Primerica (PRI) Company Report

Primerica reported solid earnings growth in Q3 2025, with adjusted net operating income increasing 7% year-over-year to $206 million and diluted adjusted operating EPS rising 11% to $6.33.
The company returned $163 million to stockholders in Q3 2025 through $129 million in share repurchases and $34 million in regular dividends, bringing the year-to-date total to $479 million.
The Investment and Savings Product (ISP) segment demonstrated strong performance, with sales growing 28% year-over-year to a record $3.7 billion and client asset values reaching $127 billion, up 14% year-over-year. Full-year ISP sales are projected to grow around 20% in 2025.
Conversely, the Term Life segment experienced a 15% year-over-year decline in new term life policies issued to 79,379, with total policies issued in 2025 projected to decline around 10% compared to 2024, primarily due to cost of living pressures.
Primerica maintains a strong capital position with an estimated RBC ratio of 515% and plans to increase capital release from its insurance companies in the fourth quarter.

Nov 6, 2025, 3:00 PM

Primerica Reports Strong Q3 2025 Earnings with Revenue and Net Income Growth

PRI

Earnings

Dividends

Share Buyback

Revenue Acceleration/Inflection

Primerica (PRI) reported net earnings per diluted share of $6.35 and diluted adjusted operating EPS of $6.33 for Q3 2025.
Total revenues increased 8% year-over-year to $839.9 million, with net income rising 26% to $206.8 million.
The Investment and Savings Products (ISP) segment achieved record sales of $3.7 billion, up 28%, and record ending client asset values of $126.8 billion, a 14% increase.
The company deployed capital by repurchasing $129 million of common stock and paying $34 million in regular stockholder dividends, also declaring a $1.04 per share dividend payable December 15, 2025.

Nov 6, 2025, 3:00 PM

Primerica Reports Strong Q3 2025 Results

PRI

Earnings

Share Buyback

Revenue Acceleration/Inflection

Primerica reported robust third-quarter 2025 financial results, with total revenue rising 8% year-over-year to approximately $840 million and earnings per share around $6.33, surpassing Wall Street expectations.
The Investment & Savings Products segment set new sales records, reaching $3.7 billion, driven by favorable market conditions and sustained client demand.
The company completed $129 million in share repurchases and maintained a strong Risk-Based Capital (RBC) ratio of approximately 515% as of September 30, 2025.
Despite these strong financial results, Primerica's shares have lost about 4.1% year-to-date, underperforming the S&P 500's gain of 15.1%.

Nov 6, 2025, 10:51 AM

Primerica, Inc. Reports Strong Third Quarter 2025 Results

PRI

Earnings

Dividends

Share Buyback

Primerica, Inc. reported record Investment and Savings Products (ISP) sales of $3.7 billion for Q3 2025, a 28% increase compared to the prior year period, with record ISP client asset values ending the quarter at $126.8 billion, up 14%.
For the third quarter of 2025, the company achieved net earnings per diluted share (EPS) of $6.35 and diluted adjusted operating EPS of $6.33, both representing an 11% increase over the prior year period.
Total revenues reached $839.9 million, an 8% increase from Q3 2024, while adjusted operating revenues grew 9% year-over-year to $838.9 million.
Primerica repurchased $129 million of common stock during the quarter and declared a dividend of $1.04 per share payable on December 15, 2025.

Nov 5, 2025, 9:34 PM

Primerica Reports Strong Third Quarter 2025 Results

PRI

Earnings

Share Buyback

Dividends

Primerica reported record Investment and Savings Products (ISP) sales of $3.7 billion, marking a 28% increase from the prior year period, with ISP client asset values reaching a record $126.8 billion, up 14%.
The company's total revenues increased 8% to $839.9 million, and diluted adjusted operating earnings per share grew 11% to $6.33 for the third quarter of 2025.
Primerica's life-licensed sales force expanded 2% to 152,200 compared to September 30, 2024.
During the quarter, the company repurchased $129 million of common stock and declared a dividend of $1.04 per share.

Nov 5, 2025, 9:15 PM

Earnings Transcripts

Quarterly earnings call transcripts for Primerica.

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