TFS Financial (TFSL) Company Report

TFS Financial Corporation reported net income of $22.3 million for the quarter ended December 31, 2025, a decrease from $26.0 million in the prior quarter.
Net interest income was $75.7 million for the quarter ended December 31, 2025, decreasing by $1.6 million (2.07%) from the prior quarter, with a net interest margin of 1.79% and an interest rate spread of 1.47%.
The company recorded a $1.0 million release of provision for credit losses for the quarter ended December 31, 2025, compared to a $1.0 million provision expense in the preceding quarter.
Total assets increased by $42.4 million to $17.50 billion at December 31, 2025, while deposits decreased by $74.9 million to $10.37 billion.
Non-interest expense increased by $4.2 million to $56.2 million from the prior quarter, driven by increases in salaries and employee benefits (including a one-time bonus), marketing costs, and office property, equipment and software expenses.

Jan 29, 2026, 9:11 PM

TFS Financial Corporation Announces First Quarter Fiscal Year 2026 Results

TFSL

Earnings

Dividends

Share Buyback

TFS Financial Corporation reported net income of $22.3 million for the quarter ended December 31, 2025.
Net interest income for the quarter ended December 31, 2025, was $75.7 million, representing a 2.07% decrease from the prior quarter but a 10.83% increase compared to the same quarter a year ago.
As of December 31, 2025, the company's capital ratios exceeded "well capitalized" requirements, with a Tier 1 leverage ratio of 10.75% and Common Equity Tier 1 and Tier 1 ratios each at 17.35%.
During the quarter ended December 31, 2025, the company declared and paid a quarterly dividend of $0.2825 per share and repurchased 139,442 shares of its stock at an average cost of $13.66 per share.

Jan 29, 2026, 9:09 PM

TFSL Reports Q1 2026 Financial Results

TFSL

Earnings

Dividends

Share Buyback

TFSL reported net income of $22.274 million and Non-GAAP Earnings Per Minority Share of $0.42 for the three months ended December 31, 2025.
The company maintains strong capital levels, with a Tier I Capital to Average Assets ratio of 10.75% for TFS Financial Corporation at December 31, 2025, which is significantly above the 5% "Well-Capitalized" level.
TFSL declared an annualized dividend of $1.13 per share, representing an 8.45% yield based on the stock price of $13.38 at December 31, 2025. The dividend waiver was approved by 97% of MHC eligible votes through July 8, 2026. Additionally, 139k shares were repurchased during the quarter.
The loan portfolio exhibited strong quality with a delinquency rate of 0.23% on its $15.74 billion loan portfolio as of December 31, 2025, and recorded net recoveries of $0.7 million for the three months ended December 31, 2025.

Jan 29, 2026, 9:00 PM

TFS Financial Corporation Declares Quarterly Dividend

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Dividends

TFS Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.2825 per share, payable on December 16, 2025, to stockholders of record on December 2, 2025.
Third Federal Savings and Loan Association of Cleveland, MHC, which owns 81% of the Company's common stock, has waived its right to receive this dividend.
The MHC has approval to waive dividends up to an aggregate amount of $1.13 per share through July 8, 2026, having previously waived $0.2825 per share for the quarter ending September 30, 2025.
As of September 30, 2025, the Company's assets totaled $17.46 billion.

Nov 20, 2025, 9:02 PM

TFSL Reports Q4 and Fiscal Year 2025 Results with Strong Capital and Dividend

TFSL

Earnings

Dividends

Share Buyback

TFSL reported net income of $90,959 thousand for the fiscal year ended September 30, 2025, with Non-GAAP Earnings Per Minority Share of $1.70.
The company maintains strong capital levels, with a Tier I Leverage Capital to Average Assets ratio of 10.76% for TFS Financial Corporation, exceeding the "well-capitalized" level of 5%.
TFSL declared an annualized dividend of $1.13 per share, representing an 8.57% yield based on the stock price of $13.18 at September 30, 2025, and 97% of MHC eligible votes approved the dividend waiver through July 8, 2026.
The loan portfolio demonstrates quality with a delinquency rate of 0.21% on its $15.66 billion portfolio as of September 30, 2025, and reported net recoveries of $4.0 million for the fiscal year ended September 30, 2025.
The company repurchased 190,000 shares in the quarter ended September 30, 2025, and 245,000 shares year-to-date.

Nov 4, 2025, 4:00 AM

TFS Financial Reports Record FY 2025 Earnings and Strong Q4 Performance

TFSL

Earnings

Dividends

Share Buyback

TFS Financial reported record net income of $91.0 million for the fiscal year ended September 30, 2025, representing a 14.3% increase compared to the prior fiscal year.
For the quarter ended September 30, 2025, net income grew 20.9% to $26.0 million from the previous quarter, driven by increases in net interest income and non-interest income, and decreases in the provision for credit losses and non-interest expense.
The company's financial condition remains robust, with total assets reaching $17.46 billion and deposits increasing to $10.45 billion at September 30, 2025.
TFS Financial maintains strong capital ratios, including a Tier 1 leverage ratio of 10.76% and Common Equity Tier 1 and Tier 1 ratios of 17.60% each, all exceeding "well capitalized" regulatory requirements.
The company declared a quarterly dividend of $0.2825 per share during each quarter of fiscal year 2025 and resumed stock buybacks.

Oct 30, 2025, 8:17 PM

TFSL Reports Fiscal Year 2025 Earnings and Financial Condition

TFSL

Earnings

Share Buyback

TFS Financial Corporation reported net income of $91.0 million for the fiscal year ended September 30, 2025, marking a 14.3% increase compared to $79.6 million in the prior fiscal year.
Total assets increased by 2.1% to $17.46 billion at September 30, 2025, driven by a 2.2% increase in loans held for investment to $15.66 billion and a 2.5% rise in deposits to $10.45 billion compared to September 30, 2024.
The company recorded a $2.5 million provision for credit losses for fiscal year 2025, contrasting with a $1.5 million release in the prior year, and total loan delinquencies increased to 0.22% of total loans receivable.
Total shareholders' equity grew by 1.7% to $1.89 billion at September 30, 2025, and the company repurchased 247,865 shares of common stock during the fiscal year at an average cost of $13.05 per share.