Earnings summaries and quarterly performance for FIRST CAPITAL.
Executive leadership at FIRST CAPITAL.
Board of directors at FIRST CAPITAL.
CE
Carolyn E. Wallace
Detailed
Director
CL
Christopher L. Byrd
Detailed
Director
DL
Dana L. Huber
Detailed
Director
JS
Jill S. Saegesser
Detailed
Director
JM
John M. Shireman
Detailed
Director
KW
Kathryn W. Ernstberger
Detailed
Chair of the Board
LA
Lou Ann Moore
Detailed
Director
MD
Mark D. Shireman
Detailed
Director
PG
Pamela G. Kraft
Detailed
Director
RC
Robert C. Guilfoyle
Detailed
Director
WI
William I. Orwick, Sr.
Detailed
Director
WW
William W. Harrod
Detailed
Director
Research analysts covering FIRST CAPITAL.
Recent press releases and 8-K filings for FCAP.
First Capital Reports Record Annual and Quarterly Earnings
FCAP
Earnings
Revenue Acceleration/Inflection
- First Capital, Inc. reported record net income of $16.4 million, or $4.89 per diluted share, for the year ended December 31, 2025, compared to $11.9 million, or $3.57 per diluted share, for the year ended December 31, 2024.
- For the fourth quarter ended December 31, 2025, net income was $4.9 million, or $1.46 per diluted share, an increase from $3.3 million, or $0.97 per diluted share, for the same period in 2024.
- The annual increase in net income was primarily driven by a $6.7 million increase in net interest income after provision for credit losses and an $809,000 increase in noninterest income for the year ended December 31, 2025. Noninterest expenses increased by $1.7 million during the same period.
- Total assets increased to $1.27 billion at December 31, 2025, from $1.19 billion at December 31, 2024, with deposits growing by $56.6 million to $1.12 billion. Stockholders' equity also rose to $137.8 million at December 31, 2025, from $114.6 million at December 31, 2024.
Jan 23, 2026, 9:45 PM
First Capital, Inc. Reports Strong Annual and Quarterly Earnings for 2025
FCAP
Earnings
- First Capital, Inc. reported record annual net income of $16.4 million, or $4.89 per diluted share, for the year ended December 31, 2025, an increase from $11.9 million, or $3.57 per diluted share, in 2024.
- For the fourth quarter ended December 31, 2025, net income was $4.9 million, or $1.46 per diluted share, compared to $3.3 million, or $0.97 per diluted share, for the same period in 2024.
- The annual increase in net income was primarily driven by a $6.7 million increase in net interest income after provision for credit losses and an $809,000 increase in noninterest income, partially offset by a $1.7 million increase in noninterest expenses.
- Total assets grew to $1.27 billion at December 31, 2025, from $1.19 billion at December 31, 2024, with deposits increasing by $56.6 million to $1.12 billion.
Jan 23, 2026, 9:45 PM
First Capital Inc. Reports Record Q3 2025 Earnings
FCAP
Earnings
Revenue Acceleration/Inflection
- First Capital, Inc. reported record net income of $4.5 million, or $1.34 per diluted share, for the quarter ended September 30, 2025, compared to $2.9 million, or $0.87 per diluted share, for the same period in 2024.
- For the nine months ended September 30, 2025, net income was $11.5 million, or $3.43 per diluted share, up from $8.7 million, or $2.59 per diluted share, for the same period in 2024.
- The increase in quarterly net income was primarily due to a $2.1 million increase in net interest income after provision for credit losses and a $506,000 increase in noninterest income, partially offset by a $540,000 increase in noninterest expenses.
- Total assets increased to $1.24 billion at September 30, 2025, from $1.19 billion at December 31, 2024, and nonperforming assets decreased from $4.4 million to $3.9 million over the same period.
Oct 24, 2025, 8:45 PM
First Capital, Inc. Reports Q3 2025 and Year-to-Date Financial Results
FCAP
Earnings
Revenue Acceleration/Inflection
New Projects/Investments
- For the quarter ended September 30, 2025, First Capital, Inc. reported net income of $4.5 million, or $1.34 per diluted share, compared to $2.9 million, or $0.87 per diluted share, for the same period in 2024.
- For the nine months ended September 30, 2025, net income was $11.5 million, or $3.43 per diluted share, an increase from $8.7 million, or $2.59 per diluted share, for the same period in 2024.
- The increase in net income for the quarter ended September 30, 2025, was primarily driven by a $2.1 million increase in net interest income after provision for credit losses and a $506,000 increase in noninterest income, partially offset by increases in noninterest expenses and income tax expense.
- As of September 30, 2025, total assets stood at $1.24 billion, up from $1.19 billion at December 31, 2024. Deposits increased to $1.09 billion from $1.07 billion, and nonperforming assets decreased from $4.4 million to $3.9 million over the same period.
Oct 24, 2025, 8:45 PM
First Capital, Inc. Establishes New Stock Repurchase Plan
FCAP
Share Buyback
- First Capital, Inc. (FCAP) has entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement to repurchase up to 113,236 shares of its common stock.
- This new repurchase plan is scheduled to commence on September 4, 2025, and expire on August 28, 2026.
- The plan is established under a previously authorized stock repurchase program from August 19, 2008, which permitted the repurchase of up to 240,467 shares. As of August 29, 2025, 127,231 shares had already been repurchased under this authorization.
- Michael C. Frederick, President and CEO, stated that the plan adds flexibility to their existing stock repurchase plan, aligning with their long-term capital allocation strategy and reflecting confidence in the company's value.
Aug 29, 2025, 8:45 PM
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more