NERDWALLET (NRDS) Company Report

NerdWallet (NRDS) reported Q3 2025 total revenue of $215 million, exceeding its guidance range of $189-$197 million, and a non-GAAP operating income of $41 million, surpassing its $23-$27 million guidance.
Revenue growth was primarily driven by banking, up 96% year-over-year, and personal loans, up 91% year-over-year, while credit cards and SMB verticals experienced declines.
The company repurchased $19 million in shares during Q3 2025 and ended the quarter with a cash balance of $121 million.
For Q4 2025, NerdWallet expects revenue between $207 million and $250 million and non-GAAP operating income between $20 million and $24 million.
Full-year 2025 non-GAAP operating income guidance was raised to $91 million - $95 million, an increase of $18 million at the midpoint compared to previous guidance.

Nov 6, 2025, 9:30 PM

NerdWallet Reports Third Quarter 2025 Results and Updates Full-Year Guidance

NRDS

Earnings

Guidance Update

Revenue Acceleration/Inflection

NerdWallet, Inc. (NRDS) reported Q3 2025 revenue of $215.1 million, marking a 12% increase year-over-year.
For Q3 2025, the company achieved GAAP net income of $26.3 million or $0.34 diluted income per share, non-GAAP operating income of $41.3 million, and Adjusted EBITDA of $53.6 million.
Loans revenue surged 66% year-over-year, and Emerging verticals revenue grew 83% year-over-year, while Credit cards revenue declined 25% and SMB products revenue decreased 15%.
For Q4 2025, revenue is expected to be between $207 million and $215 million, and the full-year 2025 Adjusted EBITDA forecast was increased to a range of $141 million to $145 million.

Nov 6, 2025, 9:08 PM

NerdWallet Reports Strong Q2 2025 Results and Raises Full-Year Guidance

NRDS

Earnings

Guidance Update

NerdWallet reported Q2 2025 revenue of $186.9 million, marking a 24% increase year-over-year, with GAAP net income of $8.2 million and Adjusted EBITDA of $33.6 million.
The company experienced significant growth in Insurance revenue, up 86% year-over-year to $54.7 million, and Emerging verticals revenue, up 64% to $44.9 million.
Conversely, Credit cards revenue decreased 25% to $34.8 million and SMB products revenue decreased 4% to $25.0 million, primarily due to persistent headwinds in organic search traffic.
NerdWallet increased its forecasted 2025 annual GAAP operating income to $38-$48 million, non-GAAP operating income to $71-$79 million, and Adjusted EBITDA to $120-$128 million.

Aug 7, 2025, 12:00 AM

NerdWallet Reports Q1 2025 Results

NRDS

Earnings

Guidance Update

Revenue Acceleration/Inflection

M&A

Revenue reached $209 million, up 29% YoY
Non-GAAP operating income was approximately $9 million, exceeding guidance levels
The Insurance segment surged to $74 million with a 246% YoY increase, driven by market normalization and enhanced shopping experiences
Forward guidance for Q2 2025 calls for revenue between $192-$200 million, GAAP operating income of $6-$10 million, and non-GAAP operating income of $14-$18 million
GAAP results showed operating income of $0.7 million and net income of $0.2 million
Segment performance was mixed with Credit card revenue down 24% YoY, Loans up 12% YoY, and SMB revenue declining 5% YoY
The company advanced its vertical integration strategy through the Next Door Lending acquisition, reinforcing its mortgage business and operational efficiencies

May 6, 2025, 12:00 AM

NerdWallet Releases 2025 Investor Presentation

NRDS

Guidance Update

NerdWallet released its 2025 Investor Presentation on March 3, 2025, outlining full-year 2026 non-GAAP operating income guidance and strategic initiatives, including vertical integration in SMB and mortgages.
The presentation details the company’s mid- and long-term business vision with an emphasis on strengthening the brand and offering enhanced financial guidance, accessible via its Investor Relations website.

Mar 3, 2025, 12:00 AM

NerdWallet Reports Q4 2024 Earnings & Guidance Update

NRDS

Earnings

Revenue Acceleration/Inflection

Guidance Update

Revenue Performance: Q4 revenue reached $184 million (up 37% YoY) with full year revenue of approximately $688 million
Profitability Highlights: GAAP net income was around $38 million (including a $37.9 million income tax benefit) and non-GAAP operating income reached $17 million
Insurance Expansion: The insurance segment delivered $72 million in Q4, growing 821% YoY and driving overall performance
Guidance & Strategic Shifts: Updated guidance for Q1 2025 projects revenue of $187–$193 million, with FY 2025/2026 targets disclosed and a shift from volumetric metrics to quality engagement