Christopher McGratty

Ebrahim Poonawala

Manan Gosalia

Timur Braziler

Benjamin Gerlinger

Gary Tenner

Matthew Clark

Andrew Terrell

Jared David Shaw

Jared Shaw

Casey Haire

David Rochester

Samuel Varga

- East West Bancorp reported **record quarterly revenue, net income, and earnings per share** for the third quarter of 2025.  **[0001069157_2194258_0]** 
- The bank achieved **record deposit growth of over $1.5 billion** and **$800 million in loan fundings** during Q3 2025, which drove record net interest income.  **[0001069157_2194258_1]** 
- **Fee income reached a record $92 million** for the quarter, with wealth management fees specifically growing **36%** year-over-year.  **[0001069157_2194258_1]** 
- Asset quality remained resilient, with net charge-offs at **13 basis points** and total non-performing assets at **25 basis points** as of September 30, 2025.  **[0001069157_2194258_2]**  The allowance for credit losses increased to **1.42% of loans**.  **[0001069157_2194258_2]** 
- The company updated its full-year 2025 outlook, projecting **net interest income and revenue growth better than 10%** and full-year net charge-offs in the range of **10 to 20 basis points**.  **[0001069157_2194258_2]**  Additionally, East West Bancorp repurchased approximately **25 million shares** of common stock in Q3 2025.  **[0001069157_2194258_2]**

EWBC Reports Record Q3 2025 Financial Results and Updates Full-Year Outlook

- East West Bancorp reported a strong capital position for Q3 2025, with a **Tangible Common Equity Ratio of 10.2%** and a **CET1 Ratio of 14.8%** as of September 30, 2025.  **[0001069157_2194046:0]** 
- For Q3 2025, the company achieved **net income of $368,394 thousand** and **diluted EPS of $2.65**.  **[0001069157_2194046:8]**  Total revenue for the quarter was **$778,047 thousand**, with a **net interest margin of 3.53%**.  **[0001069157_2194046:11]** **[0001069157_2194046:6]** 
- The company declared a **4Q25 dividend of $0.60** per share, payable on November 17, 2025, and repurchased **$25 million** in shares during Q3 2025, with **$216 million** of authorization remaining.  **[0001069157_2194046:0]** 
- Management provided an updated full-year 2025 outlook, expecting **end of period loans to grow 4% to 6% Y-o-Y** and **total revenue to trend above 10%**.  **[0001069157_2194046:1]**

EWBC Reports Strong Q3 2025 Financial Results and Capital Position

- East West Bancorp reported **record quarterly net income of $368 million** and **diluted earnings per share of $2.65** for the third quarter of 2025.  **[1069157_0001069157-25-000112_ewbc9918k9302025.htm:0]** 
- The company achieved **record total revenue of $778 million**  **[1069157_0001069157-25-000112_ewbc9918k9302025.htm:0]** , driven by **record net interest income of $678 million** and **record fee income of $92 million**.  **[1069157_0001069157-25-000112_ewbc3q25er.htm:2]** 
- **Total assets grew to $79.7 billion** as of September 30, 2025  **[1069157_0001069157-25-000112_ewbc9918k9302025.htm:0]** , with **customer deposits increasing by over $1.5 billion** and **loans by over $800 million** quarter-over-quarter.  **[1069157_0001069157-25-000112_ewbc3q25er.htm:2]** 
- Asset quality remained resilient, with a **provision for credit losses of $36 million** and a bolstered Allowance for Loan and Lease Losses (ALLL) to **1.42%**.  **[1069157_0001069157-25-000112_ewbc3q25er.htm:2]**

East West Bancorp Reports Record Q3 2025 Financial Results

EAST WEST BANCORP (EWBC)