Earnings summaries and quarterly performance for EAST WEST BANCORP.
Executive leadership at EAST WEST BANCORP.
Dominic Ng
Detailed
Chief Executive Officer
CEO
CD
Christopher Del Moral-Niles
Detailed
Executive Vice President, Chief Financial Officer
DK
Douglas Krause
Detailed
Vice Chairman, Chief Corporate Officer
IO
Irene Oh
Detailed
Executive Vice President, Chief Risk Officer
PS
Parker Shi
Detailed
Executive Vice President, Chief Operating Officer
Board of directors at EAST WEST BANCORP.
Research analysts who have asked questions during EAST WEST BANCORP earnings calls.
Ebrahim Poonawala
Bank of America Securities
6 questions for EWBC
Also covers: , BK, BMO +31 more
Christopher McGratty
Keefe, Bruyette & Woods
4 questions for EWBC
Also covers: ASB, BAC, BANC +35 more
MG
Manan Gosalia
Morgan Stanley
4 questions for EWBC
Also covers: CADE, CBC, CFG +17 more
Timur Braziler
Wells Fargo
4 questions for EWBC
Also covers: ASB, BANC, BKU +16 more
Benjamin Gerlinger
Citigroup Inc.
3 questions for EWBC
Also covers: BANC, BKU, BOKF +18 more
CH
Casey Haire
Jefferies
3 questions for EWBC
Also covers: ASB, CADE, CFR +12 more
GT
Gary Tenner
D.A. Davidson & Co.
3 questions for EWBC
Also covers: ABCB, AVBH, AX +20 more
MC
Matthew Clark
Piper Sandler
3 questions for EWBC
Also covers: AVBH, BANC, BANR +24 more
AH
Ahmad Hasan
D.A. Davidson & Co.
2 questions for EWBC
Also covers: CVBF, HAFC, HOPE +2 more
Andrew Terrell
Stephens Inc.
2 questions for EWBC
Also covers: AVBH, BANC, BANR +18 more
Bernard Von Gizycki
Deutsche Bank
2 questions for EWBC
Also covers: CMA, FCNCA, FHN +8 more
Chris O'Connell
KBW
2 questions for EWBC
Also covers: EVBN, FLIC
Dave Rochester
Cantor Fitzgerald
2 questions for EWBC
Also covers: CFG, FLG, MTB +3 more
DC
David Chiaverini
Wedbush Securities Inc.
2 questions for EWBC
Also covers: AX, BANC, BOKF +17 more
David Smith
Truist Securities
2 questions for EWBC
Also covers: AESI, BK, CLB +21 more
JL
Janet Lee
TD Cowen
2 questions for EWBC
Also covers: AUB, COLB, EBC +16 more
Jared David Shaw
Barclays Capital
2 questions for EWBC
Also covers: BANC, BKU, BOH +13 more
Jared Shaw
Barclays
2 questions for EWBC
Also covers: ASB, BANC, BKU +23 more
JR
John Rowe
Barclays
2 questions for EWBC
Also covers: FLG
DR
David Rochester
Compass Point
1 question for EWBC
Also covers: BFH, BKU, CFR +6 more
Samuel Varga
UBS
1 question for EWBC
Also covers: BPOP, COLB, FCNCA +9 more
Recent press releases and 8-K filings for EWBC.
East West Bank Provides Optimistic 2026 Outlook and Strategic Priorities
EWBC
Guidance Update
New Projects/Investments
M&A
- East West Bank projects an "auspicious" 2026, guiding for 5%-7% loan growth and a corresponding 5%-7% Net Interest Income (NII) growth, based on expectations of stable spreads and backbook repricing offsetting rate cuts.
- The bank expects to fund loan growth through deposit growth, noting a tightening competitive deposit market and a recent six-month CD launch at 3.73%.
- Expense growth is projected at 7%-9% for 2026, a decrease from the 10% CAGR over the past four years, with revenue growth anticipated to outpace expenses, ensuring positive operating leverage.
- Key investment areas include people (front-line, expertise) and technology (cyber defense, multi-currency transaction capabilities, especially for the Hong Kong dollar).
- East West Bank is considering small, incremental M&A opportunities to expand capabilities (e.g., trust, RIA) and geographic reach (e.g., East Coast), noting a more favorable regulatory environment for approvals.
Feb 10, 2026, 6:00 PM
East West Bancorp Provides Optimistic 2026 Outlook and Strategic Priorities
EWBC
Guidance Update
New Projects/Investments
Revenue Acceleration/Inflection
- East West Bank's CFO, Chris Del Moral-Niles, anticipates 2026 to be an "auspicious year" with a loan growth guidance of 5%-7%, an increase from the prior year's 4%-6% guidance, driven by positive customer sentiment across various segments.
- The bank is strategically managing its Commercial Real Estate (CRE) portfolio, aiming for a one-third allocation alongside Commercial & Industrial (C&I) and single-family loans, and is focusing on existing strong customer relationships rather than acquiring new CRE clients.
- East West Bank is expanding its C&I business by hiring specialized bankers in niche areas such as charter schools, ESOPs, and aerospace, primarily within California.
- The company is exploring small, complementary M&A opportunities on the East Coast to diversify its deposit base and enhance fee income and wealth management capabilities, noting a more flexible approach to potentially crossing the $100 billion asset threshold due to anticipated regulatory policy changes.
- Deposit growth is expected to fund loan growth, with the bank offering a six-month CD at 3.73% in a tightening competitive market. Fee income, particularly from wealth management, deposit fees, and foreign exchange, continues to be a strong contributor to growth.
Feb 10, 2026, 6:00 PM
East West Bancorp Discusses 2026 Outlook and Strategic Priorities
EWBC
Guidance Update
New Projects/Investments
Hiring
- East West Bancorp projects 5%-7% loan growth and 5%-7% net interest income growth for 2026, expecting spreads to hold and net interest margin to remain relatively flat.
- The bank is guiding for a slightly higher net charge-off level in 2026, anticipating increased transaction flow.
- Strategic portfolio rebalancing aims for a one-third C&I, one-third single-family, and one-third CRE mix, which will involve constraining CRE growth.
- Key investment priorities for 2026 include people (front-line and retail support), cyber defense, and general technology to improve customer experience and cross-border payment efficiency.
- Expense growth is forecast at 7%-9% for 2026, a reduction from the 10% CAGR of the past four years, with revenue growth expected to outpace expenses.
Feb 10, 2026, 6:00 PM
East West Bancorp Announces Strong Q4 and Full-Year 2025 Results, Raises Dividend
EWBC
Earnings
Dividends
Guidance Update
- East West Bancorp reported record full-year 2025 net income of $1.325 billion and diluted full-year earnings per share of $9.52, with Q4 2025 net income at $356 million and diluted quarterly earnings per share of $2.55.
- The company grew end-of-period deposits by $3.9 billion year-over-year (6.2%) and end-of-period loans by $3.2 billion year-over-year (5.9%) in 2025. It also achieved record full-year Net Interest Income (NII) of $2.6 billion.
- East West Bancorp maintained a strong capital position with a 10.5% Tangible Common Equity (TCE) ratio as of December 31, 2025. The quarterly dividend was raised by 33% to $0.80 from $0.60.
- Asset quality remained resilient, with full-year net charge-offs at 11 basis points , and the Allowance for Loan Losses (ALLL) ratio steady at 1.42% as of December 31, 2025. Nonperforming assets were broadly stable at 26 basis points.
- For full-year 2026, the company expects End of Period Loans and Net Interest Income to grow 5% to 7% year-over-year, with net charge-offs projected in the range of 20 to 30 basis points.
Jan 22, 2026, 10:00 PM
East West Bancorp Reports Record 2025 Results and Provides 2026 Guidance
EWBC
Earnings
Guidance Update
Dividends
- East West Bancorp (EWBC) achieved a record-breaking year in 2025, with new full-year highs in revenue, net interest income, fees, non-interest income, earnings per share, loans, and deposits.
- The company's board declared a 33% increase in the quarterly dividend to $0.80 per share.
- For 2025, end-of-period deposits and loans each grew by 6%, and fee income increased by 12%.
- EWBC projects 2026 loan growth and net interest income growth to be in the range of 5%-7%, with total operating expenses expected to increase by 7%-9%.
Jan 22, 2026, 10:00 PM
East West Bancorp Reports Record Q4 and Full-Year 2025 Results, Increases Dividend
EWBC
Earnings
Guidance Update
Dividends
- East West Bancorp achieved record-breaking full-year 2025 results across multiple categories, including revenue, net interest income, fees, non-interest income, and earnings per share.
- The company reported 6% year-over-year growth in both end-of-period deposits and loans for 2025, with fee income growing by a robust 12%.
- The board declared a 33% increase to the quarterly dividend, raising it to $0.80 per share.
- For 2026, East West Bancorp expects total loan growth and net interest income growth to be in the range of 5%-7%, with total operating non-interest expense growth projected at 7%-9%.
- The company maintains strong capital, with a Common Equity Tier 1 ratio of 15.1% and a tangible common equity ratio of 10.5% as of December 31, 2025.
Jan 22, 2026, 10:00 PM
East West Bancorp Reports Record 2025 Financial Results and Increases Dividend
EWBC
Earnings
Dividends
Guidance Update
- East West Bancorp reported a record-breaking 2025, with new full-year highs in revenue, net interest income, fees, non-interest income, earnings per share, loans, and deposits.
- For 2025, the company achieved 17% growth in tangible book value per share and a 17% return on tangible common equity.
- The board declared a 33% increase in the quarterly dividend, raising it by $0.20 to $0.80 per share, payable on February 17th to stockholders of record on February 2nd.
- In Q4 2025, net interest income was $658 million and the efficiency ratio stood at 34.5%.
- For 2026, the company expects end-of-period loan growth and net interest income growth to be in the range of 5%-7%, with an aspiration for continued double-digit fee income growth.
Jan 22, 2026, 10:00 PM
East West Bancorp Reports Record 2025 Net Income and Increases Dividend
EWBC
Earnings
Dividends
Share Buyback
- East West Bancorp reported record net income of $1.3 billion and diluted earnings per share of $9.52 for the full year 2025.
- For the fourth quarter of 2025, net income was $356 million and diluted earnings per share were $2.55.
- The company's board declared a 33% increase in its quarterly common stock dividend, raising it by $0.20 to $0.80 per quarter.
- As of December 31, 2025, total assets reached $80.4 billion, total deposits were $67.1 billion, and total loans were $56.9 billion.
- Full-year 2025 returns on average assets were 1.70% and returns on average common equity were 16.0%.
Jan 22, 2026, 9:07 PM
EWBC Reports Strong Q3 2025 Financial Results and Capital Position
EWBC
Earnings
Guidance Update
Share Buyback
- East West Bancorp reported a strong capital position for Q3 2025, with a Tangible Common Equity Ratio of 10.2% and a CET1 Ratio of 14.8% as of September 30, 2025.
- For Q3 2025, the company achieved net income of $368,394 thousand and diluted EPS of $2.65. Total revenue for the quarter was $778,047 thousand, with a net interest margin of 3.53%.
- The company declared a 4Q25 dividend of $0.60 per share, payable on November 17, 2025, and repurchased $25 million in shares during Q3 2025, with $216 million of authorization remaining.
- Management provided an updated full-year 2025 outlook, expecting end of period loans to grow 4% to 6% Y-o-Y and total revenue to trend above 10%.
Oct 21, 2025, 9:00 PM
EWBC Reports Record Q3 2025 Financial Results and Updates Full-Year Outlook
EWBC
Earnings
Guidance Update
Share Buyback
- East West Bancorp reported record quarterly revenue, net income, and earnings per share for the third quarter of 2025.
- The bank achieved record deposit growth of over $1.5 billion and $800 million in loan fundings during Q3 2025, which drove record net interest income.
- Fee income reached a record $92 million for the quarter, with wealth management fees specifically growing 36% year-over-year.
- Asset quality remained resilient, with net charge-offs at 13 basis points and total non-performing assets at 25 basis points as of September 30, 2025. The allowance for credit losses increased to 1.42% of loans.
- The company updated its full-year 2025 outlook, projecting net interest income and revenue growth better than 10% and full-year net charge-offs in the range of 10 to 20 basis points. Additionally, East West Bancorp repurchased approximately 25 million shares of common stock in Q3 2025.
Oct 21, 2025, 9:00 PM
Quarterly earnings call transcripts for EAST WEST BANCORP.
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