About
Penelope Young is a Portfolio Analyst at Angel Oak Capital Advisors, LLC, based in Atlanta, Georgia, where she focuses on whole loan trading and analysis. In this role, she supports Portfolio Managers by assisting in the structuring and management of mortgage-related investment portfolios, primarily within the structured credit and residential mortgage sectors.
Prior to her current position, Penelope built her expertise at Angel Oak Lending, serving as Senior Analyst for Capital Markets Trading and Execution, and before that as a Trade Desk Analyst. Her work has involved active participation in trading, execution, and analysis of whole loan transactions—a key component of Angel Oak’s investment strategies within mortgage credit markets.
Penelope earned dual Bachelor of Business Administration degrees in Marketing and Finance from Georgia State University's J. Mack Robinson College of Business. Her analytical skills and specialized experience in residential whole loans and capital markets underscore her value as a rising investment professional focused on structured credit and mortgage-backed assets.
Career History
| Organization | Role | Date Range | Details |
|---|---|---|---|
| Angel Oak Capital Advisors, LLC | Portfolio Analyst | Feb 2023 to Present | — |
| Angel Oak Lending | Senior Analyst, Capital Markets Trading and Execution | Aug 2021 to Feb 2023 | — |
| Angel Oak Lending | Trade Desk Analyst | Feb 2019 to Aug 2021 | — |
| Angel Oak Home Loans LLC | Secondary Marketing Analyst | Jul 2018 to Feb 2019 | — |
| Georgia State University | Student Assistant | Feb 2017 to Jul 2018 | — |
| Quickly Corporation | Barista | Feb 2014 to Jul 2018 | — |
| PPA - Professional Photographers of America | Membership Assistant | May 2017 to Aug 2017 | — |
| Spring Street Financial | Marketing Intern | Nov 2015 to May 2016 | — |
| Georgia State University | Student Assistant | May 2014 to Nov 2015 | — |
Education
Georgia State University - J. Mack Robinson College of Business
Bachelors of Business Administration - Marketing
2013 — 2018
Georgia State University - J. Mack Robinson College of Business
Bachelor of Business Administration - Finance
2013 — 2018
Skills & Expertise
Others at Angel Oak Capital Advisors, LLC (13)
| Name | Role | Location |
|---|---|---|
 | Portfolio Analyst | Atlanta, GA , United States |
 | Chief Portfolio Strategist | Atlanta, GA , United States |
J James Hentges | Senior Portfolio Manager | Kirkland, WA , United States |
 | Portfolio Manager | New York, NY , United States |
 | Portfolio Manager | New York, NY , United States |
B Berkin Kologlu | Portfolio Manager | New York, NY , United States |
 | Portfolio Analyst | Atlanta, GA , United States |
C Cheryl Pate | Senior Portfolio Manager | Atlanta, GA , United States |
 | Senior Portfolio Analyst | Corps Trader (Financials Sub-Debt) | Atlanta, GA , United States |
N Nichole Hammond | Senior Portfolio Manager | Mercer Island, WA , United States |