Earnings summaries and quarterly performance for loanDepot.
Executive leadership at loanDepot.
Anthony Hsieh
Detailed
Chief Executive Officer and President
CEO
DB
Dan Binowitz
Detailed
Managing Director of Servicing
DG
Darren Graeler
Detailed
Chief Accounting Officer
DH
David Hayes
Detailed
Chief Financial Officer
DM
Dominick Marchetti
Detailed
Chief Digital Officer
GS
Gregory Smallwood
Detailed
Chief Legal Officer and Corporate Secretary
JD
Jeff DerGurahian
Detailed
Chief Capital Markets Officer and Head Economist
JG
Joseph Grassi
Detailed
Chief Risk Officer
SD
Sean DeJulia
Detailed
Chief Innovation Officer
Board of directors at loanDepot.
Research analysts who have asked questions during loanDepot earnings calls.
Recent press releases and 8-K filings for LDI.
loanDepot.com, LLC enters into multiple financing agreements for Mortgage Servicing Rights
LDI
Debt Issuance
New Projects/Investments
- loanDepot.com, LLC entered into a Master Repurchase Agreement with loanDepot FAMSR Master Trust as buyer, effective November 14, 2025.
- Concurrently, loanDepot.com, LLC also executed a Series 2025-VF1 Master Repurchase Agreement with Nomura Corporate Funding Americas, LLC as administrative agent and buyer, also effective November 14, 2025.
- These agreements, including a FAMSR Excess Spread Participation Agreement, are designed to provide greater liquidity by creating a Participation Interest in the Excess Spread of Covered Mortgage Servicing Rights (MSRs).
- The financing structure is further supported by a Base Indenture and a Series 2025-VF1 Indenture Supplement, also dated November 14, 2025, which formalize the MSR collateralized notes.
Nov 20, 2025, 9:49 PM
LDI Announces Q3 2025 Financial Results and Q4 Outlook
LDI
Earnings
Guidance Update
- loanDepot reported a net loss of $8.7 million and an adjusted net loss of $2.8 million for Q3 2025, an improvement from the prior quarter's adjusted net loss of $16.0 million.
- For Q3 2025, the company achieved $6.5 billion in funded origination volume and $323.3 million in total revenue.
- Adjusted EBITDA for the quarter was $48.8 million, significantly up from $25.6 million in Q2 2025, and unrestricted cash stood at $459 million.
- The company's Q4 2025 outlook projects origination volume between $6.5 billion and $8.5 billion and a pull-through weighted GOS margin of 300 to 325 basis points.
- Operational highlights include a 60% purchase mix of originations and an increase in servicing UPB to $118.2 billion.
Nov 6, 2025, 10:00 PM
loanDepot Narrows Q3 2025 Net Loss and Provides Q4 Guidance
LDI
Earnings
Management Change
Guidance Update
- loanDepot reported an adjusted net loss of $3 million in Q3 2025, a significant improvement from the $16 million loss in Q2 2025, driven by higher revenue and contained expense growth.
- For Q3 2025, the company achieved $325 million in adjusted total revenue, $7 billion in pull-through weighted rate lock volume, and a pull-through weighted gain on sale margin of 339 basis points.
- Looking ahead to Q4 2025, loanDepot expects pull-through weighted lock volume between $6 billion and $8 billion and origination volume between $6.5 billion and $8.5 billion, with a pull-through weighted gain on sale margin between 300 and 325 basis points.
- The company initiated a significant business transformation in Q3 2025, appointing new leadership across all origination channels, servicing, and technology, and announced Nikhul Patel as Chief Growth Officer to drive profitable market share growth.
- loanDepot ended the quarter with $459 million in cash and is actively exploring options to strengthen its capital structure, including potential debt refinances and equity offerings, while aiming to grow its MSR servicing book.
Nov 6, 2025, 10:00 PM
loanDepot, Inc. Announces Q3 2025 Financial Results and Q4 Outlook
LDI
Earnings
Guidance Update
Revenue Acceleration/Inflection
- loanDepot, Inc. reported a 14% increase in total revenue to $323 million and a significantly narrowed net loss of $8.7 million for Q3 2025, down from $25.3 million in the prior quarter. Adjusted EBITDA also saw a substantial increase of 90% to $49 million.
- The company's liquidity strengthened, with cash and cash equivalents rising to $459 million as of September 30, 2025, up from $409 million in the prior quarter. Pull-through weighted lock volume increased 10% to $7.0 billion, while loan origination volume was $6.5 billion.
- For Q4 2025, loanDepot, Inc. provided guidance anticipating origination volume between $6.5 billion and $8.5 billion, pull-through weighted rate lock volume between $6.0 billion and $8.0 billion, and a pull-through weighted gain on sale margin between 300 and 325 basis points.
Nov 6, 2025, 9:08 PM
loanDepot Announces Third Quarter 2025 Financial Results
LDI
Earnings
Guidance Update
Management Change
- loanDepot reported a 14% increase in revenue to $323 million and a 90% increase in Adjusted EBITDA to $49 million for the third quarter of 2025, compared to the prior quarter.
- The company's net loss narrowed by 65% to $9 million, and adjusted net loss decreased by 82% to $3 million in Q3 2025, primarily reflecting higher revenue.
- Cash balance increased by $51 million to $459 million as of September 30, 2025, strengthening the company's liquidity profile.
- For Q4 2025, loanDepot anticipates origination volume between $6.5 billion and $8.5 billion and a pull-through weighted gain on sale margin between 300 and 325 basis points.
Nov 6, 2025, 9:06 PM
loanDepot Renews Focus on Consumer Direct Lending and Reassembles Key Leadership Team
LDI
Management Change
New Projects/Investments
Revenue Acceleration/Inflection
- loanDepot is renewing its strategic focus on Consumer Direct Lending, which Founder and CEO Anthony Hsieh views as a core driver for competitive advantage, profitable growth, and market share.
- Alex Madonna, Executive Vice President of Consumer Direct Lending, will now concentrate on leveraging emerging technology, including AI, and contemporary sales structures to enhance scale and operating efficiency.
- Bill Goforth has been promoted to Senior Vice President of Consumer Direct Lending Sales, responsible for leading and developing the national sales force.
- The company is reassembling its original leadership team, including the return of Rick Calle as Chief Strategy Officer, Dominick Marchetti as Chief Digital Officer, and Sean DeJulia as Chief Innovation Officer, to lead this renewed focus.
Oct 14, 2025, 1:00 PM
Quarterly earnings call transcripts for loanDepot.
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