Cra Financial Services, LLC
CRA Financial Services, LLC is an SEC-registered investment adviser headquartered in Northfield, New Jersey. Founded to provide investment advisory, financial planning, and consulting services, the firm primarily serves individuals (including high-net-worth individuals), trusts, estates, pension and profit-sharing plans, charitable organizations, and a limited number of corporations. As of 2025, it manages over $1.2 billion in client assets and has a team of 13-14 employees, with a strong focus on personalized wealth management.
Investment Strategy
CRA Financial Services offers discretionary and non-discretionary investment management, as well as financial planning and consulting services. The firm allocates client assets among various securities, including stocks, ETFs, and may recommend the use of independent investment managers. All accounts are monitored continuously when under discretionary management, and investments are aligned with the client's individual risk preferences and objectives. CRA typically works with retail investors and closely-held businesses, crafting financial strategies that balance growth potential, risk management, and long-term planning. Fees are charged based on assets managed or via fixed/hourly planning arrangements.
Top Holdings
Equity Positions (282)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AAPL | APPLE INC | 7.06% | $51.6M | 202,585 | $54.62 | $254.63 | +$9.9M |
S SCHG | SCHWAB STRATEGIC TR | 4.56% | $33.3M | 1,044,100 | $14.56 | $31.91 | +$3.5M |
S SCHD | SCHWAB STRATEGIC TR | 4.52% | $33.0M | 1,209,473 | $23.03 | $27.30 | +$1.2M |
A AMZN | AMAZON COM INC | 4.07% | $29.8M | 135,547 | $92.40 | $219.57 | +$36.2K |
Q QQQ | INVESCO QQQ TR | 3.47% | $25.4M | 42,250 | $337.68 | $600.37 | +$2.5M |