Earnings summaries and quarterly performance for HANCOCK WHITNEY.
Executive leadership at HANCOCK WHITNEY.
Board of directors at HANCOCK WHITNEY.
AJ
Albert J. Williams
Detailed
Director
CR
C. Richard Wilkins
Detailed
Director
CL
Christine L. Pickering
Detailed
Director
CS
Constantine S. Liollio
Detailed
Director
FE
Frank E. Bertucci
Detailed
Director
HM
H. Merritt Lane, III
Detailed
Director
JL
Jerry L. Levens
Detailed
Chairman of the Board
JC
Joan C. Teofilo
Detailed
Director
MH
Moses H. Feagin Sr.
Detailed
Director
RW
Randall W. Hanna
Detailed
Director
SA
Sonia A. Pérez
Detailed
Director
SC
Sonya C. Little
Detailed
Director
SK
Suzette K. Kent
Detailed
Director
TH
Thomas H. Olinde
Detailed
Director
Research analysts who have asked questions during HANCOCK WHITNEY earnings calls.
BR
Brett Rabatin
Hovde Group, LLC
5 questions for HWC
Also covers: BOKF, BPOP, CADE +20 more
Catherine Mealor
Keefe, Bruyette & Woods
5 questions for HWC
Also covers: ABCB, AUB, CADE +21 more
GT
Gary Tenner
D.A. Davidson & Co.
5 questions for HWC
Also covers: ABCB, AVBH, AX +20 more
MO
Matt Olney
Stephens Inc.
5 questions for HWC
Also covers: BFST, BOKF, BSVN +21 more
MR
Michael Rose
Raymond James Financial, Inc.
5 questions for HWC
Also covers: AMTB, BFST, BKU +25 more
Christopher Marinac
Janney Montgomery Scott LLC
4 questions for HWC
Also covers: ABCB, BFST, BKU +25 more
Benjamin Gerlinger
Citigroup Inc.
3 questions for HWC
Also covers: BANC, BKU, BOKF +18 more
CH
Casey Haire
Jefferies
3 questions for HWC
Also covers: ASB, CADE, CFR +12 more
SS
Stephen Scouten
Piper Sandler & Co.
3 questions for HWC
Also covers: ABCB, AMTB, AUB +24 more
Ben Gerlinger
Citigroup
2 questions for HWC
Also covers: BKU, BPOP, CADE +10 more
Recent press releases and 8-K filings for HWC.
Hancock Whitney Reports Strong Q4 2025 Results, Announces Bond Restructuring, and Provides 2026 Guidance
HWC
Earnings
Guidance Update
Share Buyback
- Hancock Whitney concluded 2025 with a strong Q4, reporting 8% year-over-year EPS improvement, a 1.41% ROA, and an efficiency ratio under 55%. The company also saw significant balance sheet growth, with loans up $362 million (6% annualized) and deposits up $620 million (9% annualized).
- A bond portfolio restructuring was completed, projected to annually enhance NEM by 7 basis points, NII by $24 million, and EPS by $0.23 per share.
- For 2026, the company forecasts NII growth of 5% to 6%, PP&R growth of 4.5% to 5.5%, and an efficiency ratio between 54% and 55%, assuming two 25 basis point rate cuts. Loan growth is expected to be mid-single digits and deposit growth low single digits.
- To support organic growth, Hancock Whitney plans to hire up to 50 additional revenue-generating associates in 2026. The board also approved a new 5% share buyback plan for 2026, following the exhaustion of the prior authorization in Q4 2025.
Jan 20, 2026, 9:30 PM
Hancock Whitney Corporation Reports Strong Q4 2025 Results and Provides 2026 Guidance
HWC
Earnings
Guidance Update
Share Buyback
- Hancock Whitney Corporation reported Q4 2025 earnings of $1.49 per share and an ROA of 1.41%, with year-over-year improvements including an 8% increase in EPS and 12% growth in tangible book value per share.
- A bond portfolio restructuring completed in early January 2026 is projected to annually benefit Net Economic Margin (NEM) by seven basis points and EPS by $0.23 per share.
- For 2026, the company expects Net Interest Income (NII) to grow 5%-6% and modest NEM expansion (12-15 basis points from Q4 2025 to Q4 2026), with loan growth in the mid-single digits and deposits increasing low single digits.
- HWC plans to hire up to 50 additional revenue-generating associates in 2026 and has approved a new 5% share buyback plan effective through the end of 2026, following the full exhaustion of its previous buyback authority in Q4 2025.
Jan 20, 2026, 9:30 PM
Hancock Whitney Corporation Reports Strong Q4 2025 Results and Provides 2026 Outlook
HWC
Earnings
Guidance Update
Share Buyback
- Hancock Whitney Corporation reported Q4 2025 earnings of $126 million, or $1.49 per share, with a return on assets (ROA) of 1.41% and an efficiency ratio of 54.9%.
- The company completed a bond portfolio restructuring in early January 2026, which is expected to benefit Net Interest Margin (NIM) by seven basis points, improve EPS by $0.23 per share, and contribute $24 million to Net Interest Income (NII) annually.
- For 2026, HWC expects NII to be up between 5% and 6% from 2025, with overall NIM expansion of 12-15 basis points from Q4 2025 to Q4 2026, and loan growth in the mid-single digits.
- The company plans to hire up to 50 additional revenue-generating associates in 2026 as part of its organic growth plan and approved a new 5% share buyback plan effective through the end of 2026.
Jan 20, 2026, 9:30 PM
HWC Reports Q4 2025 Results, Announces Bond Restructuring, and Issues 2026 Guidance
HWC
Earnings
Guidance Update
Share Buyback
- HWC reported net income of $486.1 million, or $5.67 per diluted share, for full-year 2025, an increase from $460.8 million, or $5.28 per diluted share, in 2024, with the Net Interest Margin (TE) improving to 3.47%.
- The company announced a First Quarter 2026 bond portfolio restructuring involving the sale of $1.5 billion in bonds at a 2.49% yield and reinvestment at a 4.35% yield, which will result in a $98.5 million pretax charge but is expected to have an annualized impact of +$0.23 on EPS, +7 bps on NIM, and +$23.8 million on NII.
- For full-year 2026, HWC expects mid-single digit loan growth and low single digit deposit growth. Net Interest Income (TE) is projected to be up between 5%-6%, and Adjusted Pre-Provision Net Revenue is expected to be up between 4.5%-5.5% from FY25 levels.
- HWC repurchased 2,543,700 shares of common stock during Q4 2025 at an average price of $57.62 per share, and a new 5% buyback authority was reauthorized through December 31, 2026.
Jan 20, 2026, 9:30 PM
Hancock Whitney Announces Q4 2025 Earnings, Share Buyback, and 2026 Guidance
HWC
Earnings
Share Buyback
Guidance Update
- Hancock Whitney reported net income of $125.6 million and diluted earnings per share (EPS) of $1.49 for the fourth quarter of 2025.
- Loans increased $362 million (6% linked quarter annualized) to $24.0 billion, and deposits increased $620 million (9% linked quarter annualized) to $29.3 billion at December 31, 2025.
- The company's capital remained strong with an estimated CET1 ratio of 13.66% and a Tangible Common Equity (TCE) ratio of 10.06% at December 31, 2025.
- During Q4 2025, 2,543,700 shares were repurchased, fully utilizing the existing authority, and a new plan was approved to repurchase up to 4,112,966 shares through 2026.
- For 2026, Hancock Whitney expects mid-single digit loan growth, low-single digit deposit growth, and Net Interest Income (TE) to increase by 5%-6%, with modest Net Interest Margin (NIM) expansion. A bond portfolio restructuring in January 2026 resulted in a $98.5 million pretax charge but is projected to increase annual NII by $23.8 million and EPS by $0.23.
Jan 20, 2026, 9:00 PM
Hancock Whitney Reports Q4 2025 Results
HWC
Earnings
Share Buyback
Guidance Update
- Hancock Whitney reported diluted EPS of $1.49 for the fourth quarter of 2025, consistent with Q3 2025 and an increase from $1.40 in Q4 2024.
- The company achieved 6% linked quarter annualized loan growth and 9% linked quarter annualized deposit growth in Q4 2025.
- Key financial metrics for Q4 2025 included a Net Interest Margin (NIM) of 3.48% and an efficiency ratio of 54.93%.
- Hancock Whitney repurchased 2,543,700 shares in Q4 2025, fully utilizing its existing authorization, and approved a new program for up to 4,112,966 shares through 2026.
- Management expects mid-single digit loan growth and low-single digit deposit growth for 2026.
Jan 20, 2026, 9:00 PM
Hancock Whitney Authorizes New Share Buyback Program
HWC
Share Buyback
- Hancock Whitney Corporation's Board of Directors authorized a new stock buyback program on December 9, 2025.
- Under this program, the company may purchase up to 5% of its common stock outstanding as of December 31, 2025.
- The new Stock Buyback Program becomes effective on January 1, 2026, and has an expiration date of December 31, 2026.
- This new authorization replaces a prior program, under which 4.3 million shares available for purchase were fully exhausted during the fourth quarter of 2025.
Dec 10, 2025, 2:18 PM
HWC Announces Q3 2025 Financial Results
HWC
Earnings
Guidance Update
- HWC reported net income of $127.5 million and diluted earnings per share of $1.49 for Q3 2025.
- The company's Net Interest Margin (NIM) remained stable at 3.49% in Q3 2025, with expectations for modest expansion in Q4 2025.
- Noninterest income increased by 8% linked-quarter to $106.0 million, while noninterest expense decreased by 1% linked-quarter to $212.8 million.
- Loans totaled $23.6 billion and deposits totaled $28.7 billion at September 30, 2025, with full-year 2025 guidance expecting low single-digit growth for both.
- Asset quality showed criticized commercial loans decreasing by $20 million to $549 million at September 30, 2025, though nonaccrual loans increased to $114 million.
Oct 14, 2025, 8:30 PM
HWC Reports Strong Q3 2025 Earnings with Increased Fee Income and Strategic Growth Initiatives
HWC
Earnings
Guidance Update
New Projects/Investments
- HWC reported Q3 2025 adjusted net income of $128 million or $1.49 per share, with a Return on Assets (ROA) of 1.46%. The efficiency ratio improved to 54.1%.
- Fee income grew by 8% from the prior quarter to $106 million, driven by investment, insurance, and annuity fees. Net interest income (NII) was up 1%.
- Loans grew by $135 million or 2% annualized, though net growth was impacted by higher payoffs, including a $114 million reduction in SNCs. Deposits were down $387 million, largely due to seasonal activity in public fund DDA and interest-bearing accounts.
- The company repurchased 662,000 shares of common stock and maintained strong capital ratios with TCE at 10.01% and Common Equity Tier one ratio at 14.08%. Management expects to continue similar levels of buybacks in Q4 2025.
- HWC plans to open five new locations in the Dallas market in late 2025 or early 2026 and anticipates an increased pace of hiring in 2026 to support organic growth.
Oct 14, 2025, 8:30 PM
HWC Reports Strong Q3 2025 Results with Profitability Improvement and Growth Initiatives
HWC
Earnings
Guidance Update
New Projects/Investments
- HWC reported strong Q3 2025 performance with adjusted net income of $128 million or $1.49 per share, an ROA of 1.46%, and an improved efficiency ratio of 54.1%.
- Fee income grew 8% to $106 million, and net interest income was up 1%.
- Loans grew $135 million or 2% annualized, despite higher paydowns, while deposits decreased by $387 million.
- The company repurchased 662,000 shares of common stock and ended the quarter with a TCE of 10.01% and a common equity tier one ratio of 14.08%.
- HWC is investing in organic growth by hiring 20 net new bankers and plans to open five new locations in the Dallas market in late 2025 or early 2026.
Oct 14, 2025, 8:30 PM
Quarterly earnings call transcripts for HANCOCK WHITNEY.
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