Russell Gunther

Frank Schiraldi

Manuel Navas

Christopher Marinac

Janet Lee

Kelly Mota

Kelly Motta

Charlie Driscoll

Kate Ashley

Sharanjit Cheema

- WSFS reported **Core EPS of $1.40** and **Core Net Income of $78.3 million** for Q3 2025.  **[0000828944_2201688:7]** 
- The company returned **$206.2 million** of capital to shareholders year-to-date, including **$178.3 million** from share repurchases, representing **5.8%** of outstanding shares.  **[0000828944_2201688:7]** 
- Asset quality improved in Q3 2025, with **Problem Assets decreasing 35 basis points quarter-over-quarter** to **$630 million**, and **Nonperforming Assets decreasing 16 basis points quarter-over-quarter** to **$91 million**.  **[0000828944_2201688:11]** 
- Total client deposits increased by **5% year-over-year** to **$17,226 million** as of September 2025, driven by a **12% year-over-year** growth in noninterest demand deposits.  **[0000828944_2201688:10]** 
- WSFS maintained strong capital ratios, with a **CET1 ratio of 14.39%** and **Tangible Book Value per share of $32.11**, reflecting **12% year-over-year growth**.  **[0000828944_2201688:7]** **[0000828944_2201688:12]**

WSFS Announces Strong Q3 2025 Financial Results with Improved Asset Quality and Capital Returns

- WSFS Financial Corporation reported strong **Q3 2025** financial results, with **core EPS of $1.40**, **core return on assets of 1.40%**, and **core return on tangible common equity of 18.7%**.  **[0000828944_2202772_1]**  On a year-over-year basis, core net income increased **21%** and core earnings per share increased **30%**.  **[0000828944_2202772_1]** 
- The company demonstrated significant capital management, returning **$56.3 million** of capital in Q3 2025, including **$46.8 million** in buybacks, representing **1.5%** of outstanding shares.  **[0000828944_2202772_2]**  Year-to-date, WSFS has repurchased **5.8%** of its outstanding shares, maintaining a strong CET1 ratio of **14.39%**.  **[0000828944_2202772_2]** 
- Asset quality metrics showed meaningful improvement, with total net credit costs at **$8.4 million** (down **$5.9 million** compared to the prior quarter), non-performing assets (NPAs) declining over **30% to 35 basis points**, and delinquencies down **34%**.  **[0000828944_2202772_2]** 
- Net interest margin expanded **2 basis points to 3.91%** quarter over quarter, reflecting a **two basis point** reduction in total funding cost.  **[0000828944_2202772_1]**  Management outlined strategies to mitigate future rate cut impacts, including deposit repricing, a hedging program, and securities portfolio reinvestment.  **[0000828944_2202772_9]** 
- Total client deposits increased **1%** linked quarter and **5%** year-over-year, with non-interest deposits growing **12%** year-over-year.  **[0000828944_2202772_1]**  While loans were down **1%** linked quarter due to strategic portfolio sales, residential mortgage and WSFS-originated consumer loans showed strong growth, and the commercial pipeline increased to approximately **$300 million**.  **[0000828944_2202772_1]** **[0000828944_2202772_2]**

WSFS Financial Corporation Reports Strong Q3 2025 Earnings and Continued Capital Management

- WSFS Financial Corporation reported strong Q3 2025 financial results, with **core EPS of $1.40**, **core return on assets of 1.40%**, and **core return on tangible common equity of 18.7%**.  **[0000828944_2202761_1]** 
- The company demonstrated significant capital strength, with a **CET1 ratio of 14.39%** and returned **$56.3 million of capital** in Q3 2025, including **$46.8 million in buybacks**.  **[0000828944_2202761_2]**  WSFS plans to maintain elevated buybacks, potentially at or above **100% of net income** for the next two to three years.  **[0000828944_2202761_3]** 
- Asset quality metrics showed meaningful improvement in Q3 2025, with **NPAs declining over 30% to 35 bps** and **delinquencies decreasing by 34%**.  **[0000828944_2202761_2]**  Total net credit costs were **$8.4 million**, a **$5.9 million reduction** from the prior quarter.  **[0000828944_2202761_2]** 
- Net interest margin (NIM) expanded **two basis points to 3.91%** quarter over quarter.  **[0000828944_2202761_1]**  Management outlined strategies to mitigate future rate cut impacts, including deposit repricing, a hedging program, and securities portfolio reinvestment, aiming to reduce NIM sensitivity from **3 basis points to 1-2 basis points per 25 basis point rate cut**.  **[0000828944_2202761_9]** 
- The wealth and trust business grew **13% year over year**  **[0000828944_2202761_1]** , with institutional services up **30%** and The Bryn Mawr Trust Company of Delaware up **20%**.  **[0000828944_2202761_4]**  The commercial pipeline also increased to approximately **$300 million**.  **[0000828944_2202761_2]**

WSFS Financial Corporation Reports Strong Q3 2025 Results with Improved Asset Quality and Capital Returns

- WSFS Financial Corporation reported a strong third quarter for 2025, with **core EPS of $1.40**, **core return on assets of 1.40%**, and **core return on tangible common equity of 18.7%**, all showing an increase compared to the second quarter.  **[0000828944_2202695_1]** 
- The company's net interest margin expanded by **two basis points to 3.91%** quarter over quarter, driven by a **two basis point** reduction in total funding cost.  **[0000828944_2202695_1]** 
- Asset quality saw meaningful improvement, with total net credit costs at **$8.4 million** (down **$5.9 million** from the prior quarter), non-performing assets (NPAs) declining over **30%** to **35 bps**, and delinquencies decreasing by **34%**.  **[0000828944_2202695_2]** 
- WSFS returned **$56.3 million** of capital during Q3 2025, including **$46.8 million** in share buybacks, and maintains a robust CET1 ratio of **14.39%**, well above its medium-term operating target of **12%**.  **[0000828944_2202695_2]** 
- The wealth and trust business grew **13%** year over year, while the Cash Connect business saw its profit margin increase from under **6%** to over **10%** year over year.  **[0000828944_2202695_1]** **[0000828944_2202695_6]**

WSFS Financial Corporation Reports Strong Q3 2025 Earnings

- WSFS Financial Corporation delivered strong Q3 2025 results, with **core EPS of $1.4**, a **core return on assets of 1.48%**, and a **core return on tangible common equity of 18.7%**, all showing increases from the previous quarter.  **[0000828944_2202708_1]** 
- The company's **net interest margin expanded two basis points to 3.91%** quarter over quarter.  **[0000828944_2202708_1]**  Management anticipates an initial NIM sensitivity of about **3 basis points per 25 basis point rate cut**, but expects to mitigate this to **1-2 basis points** through deposit repricing, hedging, and securities portfolio strategy.  **[0000828944_2202708_9]** 
- WSFS returned **$56.3 million** of capital in Q3 2025, including **$46.8 million** in share buybacks, representing **1.5%** of outstanding shares for the quarter and **5.8%** year-to-date.  **[0000828944_2202708_2]**  The CET1 ratio remains robust at **14.39%**, significantly exceeding the **12%** operating target.  **[0000828944_2202708_2]** 
- Asset quality showed meaningful improvement, with total net credit costs at **$8.4 million** (down **$5.9 million** from the prior quarter) and non-performing assets (NPAs) declining over **30%** to **35 basis points**.  **[0000828944_2202708_1]** **[0000828944_2202708_2]** 
- Total client deposits increased **1%** linked quarter, with non-interest deposits growing **12%** year-over-year and comprising over **30%** of total client deposits.  **[0000828944_2202708_1]**  The commercial loan pipeline remains strong at approximately **$300 million**.  **[0000828944_2202708_1]** **[0000828944_2202708_7]**

WSFS Financial Corporation Reports Strong Q3 2025 Earnings and Capital Management

- WSFS Financial delivered strong **third-quarter 2025** results, with **revenue reaching $270.5 million** and **earnings per share at $1.37**, marking a **27% year-over-year increase**.  **[828944_2461eaa6b1904d77ba153781e1635586]** 
- The bank reported a **net interest margin of around 3.9%** and its **tangible book value per share increased by 12.1% year-over-year to $32.11**.  **[828944_2461eaa6b1904d77ba153781e1635586]** 
- WSFS Financial bought back **more than 827,000 shares** last quarter and achieved a **return on average assets of 1.44%**.  **[828944_2461eaa6b1904d77ba153781e1635586]** 
- Market analysts maintain a **Buy rating** for WSFS Financial, with a median price target around **$60-$64**.  **[828944_2461eaa6b1904d77ba153781e1635586]**

WSFS Financial Reports Strong Q3 2025 Earnings

- WSFS Financial Corporation's Bryn Mawr Trust wealth management division announced **strategic leadership appointments** to support its goal of **doubling its wealth business in the next three years**.  **[828944_a869dfb8dc514c3fb126fa3602638fb3_0]** 
- The company aims to become the **top wealth management firm** headquartered in the Greater Philadelphia and Delaware region by the **end of 2027**.  **[828944_a869dfb8dc514c3fb126fa3602638fb3_1]** 
- Key appointments include **Michael Mendelson** as Senior Vice President, Chief Operating Officer, and promotions for **Harrison Gelber**, **Mark Bradford**, and **Jackie Blue** to senior leadership roles within the wealth division.  **[828944_a869dfb8dc514c3fb126fa3602638fb3_0]** 
- As of **June 30, 2025**, WSFS Financial Corporation reported **$92.4 billion in assets under management and administration**.  **[828944_a869dfb8dc514c3fb126fa3602638fb3_1]**

WSFS FINANCIAL (WSFS)