Andrew Lyons

Andrew Triggs

Azib Khan

Brendan Sproules

Brian D. Johnson

Jonathan Mott

Richard E. Wiles

Victor German

Brett Le Mesurier

Edmund Anthony Biddulph Henning

Jarrod Martin

Matthew Wilson

Nathan Zaia

Clancy Yeates

James Frost

John Rolfe

Joyce Moullakis

Richard Gluyas

- Westpac Banking Corporation reported a **Net profit ex Notable Items of $6.972 billion** for the full year ended September 30, 2025, representing a **2% decrease** from FY24, while **Earnings Per Share (ex Notable Items) remained flat at 204c**.  **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:1]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:5]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:11]** 
- For FY25, the company achieved **7% deposit growth to $723 billion** and **6% loan growth to $856 billion**.  **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:1]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:5]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:11]** 
- As of September 30, 2025, Westpac's **Level 2 CET1 capital ratio was 12.5%** and its **Total regulatory capital ratio stood at 21.7%**.  **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:1]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:24]** 
- Westpac plans to return **$5.2 billion to shareholders via dividends** for FY25, with **ordinary dividends of 153c** per share.  **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:1]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:9]** 
- The company highlighted upcoming regulatory changes, including the **phase-out of Additional Tier 1 (AT1) capital instruments effective January 1, 2027**, to be replaced by Tier 2 and CET1 capital, and a revised **CET1 operating target of above 11.25%**.  **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:25]** **[719245_0001104659-25-105149_tm2528795d6_ex1.htm:28]**

Westpac Banking Corporation Announces 2025 Full Year Financial Results

- For the full year ended **September 30, 2025**, Westpac Banking Corporation reported a **4% increase in revenue from ordinary activities to $22,384 million**, while **net profit attributable to equity holders decreased 1% to $6,916 million** compared to the previous year.  **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:0]** 
- The company declared a **final dividend of 77 cents per ordinary share**, contributing to **full-year dividends of $1.53 per share**, fully franked, and an earnings per ordinary share of **201.9 cents**.  **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:0]** **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:4]** 
- Westpac's Common Equity Tier 1 (CET1) capital ratio stood at **12.5%**.  **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:4]**  This was further strengthened by APRA's removal of a **$500 million operational risk capital overlay** on **October 15, 2025**, which is expected to increase the CET1 ratio by approximately **17 basis points**.  **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:76]** 
- **Anthony Miller** assumed the role of CEO and Managing Director on **December 16, 2024**.  **[719245_0001104659-25-105139_tm2528795d4_ex1.htm:76]**

Westpac Banking Corporation Reports FY 2025 Results and Key Developments

- WESTPAC GROUP reported a **statutory net profit of $6.9 billion** and a **net profit excluding Notable Items of $7.0 billion** for the Full Year 2025.  **[719245_0001104659-25-105142_tm2528795d5_ex1.htm:3]** 
- The company declared **full year ordinary dividends of 153 cents per share**, fully franked, representing a payout ratio of **76%** of net profit.  **[719245_0001104659-25-105142_tm2528795d5_ex1.htm:3]**  A final dividend of **77 cents per share** will be paid on **December 19, 2025**.  **[719245_0001104659-25-105142_tm2528795d5_ex1.htm:34]** 
- The **CET1 capital ratio stood at 12.5%** as of Full Year 2025.  **[719245_0001104659-25-105142_tm2528795d5_ex1.htm:3]** 
- For the Full Year 2025, deposits increased by **7%** and loans by **6%**.  **[719245_0001104659-25-105142_tm2528795d5_ex1.htm:3]**

WESTPAC GROUP Announces Full Year 2025 Financial Results

WESTPAC BANKING (WEBNF)