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Primerica (PRI)

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Earnings summaries and quarterly performance for Primerica.

Recent press releases and 8-K filings for PRI.

Primerica Delivers Strong Q3 2025 Earnings and Capital Returns, Driven by ISP Growth
PRI
Earnings
Share Buyback
Guidance Update
  • Primerica reported solid earnings growth in Q3 2025, with adjusted net operating income increasing 7% year-over-year to $206 million and diluted adjusted operating EPS rising 11% to $6.33.
  • The company returned $163 million to stockholders in Q3 2025 through $129 million in share repurchases and $34 million in regular dividends, bringing the year-to-date total to $479 million.
  • The Investment and Savings Product (ISP) segment demonstrated strong performance, with sales growing 28% year-over-year to a record $3.7 billion and client asset values reaching $127 billion, up 14% year-over-year. Full-year ISP sales are projected to grow around 20% in 2025.
  • Conversely, the Term Life segment experienced a 15% year-over-year decline in new term life policies issued to 79,379, with total policies issued in 2025 projected to decline around 10% compared to 2024, primarily due to cost of living pressures.
  • Primerica maintains a strong capital position with an estimated RBC ratio of 515% and plans to increase capital release from its insurance companies in the fourth quarter.
Nov 6, 2025, 3:00 PM
Primerica Reports Strong Q3 2025 Earnings with Revenue and Net Income Growth
PRI
Earnings
Dividends
Share Buyback
Revenue Acceleration/Inflection
  • Primerica (PRI) reported net earnings per diluted share of $6.35 and diluted adjusted operating EPS of $6.33 for Q3 2025.
  • Total revenues increased 8% year-over-year to $839.9 million, with net income rising 26% to $206.8 million.
  • The Investment and Savings Products (ISP) segment achieved record sales of $3.7 billion, up 28%, and record ending client asset values of $126.8 billion, a 14% increase.
  • The company deployed capital by repurchasing $129 million of common stock and paying $34 million in regular stockholder dividends, also declaring a $1.04 per share dividend payable December 15, 2025.
Nov 6, 2025, 3:00 PM
Primerica Reports Strong Q3 2025 Results
PRI
Earnings
Share Buyback
Revenue Acceleration/Inflection
  • Primerica reported robust third-quarter 2025 financial results, with total revenue rising 8% year-over-year to approximately $840 million and earnings per share around $6.33, surpassing Wall Street expectations.
  • The Investment & Savings Products segment set new sales records, reaching $3.7 billion, driven by favorable market conditions and sustained client demand.
  • The company completed $129 million in share repurchases and maintained a strong Risk-Based Capital (RBC) ratio of approximately 515% as of September 30, 2025.
  • Despite these strong financial results, Primerica's shares have lost about 4.1% year-to-date, underperforming the S&P 500's gain of 15.1%.
Nov 6, 2025, 10:51 AM
Primerica, Inc. Reports Strong Third Quarter 2025 Results
PRI
Earnings
Dividends
Share Buyback
  • Primerica, Inc. reported record Investment and Savings Products (ISP) sales of $3.7 billion for Q3 2025, a 28% increase compared to the prior year period, with record ISP client asset values ending the quarter at $126.8 billion, up 14%.
  • For the third quarter of 2025, the company achieved net earnings per diluted share (EPS) of $6.35 and diluted adjusted operating EPS of $6.33, both representing an 11% increase over the prior year period.
  • Total revenues reached $839.9 million, an 8% increase from Q3 2024, while adjusted operating revenues grew 9% year-over-year to $838.9 million.
  • Primerica repurchased $129 million of common stock during the quarter and declared a dividend of $1.04 per share payable on December 15, 2025.
Nov 5, 2025, 9:34 PM
Primerica Reports Strong Third Quarter 2025 Results
PRI
Earnings
Share Buyback
Dividends
  • Primerica reported record Investment and Savings Products (ISP) sales of $3.7 billion, marking a 28% increase from the prior year period, with ISP client asset values reaching a record $126.8 billion, up 14%.
  • The company's total revenues increased 8% to $839.9 million, and diluted adjusted operating earnings per share grew 11% to $6.33 for the third quarter of 2025.
  • Primerica's life-licensed sales force expanded 2% to 152,200 compared to September 30, 2024.
  • During the quarter, the company repurchased $129 million of common stock and declared a dividend of $1.04 per share.
Nov 5, 2025, 9:15 PM
Primerica Reports Record Full-Year 2024 Results and Provides 2025 Outlook
PRI
Earnings
Guidance Update
Share Buyback
  • Primerica reported strong Q4 2024 results, with adjusted net operating income increasing 11% and diluted adjusted operating income per share rising 17% year-over-year. For the full year 2024, adjusted net operating income increased 14% and adjusted operating income per share rose 20%, with the company reaching $3 billion in revenue for the first time.
  • In 2024, Primerica returned 79% of adjusted net operating income to stockholders, including $425 million in common stock repurchases and $113 million in regular dividends. A new $450 million share repurchase program was approved for 2025, with an expectation to return approximately 80% of earnings to shareholders.
  • The Investment and Savings Product segment's Q4 revenues increased 29% to $286 million, and pre-tax income grew 31% to $82 million, driven by strong demand and favorable equity markets. Client asset values ended 2024 at $112 billion, a 16% increase from 2023.
  • For 2025, the company projects full-year issued life policies to grow around 2% and adjusted direct premium (ADP) growth of approximately 5%. Investment and Savings Product full-year sales growth is anticipated in the mid to high single-digit range.
  • Primerica's life licensed representatives reached a record 151,611 by year-end 2024, up 7% from 2023, with an expected growth rate of around 3% for the life sales force in 2025.
Feb 12, 2025, 3:00 PM