Earnings summaries and quarterly performance for HOME BANCSHARES.
Executive leadership at HOME BANCSHARES.
John Allison
Detailed
Chief Executive Officer
CEO
BD
Brian Davis
Detailed
Chief Financial Officer and Treasurer
DT
Donna Townsell
Detailed
Senior Executive Vice President and Director of Investor Relations
JF
Jennifer Floyd
Detailed
Chief Accounting Officer
KH
Kevin Hester
Detailed
President and Chief Lending Officer
RC
Russell Carter III
Detailed
Executive Officer
ST
Stephen Tipton
Detailed
Chief Operating Officer
Board of directors at HOME BANCSHARES.
AL
Alex Lieblong
Detailed
Director
JE
Jack Engelkes
Detailed
Vice Chairman of the Board
JH
James Hinkle
Detailed
Director
JR
Jim Rankin Jr.
Detailed
Director
KG
Karen Garrett
Detailed
Director
LR
Larry Ross
Detailed
Director
MB
Mike Beebe
Detailed
Director
MA
Milburn Adams
Detailed
Director
RA
Robert Adcock Jr.
Detailed
Director
TL
Thomas Longe
Detailed
Director
Research analysts who have asked questions during HOME BANCSHARES earnings calls.
BR
Brett Rabatin
Hovde Group, LLC
7 questions for HOMB
Also covers: BOKF, BPOP, CADE +19 more
BM
Brian Martin
Janney Montgomery Scott
7 questions for HOMB
Also covers: BFIN, BY, EFSC +10 more
Catherine Mealor
Keefe, Bruyette & Woods
7 questions for HOMB
Also covers: ABCB, AUB, CADE +21 more
MO
Matt Olney
Stephens Inc.
7 questions for HOMB
Also covers: BFST, BOKF, BSVN +20 more
MR
Michael Rose
Raymond James Financial, Inc.
7 questions for HOMB
Also covers: AMTB, BFST, BOKF +24 more
Jon Arfstrom
RBC Capital Markets
6 questions for HOMB
Also covers: ALLY, ASB, BFH +24 more
SS
Stephen Scouten
Piper Sandler & Co.
6 questions for HOMB
Also covers: ABCB, AMTB, AUB +24 more
DR
David Rochester
Compass Point
2 questions for HOMB
Also covers: BFH, BKU, CFR +5 more
DS
Dave Siffringer
Cantor Fitzgerald
1 question for HOMB
JA
John Armstrong
RBC
1 question for HOMB
Stephen Kendall Scouten
Piper Sandler
1 question for HOMB
Recent press releases and 8-K filings for HOMB.
Home BancShares Reports Record 2025 Financial Results and Announces Mountain Commerce Bank Acquisition
HOMB
Earnings
M&A
Share Buyback
- Home BancShares reported a record year in 2025, with net profit over $475 million (an 18.2% increase over 2024) and EPS of $2.41 (a 20% increase over 2024), achieving a 2.05% ROA and 41.29% efficiency ratio for the full year, and record revenue of $1,090,000.
- For Q4 2025, the company's profit was $118 million (an 18% increase over 2024), with an adjusted diluted EPS of $0.60, a 2.06% ROA, and a 39.53% efficiency ratio.
- The company announced an LOI with Mountain Commerce Bank for a triple accretive acquisition in Tennessee, expected to close in April or May 2026, and is open to further M&A opportunities in 2026.
- Home BancShares repurchased 2,890,706 shares for $81.3 million in 2025 and plans to continue its buyback program, while achieving full-year loan growth of $922 million or 6.24%.
5 days ago
Home Bancshares Reports Record 2025 Financial Results and Announces Mountain Commerce Bank Acquisition
HOMB
Earnings
M&A
Revenue Acceleration/Inflection
- Home Bancshares reported record full-year 2025 revenue of $1.09 billion and net profit over $475 million, an 18.2% increase over 2024, with EPS of $2.41, a 20% increase.
- For Q4 2025, the company achieved $118 million in profit, a 2.06% ROI, a 39.53% efficiency ratio, and a net interest margin of 4.61%.
- The company announced an LOI with Mountain Commerce Bank for an acquisition that is expected to be triple accretive and close around April or May 2026, marking HOMB's entry into Tennessee.
- Full-year 2025 loan growth was $922 million (6.24%), with $400 million in Q4, and deposit balances grew by $334 million for the full year and over $150 million in Q4.
- HOMB maintained strong capital levels, with common equity tier one capital at 16.3% and total risk-based capital at 19.1% at year-end 2025, and plans to pursue further M&A opportunities without shareholder dilution.
5 days ago
Home BancShares Reports Record 2025 Results and Announces Mountain Commerce Bank Acquisition
HOMB
Earnings
M&A
Share Buyback
- Home BancShares reported a record year in 2025, with net profit exceeding $475 million (an 18.2% increase over 2024) and earnings per share of $2.41 (a 20% increase over 2024).
- For Q4 2025, the company achieved a profit of $118 million (an 18% increase over 2024), a 2.06% ROI, and a 39.53% efficiency ratio, alongside a net interest margin of 4.61%.
- The company announced a letter of intent to acquire Mountain Commerce Bank, marking its entry into Tennessee, with the transaction expected to be triple accretive. Management is open to further M&A opportunities in 2026 in Tennessee, Texas, or Florida.
- HOMB purchased 2,890,706 shares for $81.3 million in 2025 and reported strong capital levels, including a 16.3% Common Equity Tier One and 19.1% Total Risk-Based Capital.
- The company achieved full-year 2025 loan growth of $922 million or 6.24%, with Q4 loan production exceeding $2.1 billion, and total deposit balances grew by $334 million.
5 days ago
Home BancShares Reports Strong Q4 2025 Earnings and Loan Growth
HOMB
Earnings
Revenue Acceleration/Inflection
Share Buyback
- Home BancShares reported annual net income of $475.4 million for 2025, an 18% year-over-year increase, and diluted earnings per share of $2.41 for the year, up 20% from 2024.
- For Q4 2025, the company achieved $400 million in loan growth, bringing total loans receivable to a record $15.69 billion.
- The company maintained strong operational efficiency with a Q4 2025 efficiency ratio of 39.54% and a net interest margin (NIM) of 4.61%.
- Return on average assets (ROA) for 2025 was 2.10%, with Q4 2025 ROA at 2.06%.
6 days ago
Home BancShares Reports Record Annual Income and Strong Q4 2025 Results
HOMB
Earnings
Revenue Acceleration/Inflection
- Home BancShares reported record annual income of $475.4 million for 2025, an 18% year-over-year increase, with diluted earnings per share of $2.41, up 20% from the prior year.
- For the fourth quarter of 2025, the Company posted net income of $118.2 million and diluted earnings per share of $0.60.
- The Company achieved $400.2 million in loan growth during Q4 2025, bringing total loans receivable to a record $15.69 billion at December 31, 2025.
- Key operating metrics for Q4 2025 included an efficiency ratio of 39.54% and a Net Interest Margin (NIM) of 4.61%, contributing to an annual Return on Average Assets (ROA) of 2.10% for 2025.
6 days ago
Home BancShares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home BancShares, Inc. (HOMB) announced on December 8, 2025, its acquisition of Mountain Commerce Bancorp, Inc. (MCBI) in an all-stock merger.
- Mountain Commerce shareholders will receive 0.850 shares of HOMB stock for each MCBI share, resulting in an aggregate implied transaction value of approximately $150.1 million. This valuation is based on HOMB's volume-weighted average closing price of $27.66 during the 20-trading-day period ending December 5, 2025.
- The transaction is expected to be triple accretive, with projected increases to earnings per share of 1.4% for 2026 and 3.0% for 2027, book value per share of 0.7%, and tangible book value per share of 0.2%.
- The merger is anticipated to close early in the first half of 2026 and will expand HOMB's presence into the high-growth Knoxville, Nashville, and Johnson City MSAs in Tennessee.
Dec 8, 2025, 4:55 PM
Home Bancshares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home Bancshares (Conway, AR) announced the acquisition of Mountain Commerce Bancorp Incorporated.
- The transaction is expected to be triple accretive on EPS, book value per share, and tangible book value per share.
- This acquisition provides a meaningful entrance into high-growth markets in Tennessee, including Knoxville, Nashville, and Johnson City, and will serve as a base for future expansion in these areas.
- Mountain Commerce's founder, Bill Edwards, will continue to run the operation, leveraging Home Bancshares' $25 billion balance sheet to overcome previous constraints in deposit growth and capital.
- The deal is considered financially compelling and low-risk, aligning with Home Bancshares' conservative approach and capitalizing on market disruption in Tennessee.
Dec 8, 2025, 3:30 PM
Home Bancshares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
- Home Bancshares (HOMB) announced the acquisition of Mountain Commerce Bancorp Incorporated on December 8, 2025.
- The transaction is described as triple accretive on EPS, book value per share, and tangible book value per share, and is considered financially compelling and low-risk.
- This acquisition provides Home Bancshares with a meaningful entrance into high growth markets in Tennessee, specifically Knoxville, Nashville, and Johnson City, with Mountain Commerce serving as a base for future expansion in these areas.
- Bill Edwards, CEO of Mountain Commerce Bancorp Inc., will continue to run the operation and lead future expansion efforts in the region.
- The deal is expected to close in approximately 90 days.
Dec 8, 2025, 3:30 PM
Home BancShares to Acquire Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home BancShares, Inc. (HOMB) announced the acquisition of Mountain Commerce Bancorp, Inc. (MCBI), with HOMB as the surviving entity.
- The transaction is valued at an aggregate of $150.1 Million, with an implied price per share of $23.51, and is structured as a 100% stock deal where MCBI shareholders will receive 0.850x HOMB shares for each MCBI share.
- The acquisition is expected to be triple accretive to EPS, BVPS, and TBVPS, with projected 2026E EPS accretion of 1.4% and 2027E EPS accretion of 3.0%.
- Mountain Commerce Bancorp, as of September 30, 2025, had $1.8 billion in assets, $1.5 billion in gross loans, and $1.6 billion in deposits. The deal is anticipated to close early in the first half of 2026.
Dec 8, 2025, 3:30 PM
Home BancShares Discusses Strong Performance, M&A Outlook, and Capital Management
HOMB
M&A
New Projects/Investments
- Home BancShares (HOMB) reported a Return on Assets (ROA) above 2% in 2025, nearly double the peer average of 1.20%, and maintains a net interest margin over 4.5%.
- The company is actively engaged in M&A, currently in due diligence for a Letter of Intent (LOI) expected to be announced in December, which is anticipated to be triple accretive (to book, tangible book, and EPS day one).
- HOMB maintains a strong capital position with 14% tangible common equity and generates substantial capital, projected to be $400 million-plus, closer to $500 million this year.
- Loan demand is described as good, with $300 million in loan growth so far this quarter, and a recent $180 million loan booked by the CCFG group.
- The company emphasizes efficiency, having reduced its efficiency ratio from 62% to sub-40%, a core competency across its regions.
Nov 18, 2025, 7:00 PM
Quarterly earnings call transcripts for HOME BANCSHARES.
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