Neha Agarwala

Daniel Mora Ardila

Tito Labarta

Andrew Garry

Daniel Mora

Ernesto Gabilondo

Ernesto María Gabilondo Márquez

Pietro Nobili Ruz

Alonso Aramburú

Beatriz Abreu

Beatriz Bomfim de Abreu

Eric Ito

Olavo Arthuzo

Paulo Gonzalez

Yuri Fernandes

- **Banco Santander-Chile** (BSAC) announced the **placement of dematerialized and bearer bonds** in the local market on **October 8, 2025**.  **[1027552_0001027552-25-000162_material_fact.htm:0]** 
- The bonds, **Series T-23 BSTD230822**, were placed for a total amount of **UF 500,000**.  **[1027552_0001027552-25-000162_material_fact.htm:0]** 
- These bonds have a maturity date of **February 1, 2031**, and an average placement rate of **2.73%**.  **[1027552_0001027552-25-000162_material_fact.htm:0]**

Banco Santander-Chile Announces Bond Placement

- Banco Santander-Chile reported a **Material Fact** on **October 7, 2025**, concerning the placement of dematerialized and bearer bonds in the local market.  **[1027552_0001027552-25-000160_material_fact.htm:0]** 
- The bonds, identified as Series T-23 BSTD230822, were issued for a total amount of **UF 150,000**.  **[1027552_0001027552-25-000160_material_fact.htm:0]** 
- These bonds are set to mature on **February 1, 2031**, and were placed at an average rate of **2.72%**.  **[1027552_0001027552-25-000160_material_fact.htm:0]**

Banco Santander-Chile Announces Local Market Bond Placement

- On **October 1, 2025**, Banco Santander-Chile (BSAC) placed **dematerialized and bearer bonds** in the local market.  **[1027552_0001027552-25-000157_material_fact.htm:0]** 
- The bond series, T-23 BSTD230822, was for a total amount of **UF 550,000**.  **[1027552_0001027552-25-000157_material_fact.htm:0]** 
- These bonds have a maturity date of **February 1, 2031**, and were placed at an average rate of **2.74%**.  **[1027552_0001027552-25-000157_material_fact.htm:0]**

Banco Santander-Chile announces local market bond placement

- Banco Santander-Chile reported **profit attributable to equity holders of Ch$550,355 million** for the six-month period ending **June 30, 2025**.  **[1027552_0001027552-25-000154_santander062025flatenned.htm:8]** 
- Total equity increased to **Ch$4,626,026 million** as of **June 30, 2025**, up from **Ch$4,396,834 million** as of December 31, 2024.  **[1027552_0001027552-25-000154_santander062025flatenned.htm:8]** 
- The company approved a **70% distribution of accumulated profits** as of December 31, 2024, equivalent to **Ch$3.18571574 per share**, totaling **Ch$600,336 million**, which was paid on April 29, 2025.  **[1027552_0001027552-25-000154_santander062025flatenned.htm:54]** 
- Total special provisions for credit risk decreased to **Ch$244,861 million** as of **June 30, 2025**, from **Ch$343,788 million** as of December 31, 2024.  **[1027552_0001027552-25-000154_santander062025flatenned.htm:113]** 
- The subsidiary Santander S.A. Sociedad Securitizadora completed a capital increase of **Ch$774 million** as of the end of March 2025.  **[1027552_0001027552-25-000154_santander062025flatenned.htm:54]**

Banco Santander-Chile Reports Interim Consolidated Financial Results for Q2 2025

- Banco Santander Chile reported strong financial performance in Q2 2025, with net income attributable to shareholders increasing **62.8% YoY** to **$550 billion** ($1.25 per ADR).  **[1027552_0001027552-25-000142_mnc2q25.htm:3]**  The Bank's Return on Average Equity (ROAE) was **24.5%** in Q2 2025, marking the fifth consecutive quarter with ROAE above 20%.  **[1027552_0001027552-25-000142_mnc2q25.htm:3]**  The Net Interest Margin (NIM) reached **4.1%** in Q2 2025.  **[1027552_0001027552-25-000142_mnc2q25.htm:3]** 
- As of June 30, 2025, the Bank maintained solid capital levels with a BIS capital ratio of **17.0%** and a Core Capital (CET1) ratio of **10.9%**.  **[1027552_0001027552-25-000142_mnc2q25.htm:7]** **[1027552_0001027552-25-000142_mnc2q25.htm:21]**  Total assets were **$66,188,442 million** (US$69,371 million) and total gross loans were **$40,942,542 million** (US$42,911 million).  **[1027552_0001027552-25-000142_mnc2q25.htm:7]** 
- For 2025, the Bank expects ROAE to be **21-23%**, NIM around **4%**, and loans to achieve **low-single digit growth**.  **[1027552_0001027552-25-000142_mnc2q25.htm:31]**  The Bank's digital customer base continues to grow, increasing **7.9% YoY** to over **2.3 million**.  **[1027552_0001027552-25-000142_mnc2q25.htm:42]**

Banco Santander Chile Announces Q2 2025 Results and Outlook

BANCO SANTANDER CHILE (BSAC)