Earnings summaries and quarterly performance for HOME BANCSHARES.
Executive leadership at HOME BANCSHARES.
John Allison
Detailed
Chief Executive Officer
CEO
Brian Davis
Detailed
Chief Financial Officer and Treasurer
Donna Townsell
Detailed
Senior Executive Vice President and Director of Investor Relations
Jennifer Floyd
Detailed
Chief Accounting Officer
Kevin Hester
Detailed
President and Chief Lending Officer
Russell Carter III
Detailed
Executive Officer
Stephen Tipton
Detailed
Chief Operating Officer
Board of directors at HOME BANCSHARES.
Alex Lieblong
Detailed
Director
Jack Engelkes
Detailed
Vice Chairman of the Board
James Hinkle
Detailed
Director
Jim Rankin Jr.
Detailed
Director
Karen Garrett
Detailed
Director
Larry Ross
Detailed
Director
Mike Beebe
Detailed
Director
Milburn Adams
Detailed
Director
Robert Adcock Jr.
Detailed
Director
Thomas Longe
Detailed
Director
Research analysts who have asked questions during HOME BANCSHARES earnings calls.
Brett Rabatin
Hovde Group, LLC
5 questions for HOMB
Also covers: BOKF, BPOP, CADE +19 more
Brian Martin
Janney Montgomery Scott
5 questions for HOMB
Also covers: BFIN, BY, EFSC +10 more
Catherine Mealor
Keefe, Bruyette & Woods
5 questions for HOMB
Also covers: ABCB, AUB, CADE +21 more
Jon Arfstrom
RBC Capital Markets
5 questions for HOMB
Also covers: ALLY, ASB, BFH +24 more
Matt Olney
Stephens Inc.
5 questions for HOMB
Also covers: BFST, BOKF, BSVN +20 more
Michael Rose
Raymond James Financial, Inc.
5 questions for HOMB
Also covers: AMTB, BFST, BOKF +24 more
Stephen Scouten
Piper Sandler & Co.
4 questions for HOMB
Also covers: ABCB, AMTB, AUB +24 more
Dave Siffringer
Cantor Fitzgerald
1 question for HOMB
Stephen Kendall Scouten
Piper Sandler
1 question for HOMB
Recent press releases and 8-K filings for HOMB.
Home BancShares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home BancShares, Inc. (HOMB) announced on December 8, 2025, its acquisition of Mountain Commerce Bancorp, Inc. (MCBI) in an all-stock merger.
- Mountain Commerce shareholders will receive 0.850 shares of HOMB stock for each MCBI share, resulting in an aggregate implied transaction value of approximately $150.1 million. This valuation is based on HOMB's volume-weighted average closing price of $27.66 during the 20-trading-day period ending December 5, 2025.
- The transaction is expected to be triple accretive, with projected increases to earnings per share of 1.4% for 2026 and 3.0% for 2027, book value per share of 0.7%, and tangible book value per share of 0.2%.
- The merger is anticipated to close early in the first half of 2026 and will expand HOMB's presence into the high-growth Knoxville, Nashville, and Johnson City MSAs in Tennessee.
4 days ago
Home Bancshares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home Bancshares (Conway, AR) announced the acquisition of Mountain Commerce Bancorp Incorporated.
- The transaction is expected to be triple accretive on EPS, book value per share, and tangible book value per share.
- This acquisition provides a meaningful entrance into high-growth markets in Tennessee, including Knoxville, Nashville, and Johnson City, and will serve as a base for future expansion in these areas.
- Mountain Commerce's founder, Bill Edwards, will continue to run the operation, leveraging Home Bancshares' $25 billion balance sheet to overcome previous constraints in deposit growth and capital.
- The deal is considered financially compelling and low-risk, aligning with Home Bancshares' conservative approach and capitalizing on market disruption in Tennessee.
5 days ago
Home Bancshares Announces Acquisition of Mountain Commerce Bancorp
HOMB
M&A
- Home Bancshares (HOMB) announced the acquisition of Mountain Commerce Bancorp Incorporated on December 8, 2025.
- The transaction is described as triple accretive on EPS, book value per share, and tangible book value per share, and is considered financially compelling and low-risk.
- This acquisition provides Home Bancshares with a meaningful entrance into high growth markets in Tennessee, specifically Knoxville, Nashville, and Johnson City, with Mountain Commerce serving as a base for future expansion in these areas.
- Bill Edwards, CEO of Mountain Commerce Bancorp Inc., will continue to run the operation and lead future expansion efforts in the region.
- The deal is expected to close in approximately 90 days.
5 days ago
Home BancShares to Acquire Mountain Commerce Bancorp
HOMB
M&A
New Projects/Investments
- Home BancShares, Inc. (HOMB) announced the acquisition of Mountain Commerce Bancorp, Inc. (MCBI), with HOMB as the surviving entity.
- The transaction is valued at an aggregate of $150.1 Million, with an implied price per share of $23.51, and is structured as a 100% stock deal where MCBI shareholders will receive 0.850x HOMB shares for each MCBI share.
- The acquisition is expected to be triple accretive to EPS, BVPS, and TBVPS, with projected 2026E EPS accretion of 1.4% and 2027E EPS accretion of 3.0%.
- Mountain Commerce Bancorp, as of September 30, 2025, had $1.8 billion in assets, $1.5 billion in gross loans, and $1.6 billion in deposits. The deal is anticipated to close early in the first half of 2026.
5 days ago
Home BancShares Discusses Strong Performance, M&A Outlook, and Capital Management
HOMB
M&A
New Projects/Investments
- Home BancShares (HOMB) reported a Return on Assets (ROA) above 2% in 2025, nearly double the peer average of 1.20%, and maintains a net interest margin over 4.5%.
- The company is actively engaged in M&A, currently in due diligence for a Letter of Intent (LOI) expected to be announced in December, which is anticipated to be triple accretive (to book, tangible book, and EPS day one).
- HOMB maintains a strong capital position with 14% tangible common equity and generates substantial capital, projected to be $400 million-plus, closer to $500 million this year.
- Loan demand is described as good, with $300 million in loan growth so far this quarter, and a recent $180 million loan booked by the CCFG group.
- The company emphasizes efficiency, having reduced its efficiency ratio from 62% to sub-40%, a core competency across its regions.
Nov 18, 2025, 7:00 PM
Home BancShares Reports Strong Financials and Pursues Triple Accretive M&A
HOMB
M&A
Revenue Acceleration/Inflection
New Projects/Investments
- Home BancShares (HOMB) maintains one of the strongest Returns on Assets (ROA) in the industry, reporting above 2% for all of 2025, with a 2.17% ROA last quarter and 2.33% last month, significantly outperforming peers around 1.20%. The company's margin is over 4.5%, attributed to avoiding long-term securities and maintaining a low cost of funds.
- The company is actively pursuing mergers and acquisitions (M&A), currently in due diligence for a deal expected to be "triple accretive" (accretive to book, tangible book, and EPS day one). Chairman, President, and CEO John Allison emphasizes a commitment to non-dilutive transactions for shareholders.
- Home BancShares reported strong loan growth, up $300 million this quarter, driven by good borrower sentiment, particularly in Florida. The company aims to expand in existing strong markets like Florida and Texas.
- HOMB generates substantial capital, with over $400 million (closer to $500 million this year) and maintains a strong capital position with 14% tangible common equity. Efficiency is a core competency, with the company having reduced its efficiency ratio from 62% to sub-40%.
Nov 18, 2025, 7:00 PM
Home BancShares Discusses Strong Performance, M&A Strategy, and Capital Management
HOMB
M&A
New Projects/Investments
- Home BancShares (HOMB) reported a strong Return on Assets (ROA) above 2% in 2025, significantly outperforming peers.
- The company is actively pursuing M&A, with a Letter of Intent (LOI) for a "triple accretive" deal expected to be announced in December, emphasizing non-dilutive transactions.
- Loan growth is robust, with an increase of $300 million this quarter, and overall borrower sentiment is positive.
- Net interest margin (NIM) is over 4.5%, though management anticipates slight compression, and the efficiency ratio is maintained below 40%.
- HOMB maintains a strong capital position with 14% tangible common equity and generates over $400 million in capital annually.
Nov 18, 2025, 7:00 PM
Home Bancshares Reports Record Q3 2025 Earnings and Announces LOI for Acquisition
HOMB
Earnings
M&A
Legal Proceedings
- Home Bancshares reported record net income of $123.6 million and record EPS of $0.63 for Q3 2025. The company achieved a net interest margin of 4.56%, up 12 basis points from Q2, and an efficiency ratio of 40.21%, both representing the best performance in the last twelve months.
- The company has signed a Letter of Intent (LOI) for a multi-billion dollar acquisition in the United States, indicating a strategic move towards growth. Management anticipates achieving $500 million in income in 2026.
- Loans reached a record level of $15.18 billion, and total stockholders' equity was $4.09 billion. Furthermore, the Texas lawsuit has been settled, with the first partial payment received and the majority of the remaining balance expected in the fourth quarter of 2025.
Oct 16, 2025, 6:00 PM
Home BancShares Reports Record Q3 2025 Earnings and Strategic Progress
HOMB
Earnings
Legal Proceedings
M&A
- Home BancShares, Inc. reported a record net income of $123.6 million and record EPS of $0.63 for Q3 2025, with revenue reaching $277.7 million.
- The company achieved an efficiency ratio of 40.21% and a net interest margin of 4.56%, both representing the best performance in the last 12 months.
- Home BancShares ranked number one in the nation for return on assets among banks over $10 billion in Q2 2025 and expects strong performance for Q3 2025, having outperformed its Q1 and Q2 ROIs.
- The Texas lawsuit has been settled, with the first partial payment received and most of the balance expected in Q4 2025. The company also repurchased $20 million of its sub debt at a discount, resulting in a $1.9 million gain.
- Management expressed readiness for M&A opportunities and reiterated a goal of $500 million in income for 2026.
Oct 16, 2025, 6:00 PM
Home BancShares Reports Record Q3 2025 Earnings
HOMB
Earnings
Dividends
Share Buyback
- Home BancShares reported record net income of $123.6 million and diluted earnings per share of $0.63 for the third quarter of 2025.
- Total revenue (net) for Q3 2025 reached $277.7 million, and the net interest margin (NIM) was 4.56%.
- The company achieved record total loans receivable of $15.29 billion and a record book value per common share of $21.41 at September 30, 2025.
- During Q3 2025, Home BancShares repurchased 350,000 shares of common stock, equating to a shareholder buyback yield of 0.18%, and paid a dividend of $0.20 per share.
Oct 15, 2025, 9:22 PM
Quarterly earnings call transcripts for HOME BANCSHARES.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more