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Keystone Financial Planning, Inc.

CIK:0001596906
Investment Adviser
$146M AUM
46 holdings
Westlake, OH, US
Founded:2000
7 employees
Latest filing:Sep 30, 2025

Keystone Financial Planning, Inc. is an independent registered investment adviser based in Westlake, Ohio. Founded in 2000, it provides comprehensive financial planning and investment advisory services to individuals, families, and institutions. The firm is registered with the SEC and staffed by a small team of experienced professionals focused on personalized wealth management for clients.

Investment Strategy

Keystone Financial Planning, Inc. employs a disciplined, long-term investment approach tailored to each client's goals and risk tolerance. The firm constructs diversified portfolios using a mix of equities, fixed income, and alternative investments, emphasizing asset allocation, risk management, and tax efficiency. They aim to help clients grow and preserve wealth through prudent investment selection and ongoing portfolio monitoring.

Latest 13F Filing Activity

Keystone Financial Planning, Inc. filed their most recent 13F report on Sep 30, 2025 disclosing 46 equity positions with a total 13F market value of $344M. The fund increased holdings in Chevron Corp. New, Diageo PLC, Bank Nova Scotia Halifax among other positions. Keystone Financial Planning, Inc. reduced exposure to Toronto Dominion BK Ont, United Parcel Service Inc., Philip Morris Intl Inc. among others.

Top Buys
C
CVXCHEVRON CORP NEW
+$8.7M
D
DEODIAGEO PLC
+$8.3M
B
BNSBANK NOVA SCOTIA HALIFAX
+$1.2M
G
GSKGSK PLC
+$1.0M
B
BTIBRITISH AMERN TOB PLC
+$956.9K
Top Sells
T
TDTORONTO DOMINION BK ONT
-$8.4M
U
UPSUNITED PARCEL SERVICE INC
-$836.3K
P
PMPHILIP MORRIS INTL INC
-$519.2K
T
TAT&T INC
-$361.7K
H
HLNHALEON PLC
-$320.4K

Top Holdings

S
SCHDSCHWAB STRATEGIC TR
+48.8%$167.9M
M
MSFTMICROSOFT CORP
+4.0%$13.9M
C
CVXCHEVRON CORP NEW
+3.5%$12.2M
U
USBUS BANCORP DEL
+3.2%$11.0M
V
VZVERIZON COMMUNICATIONS INC
+3.1%$10.7M

Equity Positions (46)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
SCHWAB STRATEGIC TR48.80%$167.9M6,150,754$22.51$27.30-$163.8K
MICROSOFT CORP4.05%$13.9M26,882$44.71$517.95+$552.2K
CHEVRON CORP NEW3.54%$12.2M78,550$137.52$155.29+$8.7M
US BANCORP DEL3.20%$11.0M227,520$42.09$48.33+$641.3K
VERIZON COMMUNICATIONS INC3.12%$10.7M244,489$50.42$43.95+$108.8K

Industry Allocation

PHARMACEUTICAL PREPARATIONS
+7.8%
CIGARETTES
+5.9%
PETROLEUM REFINING
+5.1%
SERVICES-PREPACKAGED SOFTWARE
+4.0%
TELEPHONE COMMUNICATIONS (NO RADIOTELEPHONE)
+3.6%