GRUPO FINANCIERO GALICIA (GGAL) Company Report

Analyst Coverage

Research analysts who have asked questions during GRUPO FINANCIERO GALICIA earnings calls.

Brian Flores

Citigroup Inc.

3 questions for GGAL

Also covers: BAP, BBAR, BBD +6 more

Santiago Petri

Franklin Templeton

3 questions for GGAL

Also covers: CCU

Camila Azevedo

UBS

2 questions for GGAL

Carlos Gomez-Lopez

HSBC

2 questions for GGAL

Also covers: BAP, BBAR, BBD +9 more

Daniel Vas

Safra

2 questions for GGAL

Also covers: BBD

Pedro Offenhenden

Latin Securities

2 questions for GGAL

Also covers: BBAR, SUPV

Tito Labarta

Goldman Sachs

2 questions for GGAL

Also covers: BAP, BBAR, BBD +14 more

Yuri Fernandes

JPMorgan Chase & Co.

2 questions for GGAL

Also covers: AVAL, BAP, BBD +13 more

Yuri Fernandez

JPMorgan

2 questions for GGAL

Alanso Garcia

Crédit Suisse

1 question for GGAL

Alejandra Aranda

Itaú Unibanco Holding S.A.

1 question for GGAL

Alonso Aramburú

BTG Pactual

1 question for GGAL

Also covers: BAP, BMA, BSAC +1 more

Carlos Gomez

HSBC

1 question for GGAL

Also covers: BAP, BBAR, BMA +3 more

Catalina Araya

JPMorgan Chase & Co.

1 question for GGAL

Ernesto Gabilondo

Bank of America Merrill Lynch

1 question for GGAL

Also covers: BAP, BCH, BMA +4 more

Ernesto Gavilondo

Bank of America

1 question for GGAL

Federico Rey

Raymond James

1 question for GGAL

Frederic de Mariz

UBS

1 question for GGAL

Gabriel Nóbrega

Citigroup

1 question for GGAL

George Birch

Argentinian Advisors

1 question for GGAL

Marina Varadji

Ninefin

1 question for GGAL

Pedro Leduc

Itau BBA

1 question for GGAL

Also covers: BBAR, BBD, BDORY +7 more

Walter Chiarvesio

Banco Santander, S.A.

1 question for GGAL

Also covers: VIST

Latest news

Recent press releases and 8-K filings for GGAL.

Grupo Financiero Galicia S.A. Announces Cash Dividend Payment

GGAL

Dividends

Grupo Financiero Galicia S.A. announced a cash dividend payment, agreed upon by its board of directors on February 3, 2026.
The total cash dividend amounts to Ps. 39,463,919,030.56, which is Ps. 24.5689197902307 per share.
The record date for shareholders entitled to the dividend is February 6, 2026, with the payment date scheduled for February 11, 2026.
The dividend distribution is subject to a 7% withholding tax as per the Argentine Income Tax Law.

3 days ago

6-K

Grupo Financiero Galicia S.A. Announces Cash Dividend

GGAL

Dividends

Grupo Financiero Galicia S.A. (GGAL) announced on February 3, 2026, that its Board of Directors decided to make available a cash dividend.
The total cash dividend amount is Ps. 39,463,919,030.56.
Shareholders registered as of February 6, 2026, will be eligible for the dividend.
Payments are scheduled to begin on February 11, 2026.

3 days ago

6-K

Grupo Financiero Galicia Subsidiary Announces Eighth Dividend Payment

GGAL

Dividends

Grupo Financiero Galicia S.A.'s main subsidiary, Banco de Galicia y Buenos Aires S.A., announced the availability of the eighth installment of the cash dividend as of January 30, 2026.
The dividend payment amounts to ARS 39,464,628,153.79.
This payment is based on the accumulated results for the fiscal year ended December 31, 2024, and is subject to a 7% withholding tax.

7 days ago

6-K

Grupo Financiero Galicia S.A. Receives Authorization for HSBC Argentina Acquisition

GGAL

M&A

New Projects/Investments

On January 23, 2026, Argentina’s National Commission for the Defense of Competition authorized Grupo Financiero Galicia S.A.'s acquisition of exclusive control over HSBC Bank Argentina S.A. and its related entities.
This authorization was reported by the company on January 26, 2026.

Jan 26, 2026, 8:43 PM

6-K

GRUPO FINANCIERO GALICIA S.A. Announces Cash Dividend Payment

GGAL

Dividends

GRUPO FINANCIERO GALICIA S.A. announced a cash dividend payment totaling Ps. 38,372,127,651.79, which amounts to Ps. 23.8892068911642 per share.
The Record date for shareholders entitled to the dividend is January 9, 2026, with the Payment date scheduled for January 14, 2026.
The dividend distribution is subject to a 7% withholding tax under the Argentine Income Tax Law.
Payments will be made through Caja de Valores S.A. for local shareholders and the Bank of New York Mellon for American Depositary Receipt (ADR) holders.

Jan 6, 2026, 8:18 PM

6-K

GGAL Declares Cash Dividend

GGAL

Dividends

Grupo Financiero Galicia S.A. (GGAL) announced a cash dividend in the amount of Ps. 38,372,127,651.79.
The dividend will be made available to shareholders registered as of January 9, 2026.
The payment of the cash dividend is scheduled to begin on January 14, 2026.

Jan 6, 2026, 8:04 PM

6-K

Grupo Financiero Galicia Subsidiary Announces Seventh Dividend Payment

GGAL

Dividends

Grupo Financiero Galicia S.A.'s main subsidiary, Banco de Galicia y Buenos Aires S.A., announced the availability of the seventh installment of the cash dividend as of December 30, 2025.
The cash dividend payment totals ARS 38,372,817,156.73.
This dividend distribution is based on the accumulated results for the fiscal year ended December 31, 2024, and is subject to a 7% withholding tax.

Dec 30, 2025, 2:13 PM

6-K

GRUPO FINANCIERO GALICIA S.A. announces cash dividend payment

GGAL

Dividends

GRUPO FINANCIERO GALICIA S.A. announced a cash dividend payment on December 2, 2025.
The dividend amount is Ps. 23.3127024855393 per share, totaling Ps. 37,446,115,300.47.
The record date for shareholders is December 5, 2025, with a payment date of December 11, 2025.
The dividend distribution is subject to deductions for Personal Asset Tax and a 7% withholding tax.

Dec 2, 2025, 9:07 PM

6-K

GRUPO FINANCIERO GALICIA S.A. Subsidiary Announces Sixth Dividend Payment

GGAL

Dividends

GRUPO FINANCIERO GALICIA S.A.'s main subsidiary, Banco de Galicia y Buenos Aires S.A., announced the sixth installment of the cash dividend for the fiscal year ended December 31, 2024.
The dividend amount is ARS 37,446,788,165.99.
This payment, authorized by the Argentine Central Bank, is subject to a 7% withholding tax.

Nov 28, 2025, 2:13 PM

6-K

Grupo Financiero Galicia Reports Q3 2025 Net Loss Amid Merger Restructuring

GGAL

Earnings

Guidance Update

M&A

Grupo Financiero Galicia reported a net loss of ARS 87.7 billion for Q3 2025, resulting in a -4.7% annualized return on average equity (ROAE). This loss was primarily due to ARS 105.3 billion in extraordinary restructuring expenses, net of income tax, associated with the merger with HSBC Argentina.
Excluding these extraordinary expenses, the ROAE for Q3 2025 would have been 1%, and the accumulated annualized ROAE for the nine months would have reached 6.9%.
Asset quality deteriorated, with the non-performing loans (NPLs) to total financing ratio reaching 5.8% in September 2025, a 140 basis points increase from the previous quarter. The company anticipates NPLs to peak around 6-7% in March 2026, with the cost of risk also peaking between 9-10% at that time. They expect NPLs to end 2026 in the range of 4-4.5%.
The company provided guidance for a full-year 2025 reported ROE of around 4%, and expects 2026 ROE to be in the low teens range (11-12%), with a Q4 2026 run rate of 15%.
For 2026, Grupo Financiero Galicia projects 25% real terms growth in lending and 20% real terms growth in deposits. These forecasts are based on macroeconomic assumptions including 3.7% GDP growth, 18% inflation, and an exchange rate of ARS 1610 per dollar by the end of 2026.