- First Northern Community Bancorp reported **net income of $6.0 million**, or **$0.38 per diluted share**, for the **third quarter ended September 30, 2025**, marking a **9.6% increase** compared to the same quarter in 2024.  **[1114927_7ada03d98fe2465d879dd669fa796ba5_0]** 
- For the **nine months ended September 30, 2025**, net income reached **$15.2 million**, or **$0.96 per diluted share**, representing a **6.8% increase** over the same period in 2024.  **[1114927_7ada03d98fe2465d879dd669fa796ba5_0]** 
- The company's **net interest margin expanded to 3.75%** for the third quarter of 2025, an increase of 10 basis points from 3.65% in the third quarter of 2024.  **[1114927_7ada03d98fe2465d879dd669fa796ba5_0]** **[1114927_7ada03d98fe2465d879dd669fa796ba5_1]** 
- As of September 30, 2025, **total assets were $1.91 billion**, a **1.2% decrease** compared to September 30, 2024, and **total deposits were $1.69 billion**, a **2.6% decrease** over the same period.  **[1114927_7ada03d98fe2465d879dd669fa796ba5_0]** 
- **Book value per share** increased to **$13.02** as of September 30, 2025, up **5.7%** from **$12.32** at the end of the prior quarter.  **[1114927_7ada03d98fe2465d879dd669fa796ba5_0]** **[1114927_7ada03d98fe2465d879dd669fa796ba5_1]**

First Northern Community Bancorp Reports Third Quarter 2025 Results

- First Northern Community Bancorp reported **net income of $6.0 million**, or **$0.38 per diluted share**, for the third quarter ended September 30, 2025, representing a **9.6% increase** in net income compared to the same quarter last year.  **[1114927_0001437749-25-032239_ex_863226.htm:0]** 
- For the nine months ended September 30, 2025, net income was **$15.2 million**, or **$0.96 per diluted share**, an increase of **6.8%** over the prior year.  **[1114927_0001437749-25-032239_ex_863226.htm:0]** 
- As of September 30, 2025, **total assets were $1.91 billion**, **total net loans were $1.06 billion**, and **total deposits were $1.69 billion**.  **[1114927_0001437749-25-032239_ex_863226.htm:0]** 
- The company's net interest margin expanded to **3.75%** in Q3 2025, up 10 basis points from Q3 2024, and its book value per share increased to **$13.02** as of September 30, 2025.  **[1114927_0001437749-25-032239_ex_863226.htm:0]**  A tax planning strategy also significantly reduced the effective tax rate for the quarter.  **[1114927_0001437749-25-032239_ex_863226.htm:0]**

FIRST NORTHERN COMMUNITY BANCORP (FNRN)