GERMAN AMERICAN BANCORP (GABC) Company Report

German American Bancorp, Inc. (GABC) will participate in the 2025 Hovde Group Financial Services Conference on November 6, 2025, with a presentation by its Chairman and CEO, and President and CFO.
As of September 30, 2025, the company reported $8.4 billion in total banking assets and $7,015 million in total deposits.
For the three months ended September 30, 2025, GABC's net income was $35,074 thousand, with a reported return on average assets of 1.68% and return on tangible equity of 21.14%.
The company maintains strong regulatory capital levels, with a total capital ratio of 15.07% and a common Tier 1 capital ratio of 13.30% as of September 30, 2025.
GABC operates 94 banking offices across Indiana, Kentucky, and Ohio, and manages $4.0 billion in investment and trust assets.

Nov 5, 2025, 8:35 PM

German American Bancorp, Inc. Reports Record Q3 2025 Earnings

GABC

Earnings

M&A

Dividends

German American Bancorp, Inc. (GABC) reported record earnings for the third quarter of 2025, reaching $35.1 million, or $0.94 per share.
This represents an increase of approximately 12% on a per share basis from Q2 2025 and approximately 32% on a per share basis from Q3 2024.
Key financial metrics for Q3 2025 included a 1.68% return on average assets, 13.0% return on average equity, and a 4.06% net interest margin.
Total assets grew to $8.401 billion and total deposits increased to $7.014 billion at September 30, 2025, significantly influenced by the Heartland acquisition completed in Q1 2025.
The Board of Directors declared a regular quarterly cash dividend of $0.29 per share, payable on November 20, 2025.

Oct 27, 2025, 8:48 PM

German American Bancorp, Inc. Reports Record Earnings for Third Quarter 2025

GABC

Earnings

M&A

Dividends

German American Bancorp, Inc. (GABC) reported record earnings for the third quarter of 2025, with net income of $35.1 million, or $0.94 per share. This represents an increase of approximately 12% on a per share basis from the second quarter of 2025 and 32% on a per share basis from the third quarter of 2024.
The company achieved strong financial metrics in Q3 2025, including a 1.68% return on average assets, a 13.0% return on average equity, and a 4.06% net interest margin. The efficiency ratio improved to 49.26%.
Total assets reached $8.401 billion at September 30, 2025, an increase of $2.140 billion compared to September 30, 2024, largely attributable to the Heartland acquisition which closed on February 1, 2025.
Total deposits increased 3.4% on an annualized linked quarter basis, with non-interest bearing accounts representing over 28% of total deposits at September 30, 2025. The total cost of deposits declined 6 basis points to 1.67% at September 30, 2025.
The Board of Directors declared a regular quarterly cash dividend of $0.29 per share, payable on November 20, 2025, to shareholders of record as of November 10, 2025.

Oct 27, 2025, 8:45 PM

German American Bancorp, Inc. Provides Business and Financial Overview

GABC

Earnings

Dividends

German American Bancorp, Inc. (GABC) reported $8.3 billion in total banking assets and $3.8 billion in investment & trust assets under management as of June 30, 2025.
The company operates 94 banking offices across Indiana, Kentucky, and Ohio.
GABC has a history of superior financial performance, including thirteen consecutive years of increased dividends and double-digit return on equity for 20 consecutive fiscal years.
For the six months ended June 30, 2025, the company reported net income of $59,345 thousand and earnings per share of $1.64.

Sep 2, 2025, 8:13 PM

Earnings Transcripts

Quarterly earnings call transcripts for GERMAN AMERICAN BANCORP.

Get instant answers from SEC filings, earnings calls & more

Get instant analysis when filings drop