Moshe Orenbuch

Richard Shane

Sanjay Sakhrani

William Ryan

Terry Ma

Jeffrey Adelson

Mark DeVries

Nathaniel Richam-Odoi

Jeff Adelson

John Hecht

Ryan Shelley

- Navient reported a **GAAP net loss of $86 million** ($0.87 diluted loss per share) and a **Core Earnings net loss of $83 million** ($0.84 diluted loss per share) for Q3 2025, primarily driven by a **$168 million provision for loan losses**.  **[1593538_0001193125-25-254009_d48280dex992.htm:0]** **[1593538_0001193125-25-254009_d48280dex992.htm:5]** **[1593538_0001193125-25-254009_d48280dex992.htm:6]** **[1593538_0001193125-25-254009_d48280dex992.htm:20]** 
- The Consumer Lending segment, despite a **$76 million net loss**, saw **Private Education Loan originations increase by 58%** to **$788 million**.  **[1593538_0001193125-25-254009_d48280dex992.htm:0]** **[1593538_0001193125-25-254009_d48280dex992.htm:2]** 
- The company repurchased **$26 million of common shares** during the quarter and authorized a new **$100 million share repurchase program**.  **[1593538_0001193125-25-254009_d48280dex992.htm:0]** **[1593538_0001193125-25-254009_d48280dex992.htm:17]** 
- Navient has ceased providing Business Processing segment services after the sale of its government services business in February 2025.  **[1593538_0001193125-25-254009_d48280dex992.htm:0]** **[1593538_0001193125-25-254009_d48280dex992.htm:3]**

Navient Reports Q3 2025 Financial Results with Net Loss and Increased Loan Originations

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