for EEFT
Charles Nabhan
Stephens Inc.
2 questions for EEFT
Christopher Kennedy
William Blair & Company LLC
2 questions for EEFT
Charles Nabin
Stephens
1 question for EEFT
Vasundhara Govil
Keefe, Bruyette & Woods (KBW)
1 question for EEFT
Zachary Gunn
Financial Technology Partners
1 question for EEFT
Recent press releases and 8-K filings for EEFT.
- Euronet Worldwide reported Q4 2025 Adjusted EPS of $2.39, reflecting double-digit year-over-year growth, with consolidated revenue increasing 1% on a constant currency basis.
- For the full year 2025, the company generated $408 million in adjusted earnings and returned approximately $388 million in capital to shareholders through share repurchases.
- The company anticipates adjusted EPS growth in the 10%-15% range for 2026.
- Growth in Q4 2025 was impacted by immigration policy uncertainty and economic stress, particularly affecting the money transfer and epay segments, which saw revenue declines of 1% and 2% respectively, while the EFT segment delivered strong growth with revenue up 8%.
- Strategic initiatives include the acquisitions of CoreCard and Credia Bank's merchant acquiring business, and a money transfer optimization project expected to yield approximately $40 million in annual run rate benefit and expand segment operating margins by 50-75 basis points in 2026.
- Euronet Worldwide reported Q4 2025 Adjusted Earnings Per Share of $2.39, a 15% increase from Q4 2024, and revenue of $1.1 billion, representing a 6% increase over the same period.
- For the full year 2025, Adjusted Earnings Per Share grew 12% to $9.61, and revenue increased 6% to $4.2 billion compared to 2024.
- Adjusted EBITDA for Q4 2025 was $174.3 million, up 5% from Q4 2024, and for the full year 2025, it increased 10% to $743.7 million.
- The company executed $388 million in share repurchases during 2025.
- Euronet Worldwide faced a challenging operating environment in Q4 2025, particularly impacting its money transfer and epay segments due to macroeconomic and immigration-related pressures. Despite these headwinds, the company reported 1% constant currency consolidated revenue growth, a 6% decline in adjusted operating income, and flat Adjusted EBITDA for Q4 2025.
- For the full year 2025, Euronet delivered another year of double-digit adjusted EPS growth, with adjusted EPS reaching $9.61 on revenue of $4.2 billion. Consolidated operating margins expanded by approximately 30 basis points compared to the prior year.
- The company is strategically evolving its EFT business to focus more on payments infrastructure and merchant acquiring, with the combined merchant acquiring business (epay and EFT) generating approximately $90 million in EBITDA and experiencing growth rates over 20% in epay and over 30% in EFT.
- Euronet anticipates continued adjusted EPS growth in the 10%-15% range for 2026, driven by ongoing growth initiatives and structural cost actions, including optimization efforts in the money transfer segment expected to yield approximately $40 million in annual run rate benefit and expand its operating margins by 50-75 basis points.
- In 2025, Euronet generated $408 million in adjusted earnings and returned approximately $388 million to shareholders through share repurchases.
- Euronet Worldwide reported full-year 2025 adjusted EPS of $9.61 and revenue of $4.2 billion, despite a challenging operating environment in Q4 2025 due to immigration policy uncertainty and economic stress, particularly impacting Money Transfer and epay segments.
- The company provided 2026 adjusted EPS growth guidance in the 10%-15% range and returned approximately $388 million to shareholders through share repurchases in 2025.
- Strategic initiatives included the acquisition of CoreCard to expand into credit card issuance and processing, and CrediaBank's merchant acquiring business, which added 20,000 merchants to the EFT segment.
- The Money Transfer segment implemented an optimization project expected to yield $40 million in annual run rate benefit and expand operating margins by 50-75 basis points in 2026, with the Ria digital channel achieving 31% transaction growth and 33% revenue growth in Q4 2025.
- Euronet reported Q4 2025 revenues of $1,108.7 million and full year 2025 revenues of $4,244.2 million, both increasing by 6% from the prior year.
- Adjusted diluted earnings per share (EPS) increased 15% to $2.39 for Q4 2025 and 12% to $9.61 for the full year 2025.
- Key strategic achievements include signing an agreement to acquire CrediaBank's merchant acquiring business, adding approximately 3,700 new acquiring merchants, and expanding epay digital content distribution with Revolut to 20 countries.
- The company incurred a $20.4 million charge for a Money Transfer optimization initiative in Q4 and FY 2025, which is projected to yield $40.0 million in annual run-rate benefits and improve Money Transfer segment margins by 50 to 75 basis points in 2026.
- Euronet anticipates double-digit adjusted earnings growth in the range of 10% - 15% for 2026.
- Euronet Worldwide reported full year 2025 revenues of $4,244.2 million, a 6% increase from 2024, and adjusted diluted earnings per share of $9.61, a 12% increase.
- For the fourth quarter of 2025, revenues increased 6% to $1,108.7 million, and adjusted diluted earnings per share rose 15% to $2.39.
- Key strategic achievements included signing an agreement to acquire CrediaBank’s merchant acquiring business, which will add approximately 20,000 merchants, and expanding epay digital content distribution with Revolut to 20 countries.
- The company anticipates double-digit adjusted earnings growth in the range of 10% to 15% for 2026.
- Euronet (EEFT) has signed a definitive agreement to acquire CrediaBank S.A.'s merchant acquiring business in Greece.
- This acquisition is expected to strengthen Euronet's leading position in Greece, with combined operations projected to process over $22 billion annually and serve more than 240,000 merchants.
- The agreement also includes Euronet providing financial services to CrediaBank, such as card issuing and ATM management, and a plan to launch an account-to-account consumer digital wallet.
- The transaction is anticipated to close in the third quarter of 2026, subject to regulatory approvals and customary closing conditions.
- Euronet Worldwide reported Q3 2025 adjusted earnings per share of $3.62, representing 19% year-over-year growth, on $1.1 billion in revenue.
- Revenue growth was below expectations, with the money transfer segment experiencing only 1% growth due to macroeconomic conditions and immigration policy changes.
- The company completed a $1 billion convertible bond offering at 0.625% interest, maturing in 2030, and repurchased approximately $130 million of shares in Q3.
- Strategic initiatives include new partnerships for its Dandelion platform with Citigroup and Fireblocks, with plans to launch stablecoin-enabled use cases in Q1 2026.
- Euronet expects to achieve 12%-16% year-over-year earnings growth for 2025 and anticipates continued double-digit EPS growth in 2026.
- Euronet Worldwide reported Q3 2025 adjusted earnings per share of $3.62, a 19% increase over the prior year, on $1.1 billion in revenue.
- The company completed a $1 billion convertible bond offering at 0.625% interest maturing in 2030 and repurchased approximately $130 million of its shares during the quarter.
- Strategic initiatives include new partnerships with Citigroup for its Dandelion network and Fireblocks for digital asset infrastructure, with plans to launch stablecoin-enabled use cases in Q1 2026. The CoreCard acquisition is also progressing.
- Euronet reaffirmed its full-year earnings growth expectations of 12% to 16% and expressed confidence in sustained double-digit EPS growth for 2026.
- Euronet Worldwide, Inc. completed a private offering of $1,000.0 million in 0.625% Convertible Senior Notes due 2030 on August 15, 2025.
- The company received approximately $976.4 million in net proceeds, which were used to repay borrowings outstanding under its existing unsecured revolving credit facility.
- Concurrently with the pricing of the Notes, Euronet used $131.3 million of cash on hand to repurchase shares of its Common Stock and $99.8 million for capped call transactions.
- The capped call transactions are generally expected to reduce potential dilution to the Common Stock upon any conversion of Notes.
- Initially, a maximum of approximately 10.2 million shares of Common Stock may be issued upon conversion of the Notes.
Quarterly earnings call transcripts for EURONET WORLDWIDE.
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