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Cra Financial Services, LLC

CIK:0001765594
Investment Adviser
$1B AUM
294 holdings
Northfield, NJ, United States
Founded:2011
14 employees
Latest filing:Sep 30, 2025

CRA Financial Services, LLC is an SEC-registered investment adviser headquartered in Northfield, New Jersey. Founded to provide investment advisory, financial planning, and consulting services, the firm primarily serves individuals (including high-net-worth individuals), trusts, estates, pension and profit-sharing plans, charitable organizations, and a limited number of corporations. As of 2025, it manages over $1.2 billion in client assets and has a team of 13-14 employees, with a strong focus on personalized wealth management.

Investment Strategy

CRA Financial Services offers discretionary and non-discretionary investment management, as well as financial planning and consulting services. The firm allocates client assets among various securities, including stocks, ETFs, and may recommend the use of independent investment managers. All accounts are monitored continuously when under discretionary management, and investments are aligned with the client's individual risk preferences and objectives. CRA typically works with retail investors and closely-held businesses, crafting financial strategies that balance growth potential, risk management, and long-term planning. Fees are charged based on assets managed or via fixed/hourly planning arrangements.

Latest 13F Filing Activity

Cra Financial Services, LLC filed their most recent 13F report on Sep 30, 2025 disclosing 282 equity positions with a total 13F market value of $731M. The fund increased holdings in Apple Inc., Alphabet Inc., Nvidia Corporation among other positions. Cra Financial Services, LLC reduced exposure to Invesco Exch TRD SLF Idx FD, Innovator Etfs Trust, Innovator Etfs Trust among others.

Top Buys
A
AAPLAPPLE INC
+$9.9M
G
GOOGLALPHABET INC
+$4.6M
N
NVDANVIDIA CORPORATION
+$4.4M
S
SCHGSCHWAB STRATEGIC TR
+$3.5M
Q
QQQINVESCO QQQ TR
+$2.5M
Top Sells
B
BSCPINVESCO EXCH TRD SLF IDX FD
-$1.5M
P
PAUGINNOVATOR ETFS TRUST
-$501.9K
P
PJANINNOVATOR ETFS TRUST
-$463.8K
U
UPSUNITED PARCEL SERVICE INC
-$332.1K
N
NFLXNETFLIX INC
-$301.4K

Top Holdings

A
AAPLAPPLE INC
+7.1%$51.6M
S
SCHGSCHWAB STRATEGIC TR
+4.6%$33.3M
S
SCHDSCHWAB STRATEGIC TR
+4.5%$33.0M
A
AMZNAMAZON COM INC
+4.1%$29.8M
Q
QQQINVESCO QQQ TR
+3.5%$25.4M

Equity Positions (282)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
APPLE INC7.06%$51.6M202,585$54.62$254.63+$9.9M
SCHWAB STRATEGIC TR4.56%$33.3M1,044,100$14.56$31.91+$3.5M
SCHWAB STRATEGIC TR4.52%$33.0M1,209,473$23.03$27.30+$1.2M
AMAZON COM INC4.07%$29.8M135,547$92.40$219.57+$36.2K
INVESCO QQQ TR3.47%$25.4M42,250$337.68$600.37+$2.5M

Industry Allocation

ELECTRONIC COMPUTERS
+7.1%
SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+5.6%
SEMICONDUCTORS & RELATED DEVICES
+4.9%
RETAIL-CATALOG & MAIL-ORDER HOUSES
+4.1%
SERVICES-PREPACKAGED SOFTWARE
+3.7%