Cultivar Capital, Inc.
Cultivar Capital, Inc. is a fee-only SEC-registered investment advisory firm headquartered in Denton, Texas. Founded in December 2011, the firm offers comprehensive financial planning and investment management services tailored to high-net-worth individuals, families, small businesses, and institutional clients. Cultivar Capital emphasizes personalized financial advice, aligning its interests with clients through its fee-only structure. Led by industry veterans, the firm serves a broad client base seeking advice on retirement, estate, tax, and risk management, operating with a fully disclosed and candid approach to money management. Employee count ranges from 2 to 10 based on available disclosures.
Investment Strategy
Cultivar Capital, Inc. employs a collaborative investment strategy focused on constructing diversified portfolios for clients, utilizing a combination of no-load mutual funds, exchange-traded funds (ETFs), exchange-traded notes (ETNs), and selective individual stocks. The firm bases its portfolio construction on clients’ unique financial goals, risk tolerance, and time horizon. Proprietary research draws on both the Morningstar database and Bloomberg terminals, employing fundamental and technical analysis to select and monitor investments for performance, volatility, and style consistency. Cultivar’s philosophy emphasizes risk control and long-term wealth accumulation through diversification, providing clients with strategies that can weather volatile market conditions. The firm delivers ongoing financial planning, integrating retirement, education, tax, and estate strategies into a holistic plan tailored for each client.
Top Holdings
Equity Positions (40)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
A AGG | ISHARES TR | 15.99% | $24.0M | 239,111 | $99.19 | $100.25 | +$1.0M |
G GDX | VANECK ETF TRUST | 12.71% | $19.1M | 249,417 | $31.04 | $76.40 | +$4.4M |
W WY | WEYERHAEUSER CO MTN BE | 9.30% | $13.9M | 562,362 | $30.79 | $24.79 | -$456.6K |
C CAOS | EA SERIES TRUST | 9.10% | $13.6M | 152,365 | $84.29 | $89.53 | +$351.1K |
T TLT | ISHARES TR | 8.44% | $12.6M | 141,531 | $96.47 | $89.37 | +$997.2K |
Industry Allocation
Investment Team (1)
| Name | Role | Location | |
|---|---|---|---|
 | Investment Advisor | Portfolio Manager, Cultivar ETF | Denton, TX , United States |