Andrew Crean

Andrew Sinclair

Farooq Hanif

Larissa Van Deventer

Michael Chang

Michelle Ma

Abid Hussain

Ashik Musaddi

Dominic O'Mahony

Kailesh Mistry

Leon Qi

Mindy Gao

Nasib Ahmed

Thomas Wang

William Hawkins

- UBS reported strong **3Q25 financial performance**, with a profit before tax of **USD 2.8 billion** and a net profit of **USD 2.5 billion**, resulting in a Return on CET1 capital of **13.5%** and diluted earnings per share of **USD 0.76**.  **[1116578_b58d0304ffc545d392149c286e65e27e_0]** **[1116578_b58d0304ffc545d392149c286e65e27e_1]** 
- The company achieved **significant client momentum**, with Group invested assets reaching **USD 6.9 trillion** and Global Wealth Management attracting **USD 38 billion** in net new assets during the quarter.  **[1116578_b58d0304ffc545d392149c286e65e27e_0]** 
- UBS is **ahead of schedule on integration and cost savings**, having delivered **USD 0.9 billion** in gross cost saves in 3Q25, bringing cumulative reductions to **USD 10 billion** and achieving **77%** of the targeted **USD 13 billion** by end-2026.  **[1116578_b58d0304ffc545d392149c286e65e27e_0]** 
- Maintaining a strong capital position with a **14.8% CET1 capital ratio**, UBS completed **USD 1.1 billion** in share buybacks in 3Q25 and plans to reach **USD 3 billion** for 2025, while also accruing for double-digit dividend growth.  **[1116578_b58d0304ffc545d392149c286e65e27e_0]**

UBS Reports Strong 3Q25 Results with Integration Progress and Capital Returns

- Empower Personal Wealth has exceeded **$100 billion in Assets Under Administration (AUA)** as of **August 2025**.  **[1116578_333809811be4471a9303a643cf6e184f_0]** **[1116578_333809811be4471a9303a643cf6e184f_1]** 
- Since its establishment in **January 2023**, the unit has achieved a compound annual growth rate of approximately **25%**, with new net flows increasing **83%** year-over-year by **June 30, 2025**.  **[1116578_333809811be4471a9303a643cf6e184f_0]** 
- The firm employs more than **1,500 financial advisors and specialists**, totaling approximately **2,500 people** as of **August 2025**, leveraging a hybrid approach of digital tools and professional guidance.  **[1116578_333809811be4471a9303a643cf6e184f_1]** 
- This growth builds on Empower's strategic acquisitions, including Personal Capital (2020), MassMutual's retirement plan business (2021), and Prudential's retirement business (2022).  **[1116578_333809811be4471a9303a643cf6e184f_0]**

Empower Personal Wealth Surpasses $100 Billion in AUA

- Prudential PLC reported strong financial performance for H1 2025, achieving **double-digit growth** across key financial metrics, including **12%** growth in new business profit and adjusted operating profit per share, **14%** growth in gross operating free surplus generation, and a **13%** increase in dividends per share.  **[1116578_tx_353552_1]** 
- The company announced an updated capital management program, expecting to return **over $5 billion** to shareholders between **2024 and 2027**.  **[1116578_tx_353552_1]**  This includes completing the existing **$2 billion** share buyback by the end of 2025, and new buybacks of **$500 million** in 2026 and **$600 million** in 2027.  **[1116578_tx_353552_3]** 
- Prudential PLC provided guidance for **greater than 10%** dividend per share growth annually from **2025 to 2027**.  **[1116578_tx_353552_3]**  The company is halfway through its strategic transformation launched in August 2023, having invested **$400 million** in targeted initiatives, and remains confident in achieving its **2027 financial objectives**.  **[1116578_tx_353552_1]** **[1116578_tx_353552_3]**

Prudential PLC Reports Strong H1 2025 Results and Updates Capital Management Program

PRUDENTIAL (PUK)