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PEOPLES BANCORP OF NORTH CAROLINA (PEBK)

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Earnings summaries and quarterly performance for PEOPLES BANCORP OF NORTH CAROLINA.

Research analysts covering PEOPLES BANCORP OF NORTH CAROLINA.

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Peoples Bancorp Announces Fourth Quarter and Full Year 2025 Results
PEBK
Earnings
Dividends
  • Peoples Bancorp reported net earnings of $6.6 million or $1.25 per basic share for the three months ended December 31, 2025, compared to $3.6 million or $0.67 per basic share for the same period in 2024. For the full year 2025, net earnings were $19.8 million or $3.74 per basic share, up from $16.4 million or $3.08 per basic share in 2024.
  • The net interest margin for the three months ended December 31, 2025, was 3.62%, an increase from 3.39% for the same period in 2024. For the full year 2025, the net interest margin was 3.57%, compared to 3.36% for the full year 2024.
  • Total loans increased to $1.20 billion at December 31, 2025, from $1.14 billion at December 31, 2024. Total deposits also grew to $1.51 billion at December 31, 2025, from $1.48 billion at December 31, 2024.
  • Shareholders' equity increased to $157.1 million (9.23% of total assets) at December 31, 2025, from $130.6 million (7.90% of total assets) at December 31, 2024.
  • Non-performing assets decreased to $4.2 million (0.25% of total assets) at December 31, 2025, from $4.8 million (0.29% of total assets) at December 31, 2024.
3 days ago