Earnings summaries and quarterly performance for ARROW FINANCIAL.
Executive leadership at ARROW FINANCIAL.
David DeMarco
Detailed
President and Chief Executive Officer
CEO
AW
Andrew Wise
Detailed
Senior Executive Vice President and Chief Risk Officer
BP
Brooke Pancoe
Detailed
Executive Vice President and Chief Human Resources Officer
MY
Marc Yrsha
Detailed
Senior Executive Vice President and Chief Banking Officer
MJ
Michael Jacobs
Detailed
Executive Vice President and Chief Information Officer
PI
Penko Ivanov
Detailed
Chief Financial Officer, Treasurer and Chief Accounting Officer
Board of directors at ARROW FINANCIAL.
CR
Colin Read
Detailed
Director
DW
Daniel White
Detailed
Director
DK
David Kruczlnicki
Detailed
Director
EM
Elizabeth Miller
Detailed
Director
GC
Gregory Champion
Detailed
Director
JD
James Dawsey
Detailed
Director
KD
Kristine Duffy
Detailed
Director
MB
Mark Behan
Detailed
Vice Chair of the Board
PM
Philip Morris
Detailed
Director
RO
Raymond O'Conor
Detailed
Director
TC
Tenee Casaccio
Detailed
Chair of the Board
Research analysts covering ARROW FINANCIAL.
Recent press releases and 8-K filings for AROW.
Arrow Financial Reports Strong Q3 2025 Results, Declares Dividend
AROW
Earnings
Dividends
Share Buyback
- Arrow Financial Corporation reported net income of $12.8 million and diluted earnings per share (EPS) of $0.77 for the third quarter of 2025, an increase from net income of $10.8 million and EPS of $0.65 in the second quarter of 2025.
- The company declared a quarterly cash dividend of $0.29 per share, payable November 24, 2025.
- Key financial metrics improved, with EPS increasing by almost 20% from the prior quarter, Return on Average Assets (ROA) improving to 1.16%, and Net Interest Income reaching a record $34.1 million.
- Tangible Book Value per share increased by 2.7% to $23.85 from the prior quarter, and the company repurchased $1.4 million of shares.
Oct 30, 2025, 12:00 PM
Arrow Financial Corporation Reports Strong Q3 2025 Results
AROW
Earnings
Dividends
Share Buyback
- Arrow Financial Corporation reported Q3 2025 net income of $12.8 million and fully diluted earnings per share (EPS) of $0.77, marking an almost 20% increase in EPS from the prior quarter.
- The company achieved a record net interest income of $34.1 million and an improved Net Interest Margin (FTE) of 3.24% for Q3 2025.
- The Board of Directors declared a Q4 2025 cash dividend of $0.29 per share.
- Return on Average Assets (ROA) improved to 1.16%, and Tangible Book Value per share increased to $23.85, up 2.7% from the previous quarter.
- During Q3 2025, the company repurchased $1.4 million of shares, with $5.1 million remaining under the current repurchase authorization.
Oct 30, 2025, 11:51 AM
ARROW Financial Corporation Reports Strong Q3 2025 Earnings and Key Performance Metrics
AROW
Earnings
Share Buyback
Legal Proceedings
- Net income for Q3 2025 was $12.8 million, with diluted EPS of $0.77, an increase of over 18% from Q2 2025. Year-to-date net income reached $29.9 million, or $1.80 EPS.
- Key profitability metrics for Q3 2025 included a Return on Average Assets (ROA) of 1.16%, a Return on Average Equity (ROE) of 12.32%, and a Fully Taxable Equivalent Net Interest Margin (FTE NIM) of 3.24%, up from 3.16% in Q2 2025. The Efficiency Ratio improved to 59.6%.
- Tangible Book Value (TBV) per share increased to $23.85 in Q3 2025, a 2.7% increase from the prior quarter.
- The company repurchased approximately $1.4 million in shares during Q3 2025, totaling $9.9 million year-to-date.
- AROW successfully completed the system conversion and operational merger of its bank subsidiaries in July 2025, with loan growth of 2.0% (annualized) in Q3 2025.
Oct 30, 2025, 11:30 AM
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