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CITY HOLDING (CHCO)

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Earnings summaries and quarterly performance for CITY HOLDING.

Research analysts covering CITY HOLDING.

Recent press releases and 8-K filings for CHCO.

City Holding Company Presents 2025 Financial Performance and Strategic Highlights
CHCO
Earnings
Share Buyback
Dividends
  • CITY HOLDING COMPANY's Executive Vice President and CFO presented at the Janney CEO Forum on February 4-5, 2026, providing a snapshot of the company's financial performance and strategic highlights.
  • For 2025, the company reported strong financial performance with EPS of $8.93, Return on Assets (ROA) of 1.97%, and a Net Interest Margin (NIM) of 3.94%.
  • CHCO maintained strong asset quality in 2025, with Non-Performing Assets (NPA's) to Loans & OREO at 0.32% and Past Due Loans at 0.19%.
  • As of December 31, 2025, the company had approximately $150 million available for share repurchases, dividends, and other corporate expenses, and its shares were trading at 13.7X Price to Projected Earnings with a 2.70% Dividend Yield as of January 15, 2026.
3 days ago
City Holding Company Announces Record Annual Earnings for 2025
CHCO
Earnings
Dividends
Share Buyback
  • City Holding Company reported record net income of $130.5 million and record diluted earnings of $8.93 per share for the year ended December 31, 2025.
  • The company's net interest income increased to $236.4 million for the year ended December 31, 2025, up from $220.2 million in the prior year, with the net interest margin improving to 3.94% for FY 2025 from 3.86% in FY 2024.
  • Credit quality improved, as the ratio of nonperforming assets to total loans and other real estate owned decreased to 0.32% at December 31, 2025, from 0.35% at December 31, 2024, and the company recorded a recovery of credit losses of $1.4 million for the year ended December 31, 2025.
  • The Board of Directors approved a quarterly cash dividend of $0.87 per share, and the company repurchased 397,000 common shares at a weighted average price of $115.24 per share during 2025.
Jan 21, 2026, 3:29 PM
City Holding Company Announces Record 2025 Annual Earnings
CHCO
Earnings
Dividends
Share Buyback
  • City Holding Company reported record net income of $130.5 million and record diluted earnings of $8.93 per share for the year ended December 31, 2025. The company achieved a return on assets of 1.97% and a return on tangible equity of 21.2% for the same period.
  • Net interest income increased from $220.2 million for the year ended December 31, 2024, to $236.4 million for the year ended December 31, 2025, with the net interest margin increasing from 3.86% to 3.94%.
  • Non-interest income for the year ended December 31, 2025, was $77.8 million, up from $73.3 million in the prior year, while non-interest expenses increased from $147.2 million to $154.1 million.
  • Loans increased by $232.2 million (5.4%) to $4.51 billion at December 31, 2025, and period-end deposit balances grew by $156.8 million (3.0%) from December 31, 2024.
  • The company maintained strong capitalization with a tangible equity ratio that increased from 9.1% at December 31, 2024, to 9.9% at December 31, 2025. City National's regulatory capital ratios, including a Leverage Ratio of 8.7% and a Common Equity Tier I ratio of 13.4%, were significantly above "well capitalized" levels at December 31, 2025.
Jan 21, 2026, 12:30 PM
City Holding Company Announces Record Q3 2025 Results and Dividend Increase
CHCO
Earnings
Dividends
Revenue Acceleration/Inflection
  • City Holding Company reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the third quarter ended September 30, 2025.
  • The company's Board of Directors approved a 10.0% increase in the quarterly cash dividend to $0.87 per share, payable October 31, 2025.
  • Net interest income increased by 3.7% to $61.1 million in Q3 2025, up from $58.9 million in Q2 2025, with the net interest margin rising from 3.95% to 4.04%.
  • Gross loans grew by 1.7%, or $73.6 million, to $4.41 billion at September 30, 2025, while credit quality remained stable with nonperforming assets to total loans and other real estate owned at 0.32%.
  • City National Bank's regulatory capital ratios, including a Common Equity Tier I ratio of 15.8% and a Total Risk-Based Capital ratio of 16.3% at September 30, 2025, are significantly above levels required to be considered "well capitalized".
Oct 22, 2025, 2:45 PM
City Holding Reports Record Q3 Earnings Driven by Loan Growth
CHCO
Earnings
Dividends
Guidance Update
  • City Holding Company (CHCO) reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025, driven by strong loan growth and higher net interest income.
  • The company's net interest margin improved to 4.04%, with a return on assets of 2.11% and return on tangible equity of 22.5%.
  • Credit quality remained stable, with nonperforming assets steady at 0.32%, and the company maintained a robust Common Equity Tier 1 capital ratio of 17.19%.
  • City Holding raised its quarterly dividend by 10% to $0.87 per share, though analysts remain cautious due to the lack of forward guidance, maintaining a consensus "hold" rating.
Oct 22, 2025, 12:29 PM
City Holding Company Announces Record Q3 2025 Results
CHCO
Earnings
Dividends
Revenue Acceleration/Inflection
  • City Holding Company reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025.
  • Net interest income increased 3.7% to $61.1 million in Q3 2025 from $58.9 million in Q2 2025, with the net interest margin rising from 3.95% to 4.04%.
  • The company maintained stable credit quality, with the ratio of nonperforming assets to total loans and other real estate owned at 0.32% at September 30, 2025, and recorded a recovery of credit losses of $0.5 million in Q3 2025.
  • Gross loans increased $73.6 million (1.7%) to $4.41 billion at September 30, 2025.
  • The Board of Directors approved a quarterly cash dividend of $0.87 per share, representing a 10.0% increase from the previous quarter's dividend.
Oct 22, 2025, 11:30 AM
City Holding Company Increases Quarterly Dividend
CHCO
Dividends
  • City Holding Company declared a quarterly cash dividend of 87 cents per common share, representing a 10% increase from the 79 cents per share paid in the second quarter of 2025.
  • The dividend is payable on October 31, 2025, to shareholders of record as of October 15, 2025.
  • This increase brings the annualized dividend to $3.48.
  • Management attributed the dividend increase to the company's strong capital and liquidity position, financial performance during 2025, and confidence in sustaining this performance.
Sep 24, 2025, 8:30 PM