OneMain Holdings (OMF) Company Report

OneMain Holdings reported strong Q3 2025 results, with capital generation of $272 million, up 29% year over year, and C&I adjusted earnings of $1.90 per share, up 51%. Total revenue grew 9%, and managed receivables increased 6% to $25.9 billion.
The company observed positive credit trends, with 30-plus day delinquency at 5.41%, down 16 basis points year over year, and C&I net charge-offs at 7%, down 51 basis points compared to Q3 2024.
OMF increased its annual dividend by $0.04 to $4.20 per share and authorized a new $1 billion share repurchase program through 2028. For full-year 2025, managed receivables growth guidance was narrowed to 6% to 8%, and total revenue growth was raised to approximately 9%.

Oct 31, 2025, 1:00 PM

OneMain Financial Reports Strong Q3 2025 Earnings, Increased Dividend, and New Share Repurchase Authorization

OMF

Earnings

Dividends

Share Buyback

OneMain Financial reported C&I Adjusted Diluted EPS of $1.90, a 51% increase year-over-year, and C&I Total Revenue of $1.6 billion, up 9% year-over-year for Q3 2025.
Originations grew 5% year-over-year to $3.9 billion, and Managed Receivables increased 6% year-over-year to $25.9 billion in Q3 2025.
Credit performance improved with C&I Net Charge-offs at 7.0%, down 51 basis points year-over-year, and 30+ day delinquencies at 5.41%, down 16 basis points year-over-year in Q3 2025.
The Board approved a 1% increase in the quarterly dividend to $1.05 per share and authorized a $1 billion share repurchase program through December 31, 2028.

Oct 31, 2025, 1:00 PM

OneMain Holdings, Inc. Reports Third Quarter 2025 Results

OMF

Earnings

Dividends

Share Buyback

OneMain Holdings, Inc. reported diluted EPS of $1.67 and C&I adjusted diluted EPS of $1.90 for the third quarter of 2025.
Managed receivables grew 6% year-over-year to $25.9 billion as of September 30, 2025, and total revenue increased 9% to $1.6 billion in the third quarter of 2025.
The company's Board of Directors raised the quarterly dividend by 1% to $1.05 per share and approved a new $1.0 billion share repurchase program expiring on December 31, 2028.
Credit trends showed improvement, with the net charge-off ratio for consumer loans decreasing to 6.67% in Q3 2025 from 7.33% in the prior year quarter, and the 30+ days delinquency ratio also decreased to 5.55% from 5.63%.

Oct 31, 2025, 10:31 AM

OneMain Holdings Reports Strong Third Quarter 2025 Results

OMF

Earnings

Dividends

Share Buyback

OneMain Holdings reported diluted EPS of $1.67 and C&I adjusted diluted EPS of $1.90 for the third quarter of 2025, compared to $1.31 and $1.26, respectively, in the prior year quarter.
Managed receivables increased by 6% to $25.9 billion at September 30, 2025, from $24.3 billion at September 30, 2024.
The company's Board of Directors approved a $1.0 billion share repurchase program expiring on December 31, 2028, and raised the quarterly dividend by 1% to $1.05 per share.
Total revenue for the third quarter of 2025 was $1.6 billion, an increase of 9% from $1.5 billion in the prior year quarter.

Oct 31, 2025, 10:30 AM

OneMain Finance Corporation Issues $800 Million Senior Notes

OMF

Debt Issuance

OneMain Finance Corporation (OMFC), a direct subsidiary of OneMain Holdings, Inc. (OMH), issued $800.0 million aggregate principal amount of 6.500% Senior Notes due 2033 on September 17, 2025.
The notes will mature on March 15, 2033, and bear interest at a rate of 6.500% per annum, payable semiannually on March 15 and September 15, with the first payment due on March 15, 2026.
These notes are senior unsecured obligations of OMFC and are guaranteed by OMH.
The notes are redeemable at OMFC's option: prior to September 15, 2028, at a make-whole redemption price; and on or after September 15, 2028, at 103.250% in 2028, 101.625% in 2029, and 100.000% in 2030 and thereafter.

Sep 17, 2025, 8:17 PM

Earnings Transcripts

Quarterly earnings call transcripts for OneMain Holdings.

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