Earnings summaries and quarterly performance for QCR HOLDINGS.
Executive leadership at QCR HOLDINGS.
Todd Gipple
Detailed
President and Chief Executive Officer
CEO
BW
Brittany Whitfield
Detailed
Chief Accounting Officer
JK
James Klein
Detailed
Chief Executive Officer, Cedar Rapids Bank and Trust
KG
Kurt Gibson
Detailed
Chief Executive Officer, Community State Bank
LE
Laura Ekizian
Detailed
Chief Executive Officer, Quad City Bank and Trust
MM
Monte McNew
Detailed
Chief Executive Officer, Guaranty Bank
NA
Nick Anderson
Detailed
Chief Financial Officer
NL
Nicole Lee
Detailed
Chief Human Resources Officer
RW
Reba Winter
Detailed
Chief Operating Officer
Board of directors at QCR HOLDINGS.
AR
Amy Reasner
Detailed
Director
BC
Brent Cobb
Detailed
Director
EJ
Elizabeth Jacobs
Detailed
Director
JB
James Batten
Detailed
Director
JF
James Field
Detailed
Vice Chair of the Board
JG
John Griesemer
Detailed
Director
JB
John-Paul Besong
Detailed
Director
MZ
Marie Ziegler
Detailed
Chair of the Board
MK
Mark Kilmer
Detailed
Director
MK
Mary Kay Bates
Detailed
Director
Research analysts who have asked questions during QCR HOLDINGS earnings calls.
DD
Damon Del Monte
Keefe, Bruyette & Woods
8 questions for QCRH
Also covers: ALRS, BY, CAC +15 more
Daniel Tamayo
Raymond James Financial, Inc.
8 questions for QCRH
Also covers: ASB, CNOB, FBIZ +13 more
NR
Nathan Race
Piper Sandler & Co.
8 questions for QCRH
Also covers: ALRS, BSVN, BWB +17 more
BM
Brian Martin
Janney Montgomery Scott
7 questions for QCRH
Also covers: BFIN, BY, EFSC +10 more
Jeff Rulis
D.A. Davidson & Co.
5 questions for QCRH
Also covers: ALRS, BANR, BMRC +15 more
Jeffrey Allen Rulis
D.A. Davidson
1 question for QCRH
Also covers: HFWA
RP
Ryan Pan
D.A. Davidson & Co.
1 question for QCRH
Also covers: EFSC
Recent press releases and 8-K filings for QCRH.
QCR Holdings, Inc. Files Investor Presentation for Q3 2025
QCRH
Earnings
Guidance Update
New Projects/Investments
- QCR Holdings, Inc. reported $9.6 billion in total assets and $7.0 billion in Wealth Management Assets Under Management (AUM) as of September 30, 2025.
- For Q3 2025, noninterest income represented 36% of total revenue, totaling $37 million.
- The company achieved an annualized Adjusted Earnings Per Share of $7.24 and a Tangible Book Value per Share of $55.78 as of September 30, 2025.
- Loans reached $7.2 billion and Core Deposits were $7.1 billion as of September 30, 2025.
Oct 24, 2025, 12:01 PM
QCR Holdings Reports Record Q3 2025 Net Income and Updates Guidance
QCRH
Earnings
Guidance Update
Share Buyback
- QCR Holdings achieved record quarterly net income and 26% earnings per share growth in Q3 2025, driven by a rebound in capital markets revenue, robust loan growth, and continued net interest margin expansion.
- For Q4 2025, the company guides for 10% to 15% annualized gross loan growth and 3 to 7 basis points of Net Interest Margin (TEY) expansion.
- QCR Holdings increased its guidance for capital markets revenue to a range of $55 million to $65 million over the next four quarters.
- Wealth Management revenue grew 8% to $5 million in Q3 2025, with assets under management increasing by $316 million, or 5%, during the quarter.
- The board approved a new share repurchase program, authorizing the repurchase of up to 1.7 million shares of outstanding common stock.
Oct 23, 2025, 3:00 PM
QCR Holdings Reports Record Q3 2025 Earnings and Provides Updated Guidance
QCRH
Earnings
Guidance Update
Share Buyback
- QCR Holdings achieved record quarterly net income and $2.17 per diluted share in Q3 2025, driven by a rebound in capital markets revenue, robust loan growth, and continued net interest margin expansion.
- Loan growth accelerated significantly by $286 million, or 17% annualized (15% net of M2 Equipment Finance runoff), with Q4 guidance for gross annualized loan growth in a range of 10%-15%.
- Capital markets revenue rebounded to $24 million in Q3, exceeding guidance, and the company increased its guidance for capital markets revenue to be in a range of $55 million-$65 million over the next four quarters.
- Net interest margin (NIM) on a tax-equivalent yield basis increased by five basis points from Q2, exceeding guidance, with anticipated continued core margin expansion of three to seven basis points for Q4.
- The company announced a new share repurchase program authorizing the repurchase of up to 1.7 million shares of common stock and reported a $2.50 increase in tangible book value per share, approaching $56 per share.
Oct 23, 2025, 3:00 PM
QCR Holdings Announces Record Q3 2025 Earnings and New Share Repurchase Program
QCRH
Earnings
Share Buyback
Guidance Update
- QCR Holdings, Inc. reported record quarterly net income of $36.7 million and diluted earnings per share of $2.16 for the third quarter of 2025, compared to net income of $29.0 million and diluted EPS of $1.71 for the second quarter of 2025.
- The Board of Directors authorized a new share repurchase program on October 20, 2025, permitting the repurchase of up to 1,700,000 shares of its outstanding common stock, which is approximately 10% of outstanding shares as of September 30, 2025.
- In the third quarter of 2025, the Company's total loans and leases held for investment grew by $253.7 million, reaching $7.2 billion, representing a 15% annualized loan growth.
- For the fourth quarter of 2025, the Company anticipates noninterest expense to be between $52 million and $55 million.
Oct 22, 2025, 8:05 PM
QCR Holdings Announces Record Third Quarter 2025 Financial Results
QCRH
Earnings
Share Buyback
Revenue Acceleration/Inflection
- QCR Holdings, Inc. reported record net income of $36.7 million and diluted EPS of $2.16 for the third quarter of 2025, an increase from $29.0 million and $1.71, respectively, in the second quarter of 2025.
- Net interest income for Q3 2025 totaled $64.8 million, growing 18% annualized from the prior quarter, with Net Interest Margin (NIM) on a tax-equivalent yield (TEY) basis expanding five basis points to 3.51%.
- Capital markets revenue significantly increased to $23.8 million in the third quarter of 2025, up 141% on a linked-quarter basis.
- The company achieved 15% annualized loan growth, with total loans and leases held for investment reaching $7.2 billion as of September 30, 2025.
- QCR Holdings repurchased 129,056 shares through October 20, 2025, and authorized a new share repurchase program for up to 1,700,000 shares.
Oct 22, 2025, 8:05 PM
QCR Holdings Completes $70 Million Subordinated Notes Placement
QCRH
Debt Issuance
- QCR Holdings, Inc. has completed private placements of $70 million in aggregate principal amount subordinated notes.
- The placement consists of two tranches: $50 million of 6.875% Fixed-to-Floating Rate Subordinated Notes due September 2035 and $20 million of 7.225% Fixed-to-Floating Subordinated Notes due September 2037.
- The net proceeds will be used for general corporate purposes, including the previously-announced redemption of $70 million in callable subordinated notes, which aligns with the Company's strategy to maintain Tier 2 capital and support long-term growth.
- The blended rate for the new issuance is below 7%.
Sep 15, 2025, 8:05 PM
QCR Holdings, Inc. Completes Subordinated Notes Private Placement
QCRH
Debt Issuance
- QCR Holdings, Inc. completed private placements of $70 million in aggregate principal amount of subordinated notes on September 15, 2025.
- The issuance consists of two tranches: $50 million of 6.875% Fixed-to-Floating Rate Subordinated Notes due 2035 and $20 million of 7.225% Fixed-to-Floating Subordinated Notes due 2037.
- The net proceeds from these private placements will be used for general corporate purposes, including the previously-announced redemption of $70 million in callable subordinated notes.
- The 2035 Notes will bear a fixed interest rate of 6.875% until September 15, 2030, then reset quarterly to three-month term SOFR plus 350 basis points. The 2037 Notes will bear a fixed interest rate of 7.225% until September 15, 2032, then reset quarterly to three-month term SOFR plus 375 basis points.
Sep 15, 2025, 8:04 PM
QCR Holdings Inc. Announces Annual Meeting Results and Cash Dividend
QCRH
Dividends
Board Change
CEO Change
- Annual Meeting Outcomes: The company re-elected three Class II directors and reduced its board from 13 to 11 members following the resignation of CEO Larry J. Helling and the retirement of Donna J. Sorensen.
- Dividend Declaration: A cash dividend of $0.06 per share was declared, with a record date of June 18, 2025, and a payment date of July 3, 2025.
- Management Changes: Leadership transitions include Todd A. Gipple assuming dual roles as President and CEO and Nick W. Anderson being appointed as CFO.
May 23, 2025, 12:00 AM
QCR HOLDINGS Inc Releases Investor Presentation
QCRH
Earnings
Revenue Acceleration/Inflection
- On April 25, 2025, QCR Holdings Inc. filed an 8‑K releasing its Investor Presentation, highlighting the company’s strategic vision and diversified approach through its unique operating model.
- The presentation details robust financial performance with $9.2 billion in total assets and $6.3 billion in wealth management AUM, underscoring strong growth in core deposits and earnings metrics.
- It also emphasizes the company’s focus on differentiated business lines, including its four distinct bank charters and specialty finance operations, as key drivers for long‑term value creation.
Apr 25, 2025, 12:00 AM
QCR Holdings Inc Q1 2025 Earnings Report Highlights
QCRH
Earnings
Guidance Update
Share Buyback
- Strong Q1 performance with adjusted net income of $26 million and adjusted EPS of $1.53, driven by margin expansion and disciplined expense management.
- Robust deposit growth with core deposits increasing by $332 million (20% annualized), supporting a 4% annualized loan growth and significant wealth management revenue gains.
- Forward guidance for Q2 includes an expected annualized loan growth of 4% to 6% and strategic use of securitizations and buyback capacity (760,000 shares remaining) amid ongoing macroeconomic uncertainties.
Apr 23, 2025, 3:01 PM
Quarterly earnings call transcripts for QCR HOLDINGS.
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