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Repay Holdings (RPAY)

Earnings summaries and quarterly performance for Repay Holdings.

Recent press releases and 8-K filings for RPAY.

Repay Holdings Corp Reports Q3 2025 Financial Results and Refines Q4 Outlook
RPAY
Earnings
Guidance Update
Share Buyback
  • REPAY reported Q3 2025 revenue of $77.7 million and a net loss of $(6.6) million. The company's Adjusted EBITDA for the quarter was $31.2 million, with Free Cash Flow of $20.8 million and a Free Cash Flow Conversion of 67%.
  • During Q3 2025, REPAY retired $73.5 million of convertible notes and repurchased $15.6 million of outstanding shares.
  • Reported revenue and gross profit for Q3 2025 declined 2% and 6% year-over-year, respectively, due to previously announced client losses and impacts from political media spending. However, normalized revenue and gross profit growth increased 5% and 1% year-over-year.
  • For Q4 2025, REPAY is refining its financial outlook, expecting 6% - 8% normalized gross profit growth and Free Cash Flow Conversion to be above 50%.
Nov 10, 2025, 9:08 PM
REPAY Reports Q3 2025 Financial Results and Refines 2025 Outlook
RPAY
Earnings
Guidance Update
Share Buyback
  • REPAY reported Q3 2025 revenue of $77.7 million and a net loss of $6.6 million, with Adjusted EBITDA of $31.2 million and Free Cash Flow of $20.8 million.
  • During Q3 2025, the company retired $73.5 million of convertible notes and repurchased $15.6 million of outstanding shares.
  • For Q4 2025, REPAY is refining its outlook, now expecting 6% - 8% normalized gross profit growth and Free Cash Flow Conversion to be above 50%.
  • Reported revenue and gross profit for Q3 2025 declined 2% and 6% year-over-year, respectively, primarily due to previously announced client losses and political media spending impacts.
  • The Consumer Payments segment revenue grew 4% year-over-year to $71.72 million in Q3 2025, while the Business Payments segment revenue declined 21% to $12.01 million.
Nov 10, 2025, 9:05 PM