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HOPE BANCORP (HOPE)

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Earnings summaries and quarterly performance for HOPE BANCORP.

Recent press releases and 8-K filings for HOPE.

Hope Bancorp Reports Strong Q4 2025 Earnings and Provides 2026 Outlook
HOPE
Earnings
Guidance Update
M&A
  • Hope Bancorp reported net income of $34 million for the fourth quarter of 2025, marking a 42% increase quarter-over-quarter, driven by growth in net interest income, customer fee income, lower provision for credit losses, and lower tax expense.
  • At December 31, 2025, gross loans totaled $14.8 billion and deposits reached $15.6 billion.
  • The Board of Directors declared a quarterly common stock dividend of $0.14 per share and reinstated a share purchase authorization with $35 million available.
  • For 2026, the company anticipates year-over-year pre-provision net revenue growth of 25%-30% and targets loan growth in the high single-digit percentage range.
  • The acquisition of Territorial Bancorp closed in April 2025, expanding the company's banking footprint to Hawaii.
Jan 27, 2026, 5:30 PM
Hope Bancorp Reports Strong Q4 2025 Earnings and Capital Ratios
HOPE
Earnings
Dividends
Share Buyback
  • Hope Bancorp reported Q4 2025 GAAP net income of $34.5 million and diluted EPS of $0.27, marking a 12% increase QoQ and 42% YoY. For the full year 2025, net income excluding notable items was $113.3 million or $0.89 per diluted common share.
  • The company maintained robust capital ratios with a Total Capital Ratio of 13.99% and a Tangible Common Equity (TCE) Ratio of 9.76% at December 31, 2025. The Board reinstated a share repurchase authorization with $35 million available and declared a quarterly common stock dividend of $0.14 per share.
  • Gross loans increased 1% QoQ to $14.8 billion at December 31, 2025, while total deposits were $15.6 billion, down 1% QoQ primarily due to typical fourth-quarter seasonality.
  • Asset quality showed improvement, with criticized loans decreasing 6% QoQ to $351 million and the Allowance for Credit Losses (ACL) coverage ratio at 1.07% of loans receivable as of December 31, 2025. Nonperforming assets (NPA) represented 0.73% of total assets.
  • Net interest income for Q4 2025 was $127 million, up 1% QoQ, and the net interest margin expanded to 2.90%, up 1 basis point QoQ. Noninterest income also grew 19% QoQ to $18 million.
Jan 27, 2026, 5:30 PM
Hope Bancorp Reports Strong Q4 2025 Earnings and Provides 2026 Outlook
HOPE
Earnings
Guidance Update
M&A
  • Hope Bancorp reported net income of $34 million in Q4 2025, marking a 42% increase quarter-over-quarter, driven by growth in net interest income, customer fee income, and lower credit loss provisions.
  • The company's asset quality improved, with criticized loans decreasing 6% quarter-over-quarter to $351 million and net charge-offs at $3.6 million for Q4 2025.
  • The Board of Directors declared a quarterly common stock dividend of $0.14 per share and reinstated a $35 million share purchase authorization.
  • For 2026, Hope Bancorp expects year-over-year pre-provision net revenue growth of 25%-30% and targets a medium-term return on average assets of approximately 1.2%, high single-digit loan growth, and over 10% annual revenue growth.
  • The Territorial Bancorp acquisition, completed in April 2025, expanded the company's footprint to Hawaii and contributed to 8% year-over-year gross loan growth and 9% year-over-year deposit growth.
Jan 27, 2026, 5:30 PM
Hope Bancorp Reports Strong Q4 2025 Earnings and Positive 2026 Outlook
HOPE
Earnings
Guidance Update
M&A
  • Hope Bancorp reported net income of $34 million for the fourth quarter of 2025, marking a 42% increase quarter-over-quarter, driven by growth in net interest income, customer fee income, lower provision for credit losses, and reduced tax expense.
  • The company's balance sheet expanded, with gross loans totaling $14.8 billion and deposits at $15.6 billion as of December 31, 2025, both showing year-over-year growth largely due to the Territorial Bancorp acquisition in April 2025.
  • The board of directors declared a quarterly common stock dividend of $0.14 per share and reinstated its share purchase authorization, with $35 million available.
  • For 2026, Hope Bancorp anticipates year-over-year pre-provision net revenue growth in the range of 25%-30%, excluding notable items, supported by strong fee income growth and expected tailwinds from interest rate dynamics.
Jan 27, 2026, 5:30 PM
Hope Bancorp Reports Strong Q4 and Full-Year 2025 Financial Results
HOPE
Earnings
Dividends
Guidance Update
  • Hope Bancorp reported net income of $34.5 million, or $0.27 per diluted common share, for the fourth quarter of 2025, an increase of 12% quarter-over-quarter. For the full year 2025, net income excluding notable items totaled $113.3 million, or $0.89 per diluted common share, up 10% year-over-year.
  • As of December 31, 2025, total assets were $18.53 billion, with gross loans at $14.8 billion and total deposits at $15.6 billion. The company's asset quality improved, with criticized loans decreasing 6% quarter-over-quarter to $351 million and nonperforming assets at $136 million, representing 0.73% of total assets.
  • The company maintained strong capital ratios, with a total capital ratio of 13.99% and a tangible common equity (TCE) ratio of 9.76% at December 31, 2025. A quarterly cash dividend of $0.14 per common share was declared, and a $35 million share repurchase authorization was reinstated.
  • For full year 2026, Hope Bancorp anticipates approximately high single-digit percentage growth in end-of-period gross loans, 15-20% growth in total revenue (excluding notable items), and 25-30% growth in pre-provision net revenue (excluding notable items).
Jan 27, 2026, 12:35 PM
Hope Bancorp Reports Q4 and Full Year 2025 Financial Results
HOPE
Earnings
M&A
  • Hope Bancorp reported net income of $34.5 million for the fourth quarter of 2025, representing a 12% increase quarter-over-quarter, and $61.6 million for the full year 2025. Diluted earnings per common share were $0.27 for Q4 2025 and $0.49 for the full year 2025.
  • Net interest income before provision for credit losses increased by 1% quarter-over-quarter to $127.4 million in Q4 2025, with the net interest margin expanding to 2.90%. Noninterest income also grew by 19% quarter-over-quarter to $18.4 million.
  • Total assets stood at $18.53 billion and total deposits at $15.60 billion as of December 31, 2025. Gross loans increased by 1% quarter-over-quarter to $14.79 billion.
  • Credit quality improved, with criticized loans decreasing by 6% quarter-over-quarter to $351.1 million at December 31, 2025, and the criticized loan ratio improving to 2.39% of total loans receivable.
  • The company completed the acquisition of Territorial Bancorp in April 2025, which expanded its banking footprint to Hawaii.
Jan 27, 2026, 12:30 PM
Hope Bancorp Reports Strong Q3 2025 Results and Updates Full-Year Outlook
HOPE
Earnings
Guidance Update
M&A
  • Hope Bancorp reported net income of $31 million for the third quarter of 2025, marking a 28% increase year-over-year, and its net interest margin expanded 20 basis points quarter-over-quarter to 2.89%.
  • The company achieved loan growth of 1.2% quarter-over-quarter, with gross loans totaling $14.6 billion, and demonstrated significant asset quality improvement, including a 57% reduction in net charge-offs.
  • Deposits totaled $15.8 billion as of September 30, 2025, a 1% decrease quarter-over-quarter, primarily due to a $139.5 million reduction in brokered deposits, while non-interest-bearing deposits increased by 1%.
  • For the full year 2025, Hope Bancorp anticipates high single-digit loan growth, approximately 10% net interest income growth, and around 30% non-interest income growth (excluding Q2 notable items).
Oct 28, 2025, 4:30 PM
Hope Bancorp Reports Strong Q3 2025 Results and Updates Full-Year Guidance
HOPE
Earnings
Guidance Update
Hiring
  • Hope Bancorp reported net income of $31 million for Q3 2025, a 28% increase year-over-year, and saw its net interest margin expand by 20 basis points quarter-over-quarter to 2.89%.
  • The company achieved loan growth of 1.2% quarter-over-quarter, or 5% annualized, across all major segments, while deposits decreased 1% to $15.8 billion, primarily due to a $139.5 million reduction in brokered deposits.
  • Asset quality improved significantly, with a 57% reduction in net charge-offs and a 10% decline in criticized loans to $373 million at September 30, 2025.
  • For the full year 2025, the company projects high single-digit loan growth, approximately 10% net interest income growth, and about 30% non-interest income growth (excluding a Q2 securities repositioning loss).
  • A quarterly common stock dividend of $0.14 per share was declared, payable on November 21st to stockholders of record as of November 7th, 2025.
Oct 28, 2025, 4:30 PM
Hope Bancorp Reports Strong Q3 2025 Earnings with Profitability and Asset Quality Improvements
HOPE
Earnings
Guidance Update
Dividends
  • Hope Bancorp reported net income of $31 million for the third quarter of 2025, marking a 28% increase year-over-year from $24 million in Q3 2024, and a significant improvement from a net loss of $28 million in the second quarter of 2025.
  • The company achieved loan growth across all major segments, with gross loans totaling $14.6 billion as of September 30, 2025, representing a 1.2% increase quarter-over-quarter.
  • Asset quality showed significant improvement, with a 57% reduction in net charge-offs to $5 million for Q3 2025, and criticized loans declining 10% quarter-over-quarter to $373 million.
  • Net interest margin expanded by 20 basis points quarter-over-quarter to 2.89% in Q3 2025, which was the best linked-quarter expansion since 2012.
  • For the full year 2025, Hope Bancorp anticipates high single-digit loan growth and approximately 10% net interest income growth.
Oct 28, 2025, 4:30 PM
Hope Bancorp Reports Q3 2025 Financial Results
HOPE
Earnings
Guidance Update
  • Hope Bancorp reported diluted earnings per share (EPS) of $0.24 for Q3 2025, or $0.25 excluding notable items.
  • Gross loans increased by 1.2% quarter-over-quarter to $14.6 billion, and total deposits were $15.8 billion as of September 30, 2025.
  • Net interest income grew 8% quarter-over-quarter to $127 million, with the net interest margin expanding by 20 basis points quarter-over-quarter to 2.89% in Q3 2025.
  • Nonperforming assets totaled $112 million, representing 0.61% of total assets at September 30, 2025.
  • The company updated its full-year 2025 outlook, projecting net interest income growth of approximately 10% and noninterest income growth of approximately 30%.
Oct 28, 2025, 4:30 PM