Neha Agarwala

Daniel Mora Ardila

Tito Labarta

Andrew Garry

Daniel Mora

Ernesto Gabilondo

Ernesto María Gabilondo Márquez

Pietro Nobili Ruz

Alonso Aramburú

Beatriz Abreu

Beatriz Bomfim de Abreu

Eric Ito

Olavo Arthuzo

Paulo Gonzalez

Yuri Fernandes

- Banco Santander Chile reported strong financial performance in Q2 2025, with net income attributable to shareholders increasing **62.8% YoY** to **$550 billion** ($1.25 per ADR).  **[1027552_0001027552-25-000142_mnc2q25.htm:3]**  The Bank's Return on Average Equity (ROAE) was **24.5%** in Q2 2025, marking the fifth consecutive quarter with ROAE above 20%.  **[1027552_0001027552-25-000142_mnc2q25.htm:3]**  The Net Interest Margin (NIM) reached **4.1%** in Q2 2025.  **[1027552_0001027552-25-000142_mnc2q25.htm:3]** 
- As of June 30, 2025, the Bank maintained solid capital levels with a BIS capital ratio of **17.0%** and a Core Capital (CET1) ratio of **10.9%**.  **[1027552_0001027552-25-000142_mnc2q25.htm:7]** **[1027552_0001027552-25-000142_mnc2q25.htm:21]**  Total assets were **$66,188,442 million** (US$69,371 million) and total gross loans were **$40,942,542 million** (US$42,911 million).  **[1027552_0001027552-25-000142_mnc2q25.htm:7]** 
- For 2025, the Bank expects ROAE to be **21-23%**, NIM around **4%**, and loans to achieve **low-single digit growth**.  **[1027552_0001027552-25-000142_mnc2q25.htm:31]**  The Bank's digital customer base continues to grow, increasing **7.9% YoY** to over **2.3 million**.  **[1027552_0001027552-25-000142_mnc2q25.htm:42]**

Banco Santander Chile Announces Q2 2025 Results and Outlook

BANCO SANTANDER CHILE (BSAC)