Earnings summaries and quarterly performance for WELLS FARGO & COMPANY/MN.
Executive leadership at WELLS FARGO & COMPANY/MN.
Board of directors at WELLS FARGO & COMPANY/MN.
CM
CeCelia Morken
Detailed
Director
CC
Celeste Clark
Detailed
Director
FG
Fabian Garcia
Detailed
Director
FN
Felicia Norwood
Detailed
Director
MM
Maria Morris
Detailed
Director
MC
Mark Chancy
Detailed
Director
RD
Richard Davis
Detailed
Director
RS
Ron Sargent
Detailed
Director
SB
Steven Black
Detailed
Independent Chair of the Board
SV
Suzanne Vautrinot
Detailed
Director
TC
Theodore Craver
Detailed
Director
WH
Wayne Hewett
Detailed
Director
Research analysts who have asked questions during WELLS FARGO & COMPANY/MN earnings calls.
BG
Betsy Graseck
Morgan Stanley
8 questions for WFC
Also covers: BAC, BK, C +8 more
Ebrahim Poonawala
Bank of America Securities
8 questions for WFC
Also covers: , BK, BMO +31 more
Erika Najarian
UBS
8 questions for WFC
Also covers: AXP, BAC, C +14 more
Gerard Cassidy
RBC Capital Markets
8 questions for WFC
Also covers: BAC, BK, BPOP +14 more
JP
John Pancari
Evercore ISI
8 questions for WFC
Also covers: ALLY, AXP, BFH +19 more
JM
John McDonald
Truist Securities
6 questions for WFC
Also covers: ABCB, BAC, C +8 more
KU
Ken Usdin
Autonomous Research
5 questions for WFC
Also covers: BAC, BK, C +12 more
MO
Matt O'Connor
Deutsche Bank
5 questions for WFC
Also covers: BAC, CFG, HBAN +7 more
CM
Chris McGratty
KBW
3 questions for WFC
Also covers: BAC, C, CBC +18 more
MO
Matthew O'Connor
Deutsche Bank
3 questions for WFC
Also covers: BAC, C, CFG +11 more
SS
Scott Siefers
Piper Sandler
3 questions for WFC
Also covers: ASB, CFG, FITBI +7 more
Christopher McGratty
Keefe, Bruyette & Woods
2 questions for WFC
Also covers: ASB, BAC, BANC +35 more
David Long
Raymond James Financial, Inc.
2 questions for WFC
Also covers: ALRS, BY, EFSC +10 more
Robert Siefers
Piper Sandler & Co.
2 questions for WFC
Also covers: ASB, CFG, CMA +4 more
RS
R. Scott Siefers
Piper Sandler Companies
2 questions for WFC
Also covers: ASB, CFG, FITB +6 more
SM
Saul Martinez
HSBC
2 questions for WFC
Also covers: AXP, BAC, C +7 more
KU
Kenneth Usdin
Jefferies
1 question for WFC
Also covers: BK, C, FITB +7 more
SC
Steven Chubak
Wolfe Research
1 question for WFC
Also covers: AMP, AMTD, APO +20 more
VJ
Vivek Juneja
JPMorgan Chase & Co.
1 question for WFC
Also covers: BAC, C, NTRS +2 more
Recent press releases and 8-K filings for WFC.
Wells Fargo approves $40M compensation for CEO Scharf
WFC
Executive Compensation
- The Board approved CEO Charles W. Scharf’s total 2025 compensation of $40 million, comprising a $2.5 million base salary and $37.5 million in variable pay (65% Performance Share awards, 35% Restricted Share Rights).
- This compensation reflects 2025 performance highlights: closing 7 regulatory consent orders (including asset cap removal), net income of $21.3 billion, 17% EPS growth, 5% fee-based revenue increase, disciplined expenses, $23 billion returned to shareholders (including an 13% dividend hike and $18 billion of buybacks), 12.4% ROE, and a new 17–18% ROTCE target.
5 days ago
Wells Fargo-backed Overland Advantage finances ~$4 billion in 2025 deals
WFC
New Projects/Investments
- Overland provided customized credit solutions in 18 transactions totaling ~$4.0 billion in 2025, leveraging Wells Fargo’s middle-market sourcing and Centerbridge’s underwriting.
- Since its May 2024 launch, Overland has underwritten ~$7.0 billion in financing to U.S. middle-market companies, 70% of which are founder or family-owned.
- Overland has led ~96% of the credit facilities it invested in, demonstrating strong deal leadership.
- Key second-half 2025 deals include first-lien facilities for Tempo, Technique, Atlantic Squared Supply, Exclusive Resorts, Envision Radiology, and term loans for Columbus Distributing and Stark Tech.
- The platform exemplifies a strategic Wells Fargo and Centerbridge partnership providing tailored debt solutions to privately owned middle-market businesses.
6 days ago
Wells Fargo shifts wealth-management HQ to West Palm Beach
WFC
New Projects/Investments
Hiring
- Wells Fargo relocates its Wealth & Investment Management HQ to West Palm Beach, leasing 50,000 sq ft at One Flagler—making it the first major U.S. bank wealth unit in South Florida.
- 100 senior executives are expected to relocate by end of 2026, while key leaders remain in New York, St. Louis, and Charlotte.
- The unit generated $16 billion last year—about 20% of Wells Fargo’s $83.7 billion revenue—and the bank plans to hire additional advisers, private bankers, and independent broker-dealers.
- The move underscores and may accelerate a broader migration of financial firms and wealthy clients to South Florida, attracted by its favorable business climate and tax advantages.
Jan 20, 2026, 6:14 PM
Wells Fargo reports 2025 results and 2026 outlook
WFC
Earnings
Guidance Update
Share Buyback
- Wells Fargo reported $21.3 B net income for 2025, with 17% y/y EPS growth, and delivered 5% growth in fee-based revenue on disciplined expense management.
- Total assets grew 11% y/y, deposits increased broadly, and credit performance remained strong with 16% lower net charge-offs; returned $23 B of excess capital via dividends (+13%) and $18 B in share repurchases, targeting a CET1 ratio of ~10-10.5%.
- Fourth-quarter net income was $5.4 B (+6% y/y) with $1.62 EPS (+13% y/y; $1.76 ex-severance); net interest income for 2026 is guided to ~$50 B, including ~$2 B from markets, and ~$48 B ex-markets.
- ROTCE rose to 15% in 2025, and Wells Fargo set a new medium-term return target of 17-18%, envisioning continued expense discipline and revenue investments.
Jan 14, 2026, 3:00 PM
Wells Fargo reports Q4 2025 results
WFC
Earnings
Share Buyback
Dividends
- Net income of $5.4 billion, or $1.62 per diluted share, and $5.8 billion excluding severance charges, or $1.76 per share, reflecting a 4Q25 ROE of 12.3% and ROTCE of 14.5%.
- Revenue of $21.3 billion (up 4%), with net interest income of $12.3 billion (up 4%) and noninterest income of $9.0 billion (up 5%).
- Efficiency ratio improved to 64%, CET1 ratio at 10.6%, and repurchased $5.0 billion of common stock in Q4.
- Average loans grew 5% to $955.8 billion and average deposits rose 2% to $1.4 trillion, with net loan charge-offs of $1.0 billion (0.43% of loans) and an allowance for credit losses of $14.3 billion.
Jan 14, 2026, 3:00 PM
Wells Fargo reports Q4 2025 results and 2026 outlook
WFC
Earnings
Guidance Update
Share Buyback
- Net income of $21.3 billion, with diluted EPS up 17% year-over-year and fee-based revenue +5%, reflecting broad-based consumer and commercial growth.
- Assets grew 11% from a year ago, supported by loan and deposit growth; net charge-offs declined 16%, and headcount is down >25% since Q2 2020.
- Returned $23 billion of excess capital in 2025 via a 13% dividend increase and $18 billion of share repurchases; CET1 ratio stood at 10.6% at year-end.
- 2026 guidance includes net interest income of $50 billion+, NII ex-markets ~$48 billion, and non-interest expense of ~$55.7 billion; medium-term ROTCE target raised to 17–18%.
Jan 14, 2026, 3:00 PM
Wells Fargo reports Q4 2025 earnings and 2026 outlook
WFC
Earnings
Guidance Update
Share Buyback
- 2025 net income of $21.3 billion and 17% EPS growth; Q4 net income $5.4 billion, diluted EPS $1.62 (or $1.76 ex-severance)
- 2026 net interest income guidance of $50 billion+, with NII ex-markets at ~$48 billion and Markets NII at ~$2 billion, assuming 2–3 Fed rate cuts
- 2026 non-interest expense expected at $55.7 billion, reflecting $2.4 billion of efficiency savings offset by increased technology and revenue-related costs
- CET1 ratio of 10.6% at Q4-end, with $5 billion in share repurchases in Q4 ($18 billion FY) and $23 billion returned to shareholders in 2025
- Post-asset-cap removal, assets grew 11%, fee-based revenue +5%, average loans +5%, net charge-offs down 16%, and 22 consecutive quarters of headcount reductions
Jan 14, 2026, 3:00 PM
Wells Fargo reports quarterly earnings miss
WFC
Earnings
Demand Weakening
- Net income of $5.4 billion and revenue of $21.3 billion, with EPS of $1.62 falling short of the $1.67 estimate; results include a $0.14-per-share severance charge
- Investment-banking revenue declined 1% to $716 million, reflecting continued weakness in mortgage lending and a sluggish housing market
Jan 14, 2026, 2:02 PM
Wells Fargo reports Q4 2025 results
WFC
Earnings
- Wells Fargo reported total revenue of $21.3 billion in 4Q25, with net interest income of $12.3 billion (+4% YoY) and noninterest income of $9.0 billion (+5% YoY).
- Net income was $5.4 billion, or $1.62 diluted EPS, up 6% and 13% YoY, respectively, and pre-tax pre-provision profit rose 17% to $7.6 billion.
- Credit performance remained strong: provision for credit losses was $1.04 billion, net loan charge-offs were $1.03 billion (0.43% of average loans), and the allowance for credit losses stood at $14.3 billion.
- Capital and liquidity metrics were robust, with a Common Equity Tier 1 ratio of 10.6%, total loss-absorbing capacity ratio of 23.2%, and liquidity coverage ratio of 119%.
- Efficiency improved to an efficiency ratio of 64% and ROTCE reached 14.5%, while average loans grew 5% to $955.8 billion and deposits rose 2% to $1.378 trillion.
Jan 14, 2026, 11:28 AM
Wells Fargo’s rail lease portfolio acquired by GATX and Brookfield
WFC
M&A
- GATX Corporation and Brookfield Infrastructure Partners completed the acquisition of Wells Fargo’s rail operating lease portfolio on January 1, 2026.
- The transaction was executed through a joint venture between GATX and Brookfield Infrastructure Partners L.P. (NYSE: BIP; TSX: BIP.UN) and its institutional partners.
- Wells Fargo’s rail portfolio included approximately 101,000 railcars, marking a significant transfer of assets.
Jan 5, 2026, 2:06 PM
Quarterly earnings call transcripts for WELLS FARGO & COMPANY/MN.
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