David Feaster

Matt Olney

John Rodis

William Jones

Andrew Gorczyca

Catherine Mealor

Stephen Scouten

Will Jones

- On **August 29, 2025**, Stellar Bancorp, Inc. gave notice of its intent to **redeem $30.0 million** aggregate principal amount of its **$60.0 million 4.70% Fixed-to-Floating Rate Subordinated Notes due 2029**.  **[1473844_0001473844-25-000057_stel-20250829.htm:1]** 
- The redemption price for the Notes will be equal to **100% of the principal amount** of the Notes redeemed, plus any accrued and unpaid interest.  **[1473844_0001473844-25-000057_stel-20250829.htm:1]** 
- The anticipated redemption date for these notes is **October 1, 2025**.  **[1473844_0001473844-25-000057_stel-20250829.htm:1]**

Stellar Bancorp (STEL)