Earnings summaries and quarterly performance for Navan.
Research analysts who have asked questions during Navan earnings calls.
AD
Andrew DeGasperi
BNP Paribas
2 questions for NAVN
Also covers: DDOG, IOT, OS +4 more
Christopher Quintero
Morgan Stanley
2 questions for NAVN
Also covers: BILL, BL, BOX +7 more
JK
Jed Kelly
Oppenheimer & Co. Inc.
2 questions for NAVN
Also covers: ABNB, BKNG, CARG +11 more
Kash Rangan
Goldman Sachs
2 questions for NAVN
Also covers: ADBE, CRM, CRWV +18 more
Mark Schappel
Loop Capital Markets
2 questions for NAVN
Also covers: ALTR, AZPN, DSGX +11 more
SS
Samad Samana
Jefferies
2 questions for NAVN
Also covers: ADP, ALRM, AUDC +19 more
Scott Berg
Needham & Company, LLC
2 questions for NAVN
Also covers: AMPL, BILL, BRZE +23 more
SP
Siti Panigrahi
Mizuho Securities
2 questions for NAVN
Also covers: ADSK, BSY, CDNS +15 more
SE
Steve Enders
Citigroup
2 questions for NAVN
Also covers: APPN, ASAN, BL +11 more
BA
Blair Abernathy
Rosenblatt Securities
1 question for NAVN
Also covers: PTC
BA
Blair Abernethy
Rosenblatt Securities Inc.
1 question for NAVN
Also covers: ALTR, BSY, CDNS +6 more
Recent press releases and 8-K filings for NAVN.
Navan Discusses Post-IPO Strategy, AI, and Market Opportunities
NAVN
Product Launch
New Projects/Investments
Guidance Update
- Navan, a recently IPO'd AI-first software company, aims to save businesses an average of 15% on their travel budget through its unified platform, contrasting with traditional, fragmented travel agencies.
- The company's AI platform, Navan Cognition, is driving significant operational efficiency, with 54% of Q3 customer support interactions handled by its chatbot, Ava, and is a key factor in the improved FY 2027 free cash flow guidance.
- Navan has expanded its global footprint, with 40% of revenue now originating from Europe, and plans to accelerate its corporate card business post-IPO, which was previously constrained by balance sheet issues.
- The company operates on a 90% usage-based revenue model but maintains high predictability through machine learning, enabling accurate forecasting for up to 18 months.
Jan 13, 2026, 3:15 PM
Navan Discusses AI-Driven Growth and Post-IPO Strategy
NAVN
Guidance Update
New Projects/Investments
Revenue Acceleration/Inflection
- Navan, an AI-first business travel and expense management platform, enables customers to save an average of 15% on their travel budget by automating the T&E process.
- The company's AI platform, Navan Cognition, is driving significant efficiency, with 54% of Q3 support interactions handled by its chatbot Ava, leading to improved gross margins and strong free cash flow guidance for fiscal 2027.
- Post-IPO, Navan is accelerating its corporate card business by offering more competitive credit terms, while also expanding globally, with 40% of its revenue now originating from Europe.
- 90% of Navan's revenue is usage-based, and the company maintains high predictability for up to 18 months through machine learning models.
Jan 13, 2026, 3:15 PM
Navan Discusses AI-Driven Efficiency, Post-IPO Growth, and Financial Outlook
NAVN
Product Launch
Guidance Update
New Projects/Investments
- Navan, a recent software IPO, automates the T&E process, enabling companies to save an average of 15% on their entire travel budget.
- The company leverages AI, with its LLM-based chatbot Ava handling 54% of support interactions in Q3, which contributes to improved gross margins and overall efficiency.
- Following its IPO, Navan is accelerating its corporate card business, which was previously slowed due to balance sheet complexities, and anticipates an acceleration in this segment.
- Navan provided strong free cash flow guidance for fiscal 2027, exceeding prior expectations by $50 million, primarily due to efficiencies gained from its AI platform, Navan Cognition.
- While 90% of Navan's revenue is usage-based rather than SaaS, the company maintains high predictability through machine learning models that forecast user and company spend.
Jan 13, 2026, 3:15 PM
Navan Reports Strong Q3 2026 Results, Raises Guidance, and Announces CFO Transition
NAVN
Earnings
Guidance Update
CFO Change
- Navan reported strong Q3 2026 results, with revenue growing 29% year over year to $195 million and non-GAAP operating margin reaching 13%.
- The company raised its guidance, expecting Q4 2026 revenue between $161 million-$163 million and full fiscal year 2026 revenue between $685 million-$687 million.
- CFO Amy Butte will depart on January 9, 2026, with Anne Giviskos appointed as interim CFO.
- Navan highlighted AI-driven innovation, including Navan Edge and Ava, which contributed to a non-GAAP gross margin of 74% in Q3 2026.
- The company anticipates being free cash flow positive for the full year of fiscal 2027.
Dec 15, 2025, 9:30 PM
Navan Announces Strong Q3 2026 Results and Full Year Guidance
NAVN
Earnings
Guidance Update
Revenue Acceleration/Inflection
- Navan reported Q3 FY26 total revenue of $195 million, marking a 29% year-over-year growth.
- The company achieved Non-GAAP income from operations of $25 million in Q3 FY26, with a Non-GAAP operating margin of 13%, indicating expanding margins.
- For Full Year 2026, Navan anticipates total revenue between $685 million and $687 million and Non-GAAP income from operations between $21 million and $22 million.
- Key performance indicators for Q3 FY26 included Gross Booking Volume (GBV) of $2.6 billion, a 40% year-over-year increase, and Payment Volume of $1.1 billion, up 12% year-over-year.
Dec 15, 2025, 9:30 PM
Navan Reports Strong Q3 2026 Results and Provides Updated FY2026 Guidance
NAVN
Earnings
Guidance Update
CFO Change
- Navan reported strong Q3 2026 financial results, with total revenue increasing 29% year-over-year to $195 million and gross booking volume (GBV) growing 40% year-over-year to $2.62 billion.
- The company achieved a record non-GAAP gross margin of 74%, expanding by 200 basis points year-over-year, largely attributed to the automation of customer support via its AI agent, Ava.
- For fiscal year 2026, Navan raised its total revenue guidance to a range of $685-$687 million, representing 28% year-over-year growth at the midpoint, and expects to be free cash flow positive for the full year of fiscal 2027.
- CFO Amy Butte is departing after completing the company's IPO and positioning Navan for success.
Dec 15, 2025, 9:30 PM
Navan Reports Strong Q3 2026 Results and Updates Guidance
NAVN
Earnings
Guidance Update
CFO Change
- Navan reported strong Q3 2026 financial results, with revenue growing 29% year over year to $195 million and gross booking volume (GBV) increasing 40% year over year to $2.62 billion. The company achieved a non-GAAP operating margin of 13% and a non-GAAP gross margin of 74%, attributed to AI-driven automation.
- For Q4 2026, Navan expects revenue to be in the range of $161-$163 million, and for the full fiscal year 2026, revenue is projected to be between $685-$687 million. The company anticipates being free cash flow positive for the full year of fiscal 2027.
- CFO Amy will depart on January 9, with Ann Giviskos, SVP, Strategic Finance and Chief Accounting Officer, assuming the role of interim CFO.
- Navan highlighted significant enterprise wins, including a CAC 40 company, Frasers Group, Axel Springer, Visa, Engie, and Fortune 500 healthcare companies, driven by its AI-native platform and structural tailwinds.
Dec 15, 2025, 9:30 PM
Navan Announces Strong Q3 FY2026 Results and CFO Transition
NAVN
Earnings
CFO Change
Guidance Update
- Navan reported strong financial results for Q3 FY2026, with total revenue growing 29% year-over-year to $195 million and non-GAAP operating margin expanding to 13%.
- The company's Gross Booking Volume (GBV) increased 40% year-over-year to $2.6 billion and Payment Volume grew 12% year-over-year to $1.1 billion in the third quarter ended October 31, 2025.
- Amy Butte will depart as Chief Financial Officer effective January 9, 2026, with Anne Giviskos appointed as Interim CFO. Ms. Butte's transition agreement includes a $3,700,000 cash payment and accelerated vesting of equity.
- For Q4 FY2026, Navan expects total revenue between $161 million and $163 million. The company also provided full fiscal year 2026 guidance, projecting total revenue between $685 million and $687 million and non-GAAP income from operations between $21 million and $22 million.
Dec 15, 2025, 9:08 PM
Quarterly earnings call transcripts for Navan.
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