ST Germain D J Co. Inc.
D.J. St. Germain Co., Inc. is a long-established investment advisory firm headquartered in Springfield, Massachusetts, founded in 1924. Through its subsidiary St. Germain Investment Management, Inc., the firm provides discretionary portfolio management and financial planning services primarily to individuals, families, businesses, charitable organizations, and institutions. With an emphasis on personalized service and a client-first philosophy, the St. Germain team includes certified financial planners (CFP), chartered financial analysts (CFA), and other credentialed professionals. The growing firm manages over $2.1 billion in assets and is known for its long history of serving the New England region and community involvement.
Investment Strategy
St. Germain Investment Management tailors investment strategies to each client's individual goals, risk profile, time horizon, liquidity requirements, and financial circumstances. The firm utilizes a variety of model portfolios targeting objectives such as long-term growth, growth and income, or income, built on disciplined asset allocation and security selection. Both quantitative and qualitative analysis guide ongoing portfolio management, with flexibility to adjust asset allocation and holdings to better suit changing markets or client needs. Emphasis is placed on 'buy and hold' strategies for long-term growth combined with suitability and tax considerations for each client. The typical investments include equities, mutual funds, exchange-traded funds (ETFs), fixed income securities (corporate and municipal bonds, US Treasuries), and variable annuities.
Top Holdings
Equity Positions (888)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
J JQUA | JPMORGAN U.S. QUALITY FACTOR ETF | 4.87% | $121.6M | 1,933,178 | $45.52 | $62.91 | -$20.2M |
A AAPL | APPLE INC | 4.79% | $119.8M | 470,348 | $194.77 | $254.63 | +$22.7M |
G GOOGL | ALPHABET INC CL A | 4.10% | $102.5M | 421,689 | $119.93 | $243.10 | +$27.6M |
S SPLG | SPDR PORTFOLIO S&P 500 ETF | 2.84% | $70.9M | 904,883 | $72.65 | $78.34 | +$28.1M |
M META | META PLATFORMS INC CL A | 2.78% | $69.6M | 94,737 | $300.82 | $734.38 | -$1.8M |