Gary Tenner

Matthew Clark

Kelly Motta

Timothy Coffey

Christopher McGratty

Andrew Steven Leischner

- Hope Bancorp reported **net income of $31 million** for the third quarter of 2025, marking a **28% increase** year-over-year, and its **net interest margin expanded 20 basis points** quarter-over-quarter to **2.89%**.  **[0001128361_2210847_1]** **[0001128361_2210847_2]** 
- The company achieved **loan growth of 1.2%** quarter-over-quarter, with gross loans totaling **$14.6 billion**, and demonstrated significant asset quality improvement, including a **57% reduction in net charge-offs**.  **[0001128361_2210847_1]** 
- Deposits totaled **$15.8 billion** as of September 30, 2025, a 1% decrease quarter-over-quarter, primarily due to a **$139.5 million reduction in brokered deposits**, while non-interest-bearing deposits increased by 1%.  **[0001128361_2210847_1]** 
- For the full year 2025, Hope Bancorp anticipates **high single-digit loan growth**, approximately **10% net interest income growth**, and around **30% non-interest income growth** (excluding Q2 notable items).  **[0001128361_2210847_3]**

Hope Bancorp Reports Strong Q3 2025 Results and Updates Full-Year Outlook

- **Hope Bancorp** reported **net income** of **$31 million** for Q3 2025, a **28%** increase year-over-year, and saw its **net interest margin** expand by **20 basis points** quarter-over-quarter to **2.89%**.  **[0001128361_2210961_1]** **[0001128361_2210961_2]** 
- The company achieved **loan growth** of **1.2%** quarter-over-quarter, or **5% annualized**, across all major segments, while **deposits** decreased **1%** to **$15.8 billion**, primarily due to a **$139.5 million reduction** in brokered deposits.  **[0001128361_2210961_1]** 
- **Asset quality improved significantly**, with a **57% reduction** in net charge-offs and a **10%** decline in criticized loans to **$373 million** at September 30, 2025.  **[0001128361_2210961_1]** **[0001128361_2210961_2]** 
- For the full year 2025, the company projects **high single-digit loan growth**, approximately **10% net interest income growth**, and about **30% non-interest income growth** (excluding a Q2 securities repositioning loss).  **[0001128361_2210961_3]** 
- A quarterly common stock dividend of **$0.14 per share** was declared, payable on November 21st to stockholders of record as of November 7th, 2025.  **[0001128361_2210961_1]**

Hope Bancorp Reports Strong Q3 2025 Results and Updates Full-Year Guidance

- Hope Bancorp reported **net income of $31 million** for the third quarter of 2025, marking a **28% increase** year-over-year from $24 million in Q3 2024, and a significant improvement from a net loss of $28 million in the second quarter of 2025.  **[0001128361_2208606_1]** 
- The company achieved **loan growth across all major segments**, with gross loans totaling **$14.6 billion** as of September 30, 2025, representing a **1.2% increase** quarter-over-quarter.  **[0001128361_2208606_1]** 
- Asset quality showed significant improvement, with a **57% reduction in net charge-offs** to **$5 million** for Q3 2025, and criticized loans declining **10%** quarter-over-quarter to **$373 million**.  **[0001128361_2208606_1]** **[0001128361_2208606_2]** 
- Net interest margin expanded by **20 basis points** quarter-over-quarter to **2.89%** in Q3 2025, which was the best linked-quarter expansion since 2012.  **[0001128361_2208606_1]** **[0001128361_2208606_2]** 
- For the full year 2025, Hope Bancorp anticipates **high single-digit loan growth** and approximately **10% net interest income growth**.  **[0001128361_2208606_3]**

Hope Bancorp Reports Strong Q3 2025 Earnings with Profitability and Asset Quality Improvements

- Hope Bancorp reported **diluted earnings per share (EPS) of $0.24** for Q3 2025, or **$0.25 excluding notable items**.  **[0001128361_2207792:6]** 
- **Gross loans increased by 1.2% quarter-over-quarter to $14.6 billion**, and **total deposits were $15.8 billion** as of September 30, 2025.  **[0001128361_2207792:6]** 
- **Net interest income grew 8% quarter-over-quarter to $127 million**, with the **net interest margin expanding by 20 basis points quarter-over-quarter to 2.89%** in Q3 2025.  **[0001128361_2207792:8]** 
- **Nonperforming assets totaled $112 million**, representing **0.61% of total assets** at September 30, 2025.  **[0001128361_2207792:6]** 
- The company updated its **full-year 2025 outlook**, projecting **net interest income growth of approximately 10%** and **noninterest income growth of approximately 30%**.  **[0001128361_2207792:12]**

Hope Bancorp Reports Q3 2025 Financial Results

- **Net income** for Q3 2025 was **$30.8 million**, or **$0.24 per diluted common share**, marking a **28% increase** year-over-year.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:0]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:6]**  Excluding notable items, net income was **$31.6 million**, or **$0.25 per diluted common share**, up **29%** quarter-over-quarter.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:0]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:2]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:6]** 
- **Net interest income** before provision for credit losses grew **8%** quarter-over-quarter to **$126.6 million**, and the **net interest margin** expanded by **20 basis points to 2.89%** in Q3 2025.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:1]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:3]** 
- **Gross loans** increased **1.2%** quarter-over-quarter to **$14.62 billion** at September 30, 2025, with growth across all major loan segments.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:2]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:2]**  **Total deposits** decreased **1%** to **$15.83 billion**, reflecting a reduction in brokered deposits.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:2]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:2]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:3]** 
- **Asset quality improved** with **criticized loans** decreasing **10%** quarter-over-quarter to **$372.9 million**, and **nonperforming assets** remained stable at **$112.2 million** (0.61% of total assets) at September 30, 2025.  **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:2]** **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:2]** **[1128361_0001128361-25-000042_hope-09302025ex991financia.htm:3]** 
- The company updated its **full-year 2025 outlook**, projecting approximately **10% growth in Net Interest Income** and **15% growth in Noninterest Expense** (both excluding notable items) compared to 2024.  **[1128361_0001128361-25-000042_a3q25hopeccdeck.htm:5]**

HOPE Bancorp Reports Strong Q3 2025 Financial Results and Updates Full-Year Outlook

- Hope Bancorp reported **net income of $30.8 million**, or **$0.24 per diluted common share**, for the third quarter of 2025, marking a **28% increase year-over-year**.  **[1128361_f9d84433414e4051bb7b78dd911b0184_0]** 
- Excluding notable items, net income for Q3 2025 was **$31.6 million**, or **$0.25 per diluted common share**, up **26% year-over-year** and **29% quarter-over-quarter**.  **[1128361_f9d84433414e4051bb7b78dd911b0184_0]** 
- **Net interest income grew 8% quarter-over-quarter** to **$126.6 million**, representing the highest linked quarter organic growth in three years, and the **net interest margin expanded by 20 basis points to 2.89%**.  **[1128361_f9d84433414e4051bb7b78dd911b0184_0]** **[1128361_f9d84433414e4051bb7b78dd911b0184_1]** 
- Credit quality improved, with **criticized loans decreasing 10%** to **$372.9 million** at September 30, 2025, and **net charge-offs totaling $5.1 million** for the quarter, down from $12.0 million in the prior quarter.  **[1128361_f9d84433414e4051bb7b78dd911b0184_3]** **[1128361_f9d84433414e4051bb7b78dd911b0184_4]** 
- Total deposits stood at **$15.83 billion** at September 30, 2025, a **1% decrease** quarter-over-quarter, while all capital ratios increased from June 30, 2025.  **[1128361_f9d84433414e4051bb7b78dd911b0184_3]** **[1128361_f9d84433414e4051bb7b78dd911b0184_5]**

HOPE BANCORP (HOPE)