Earnings summaries and quarterly performance for Primerica.
Executive leadership at Primerica.
Board of directors at Primerica.
AL
Amber L. Cottle
Detailed
Director
BA
Barbara A. Yastine
Detailed
Director
BR
Beatriz R. Perez
Detailed
Director
CN
Cynthia N. Day
Detailed
Director
DR
D. Richard Williams
Detailed
Non-Executive Chairman of the Board
DL
Darryl L. Wilson
Detailed
Director
GL
Gary L. Crittenden
Detailed
Lead Independent Director
JM
Joel M. Babbit
Detailed
Director
JA
John A. Addison, Jr.
Detailed
Director
SD
Sanjeev Dheer
Detailed
Director
Research analysts who have asked questions during Primerica earnings calls.
DB
Daniel Bergman
TD Cowen
6 questions for PRI
Also covers: CRBG, LNC
JB
John Barnidge
Piper Sandler
6 questions for PRI
Also covers: AFL, AIZ, AMP +17 more
MH
Mark Hughes
Truist Securities
6 questions for PRI
Also covers: AIZ, AJG, AMBC +42 more
Suneet Kamath
Jefferies
6 questions for PRI
Also covers: AFL, AMP, BHF +12 more
Jack Matten
BMO Capital Markets
3 questions for PRI
Also covers: AFL, CNO, CRBG +7 more
Joel Hurwitz
Dowling & Partners Securities, LLC
3 questions for PRI
Also covers: AFL, CNO, CRBG +9 more
Ryan Krueger
KBW
3 questions for PRI
Also covers: AFL, AMP, ASGN +14 more
Wilma Burdis
Raymond James Financial
3 questions for PRI
Also covers: AFL, ALTI, AMP +18 more
Wilma Jackson Burdis
Raymond James
2 questions for PRI
Also covers: AFL, ALTI, AMP +12 more
FM
Francis Matten
BMO Capital Markets
1 question for PRI
Also covers: AFL, CNO, CRBG +6 more
JM
Jack Madden
BMO Capital Markets
1 question for PRI
JS
Jeffrey Schmitt
William Blair
1 question for PRI
Also covers: AIZ, AMP, CBOE +8 more
JS
Jeff Schmitt
William Blair & Company, L.L.C.
1 question for PRI
Also covers: AIZ, AMP, CBOE +11 more
Recent press releases and 8-K filings for PRI.
Primerica Reports Record FY 2025 Results and Provides 2026 Outlook
PRI
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Primerica achieved record financial performance in FY 2025, with adjusted operating revenues of $3.3 billion (up 8%), net operating income of $761 million (up 10%), and diluted adjusted operating income per share of $22.92 (up 16%). The company also returned 79% of capital to stockholders through share repurchases and dividend payments.
- The Investment and Savings Product (ISP) segment demonstrated strong growth, with total sales of $14.9 billion in FY 2025 (up 24%) and client asset values reaching $129 billion (up 15%) compared to December 31, 2024. ISP now contributes 38% of consolidated operating revenues , and 2026 sales growth is projected at 5%-7%.
- In the term life segment, new policies issued declined 10% in FY 2025, and estimated annualized issued term life premiums declined 7%. For 2026, the company anticipates 2%-3% policy growth and expects the full year operating margin to be around 21%.
- The life licensed sales force ended 2025 with 151,524 representatives and is expected to grow 1% in 2026. Full year consolidated operating expenses are projected to grow 7%-8% in 2026.
Feb 12, 2026, 3:00 PM
Primerica Reports Record 2025 Financial Results and Provides 2026 Outlook
PRI
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Primerica achieved a record year in 2025, with adjusted net operating income increasing 10% to $751 million and diluted adjusted operating income per share growing 16% to $22.92. The company also reported record adjusted operating revenues of $3.3 billion, up 8%, and a 200 basis point increase in return on adjusted equity to 33.1%.
- The Investment and Savings Product (ISP) segment was a significant growth driver, with total sales of $14.9 billion in 2025, up 24% year-over-year, and client asset values reaching $129 billion, a 15% increase compared to December 31, 2024. ISP operating revenues in Q4 2025 grew 19% to $340 million, with pre-tax income up 23% to $101 million.
- Despite a 10% decline in new term life policies issued in 2025, Primerica anticipates a 2%-3% growth in full year policy growth for 2026, driven by expected improvements in middle-income families' purchasing power.
- For 2026, the company projects adjusted direct premiums to grow approximately 4% and consolidated expenses to increase around 7%-8%. Additionally, Primerica expects approximately 1% growth in its life licensed sales force.
Feb 12, 2026, 3:00 PM
Primerica Reports Record 2025 Financial Results and Provides 2026 Outlook
PRI
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Primerica reported a record year in 2025, with full year adjusted operating revenues of $3.3 billion, up 8%, and diluted adjusted operating income per share of $22.92, a 16% increase. The company returned 79% of net operating income to stockholders.
- The Investment and Savings Product (ISP) segment demonstrated strong growth, with full year sales of $14.9 billion, up 24%, and client asset values reaching $129 billion by year-end 2025, up 15% compared to December 31, 2024. For 2026, ISP sales growth is projected to be around 5%-7%.
- The Term Life segment saw new policies issued decline 10% for the full year 2025, but adjusted direct premiums in Q4 2025 were $457 million. The company anticipates full year policy growth in the 2%-3% range for 2026 and expects adjusted direct premiums to grow approximately 4%.
- Primerica ended 2025 with 151,524 life licensed representatives and projects approximately 1% growth in its life license sales force for 2026. Consolidated expenses are expected to grow around 7%-8% in 2026.
Feb 12, 2026, 3:00 PM
Primerica Reports Strong 2025 Results, Authorizes New Share Buyback
PRI
Earnings
Share Buyback
Dividends
- Primerica reported strong Q4 and full-year 2025 results, with Q4 diluted EPS of $6.13 topping estimates and revenue of approximately $853.7 million. This performance was driven by record Investment and Savings Products sales and a 15% rise in client asset values to roughly $129 billion.
- The company demonstrated a commitment to shareholder returns by completing a $450 million share repurchase in 2025, authorizing a new $475 million buyback through 2026, and raising the quarterly dividend by 15%.
- Primerica achieved strong profitability metrics, including a return on equity of 31.75% and a net margin of 22.36%, and has consistently topped consensus EPS estimates in each of the last four quarters.
Feb 11, 2026, 11:14 PM
Primerica Reports Strong Fourth Quarter and Full Year 2025 Results
PRI
Earnings
Dividends
Share Buyback
- Primerica reported record total revenues of $853.7 million for Q4 2025, an 8% increase from the prior year period, with net earnings per diluted share of $6.13, up 23%.
- The Investment and Savings Products (ISP) segment achieved record sales of $4.1 billion in Q4 2025, a 24% increase, and client asset values reached an all-time high of $129 billion at year-end, up 15%.
- The company completed its $450 million share repurchase program in 2025 and authorized a new $475 million share repurchase program to occur through December 31, 2026.
- Primerica declared a quarterly dividend of $1.20 per share, representing a 15% increase compared to the prior quarterly dividend.
Feb 11, 2026, 9:27 PM
Primerica Reports Strong Fourth Quarter and Full Year 2025 Results
PRI
Earnings
Dividends
Share Buyback
- Primerica reported record Investment and Savings Products (ISP) sales up 24% and ISP client asset values up 15% to an all-time high of $129 billion at year-end 2025.
- For the fourth quarter of 2025, total revenues increased 8% to $853.7 million, and net earnings per diluted share (EPS) rose 23% to $6.13 compared to the prior year period.
- For the full year 2025, net earnings per diluted share increased 9% to $22.91 and adjusted operating EPS grew 16% to $22.92 compared to 2024.
- The company declared a quarterly dividend of $1.20 per share, up 15%, and authorized a new $475 million share repurchase program through December 31, 2026, after completing the prior $450 million program in 2025.
- Primerica achieved a Return on Stockholder's Equity (ROE) of 33.2% and an Adjusted Net Operating Income Return on Adjusted Stockholders’ Equity (ROAE) of 33.5% for 2025.
Feb 11, 2026, 9:15 PM
Primerica Canada Reports Record-Breaking 2025 Results
PRI
Revenue Acceleration/Inflection
Hiring
- Primerica Canada achieved a record-breaking year in 2025, coinciding with its 40th anniversary.
- The company's licensed sales force grew to over 11,100 representatives in 2025, with new Canadian life-licensed representatives increasing by 25%.
- In 2025, Primerica Canada issued over C$16.7 billion in term life insurance and paid more than C$160 million in death claims.
- As of December 31, 2025, coverage in force reached a record C$157 billion, and assets under management (AUM) grew to a record C$27 billion.
Jan 23, 2026, 2:00 PM
Primerica Canada Reports Record 2025 Performance and Celebrates 40th Anniversary
PRI
Revenue Acceleration/Inflection
Hiring
- Primerica Canada celebrated its 40th anniversary in 2026, following a record year in 2025.
- In 2025, Primerica Canada's licensed sales force grew to over 11,100 representatives, with the number of newly licensed life insurance representatives increasing by 25%.
- The company issued over $16.7 billion in term life insurance in 2025, bringing total in-force coverage to a record $157 billion in Canada.
- Assets under management (AUM) reached a record $27 billion Canadian as of December 31, 2025, with clients investing over $2.6 billion Canadian during the year.
Jan 23, 2026, 2:00 PM
Primerica Reports Strong 2025 Performance and Operational Growth
PRI
Revenue Acceleration/Inflection
Hiring
New Projects/Investments
- In 2025, Primerica issued nearly $112 billion in term life insurance, bringing coverage in force to a record $968 billion, and paid over $1.8 billion in death claims.
- The company's assets under management (AUM) reached a record $128 billion in 2025, with clients investing nearly $15 billion.
- Primerica significantly expanded its distribution capabilities in 2025, recruiting over 360,000 new representatives and increasing its total securities-licensed representatives to over 25,600.
- As of December 31, 2024, Primerica insured over 5.5 million lives and managed approximately 3.0 million client investment accounts, ranking as the #3 issuer of Term Life insurance coverage in the United States and Canada in 2024.
Jan 2, 2026, 9:15 PM
Primerica Delivers Strong Q3 2025 Earnings and Capital Returns, Driven by ISP Growth
PRI
Earnings
Share Buyback
Guidance Update
- Primerica reported solid earnings growth in Q3 2025, with adjusted net operating income increasing 7% year-over-year to $206 million and diluted adjusted operating EPS rising 11% to $6.33.
- The company returned $163 million to stockholders in Q3 2025 through $129 million in share repurchases and $34 million in regular dividends, bringing the year-to-date total to $479 million.
- The Investment and Savings Product (ISP) segment demonstrated strong performance, with sales growing 28% year-over-year to a record $3.7 billion and client asset values reaching $127 billion, up 14% year-over-year. Full-year ISP sales are projected to grow around 20% in 2025.
- Conversely, the Term Life segment experienced a 15% year-over-year decline in new term life policies issued to 79,379, with total policies issued in 2025 projected to decline around 10% compared to 2024, primarily due to cost of living pressures.
- Primerica maintains a strong capital position with an estimated RBC ratio of 515% and plans to increase capital release from its insurance companies in the fourth quarter.
Nov 6, 2025, 3:00 PM
Quarterly earnings call transcripts for Primerica.
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