Sign in

POPULAR (BPOP)

Earnings summaries and quarterly performance for POPULAR.

Recent press releases and 8-K filings for BPOP.

Popular Inc. Reports Strong Q3 2025 Earnings and Raises Loan Growth Guidance
BPOP
Earnings
Guidance Update
Share Buyback
  • Popular Inc. reported net income of $211 million and EPS of $3.15 for Q3 2025, reflecting an increase of $1 million and $0.06 per share, respectively, driven by higher revenues and an expanding net interest margin.
  • The company achieved strong loan growth of $502 million in Q3 2025 and subsequently raised its consolidated loan growth guidance for the full year 2025 to between 4% and 5%. Net interest income for the quarter was $647 million, an increase of $15 million.
  • Credit quality metrics were impacted by two specific commercial loans, causing non-performing loans (NPLs) to total loans to rise to 1.3% and net charge-offs to reach $58 million (annualized 60 basis points). Management emphasized these were isolated incidents not indicative of broader credit concerns.
  • Popular Inc. maintained strong regulatory capital with a CET1 ratio of 15.8% and increased tangible book value per share to $79.12. The company also declared a $0.75 per share common stock dividend and repurchased $119 million in shares during Q3 2025.
  • The company reiterated its NII growth guidance of 10%-11% for 2025 and expects a full-year effective tax rate between 16% and 18%. Popular Inc. remains focused on achieving a sustainable 14% Return on Common Equity (ROCI) in the long term.
Oct 23, 2025, 3:00 PM
Popular Inc. Reports Q3 2025 Earnings with Strong Loan Growth and Updated Guidance
BPOP
Earnings
Guidance Update
Share Buyback
  • Popular Inc. reported net income of $211 million and EPS of $3.15 for Q3 2025, driven by higher revenues and an expanding net interest margin.
  • The company experienced strong loan growth of $502 million in the quarter, leading to an updated 2025 consolidated loan growth guidance of between 4% and 5%.
  • Credit quality metrics were impacted by two commercial loans, increasing NPLs to 1.3% and net charge-offs to $58 million or an annualized 60 basis points.
  • Popular Inc. updated its 2025 guidance, now expecting total non-interest income between $650 and $655 million and an effective tax rate between 16% and 18%.
  • The company declared a quarterly common stock dividend of $0.75 per share and repurchased approximately $119 million in shares during Q3 2025.
Oct 23, 2025, 3:00 PM

Quarterly earnings call transcripts for POPULAR.

Let Fintool AI Agent track POPULAR's earnings for you

Get instant analysis when filings drop