Earnings summaries and quarterly performance for S&T BANCORP.
Executive leadership at S&T BANCORP.
Christopher J. McComish
Detailed
Chief Executive Officer
CEO
DG
David G. Antolik
Detailed
President
JA
James A. Michie
Detailed
Chief Credit Officer
LY
LaDawn Yesho
Detailed
Chief Risk Officer
MK
Mark Kochvar
Detailed
Chief Financial Officer
MA
Melanie A. Lazzari
Detailed
Chief Accounting Officer
RL
Rachel L. Smydo
Detailed
General Counsel and Corporate Secretary
SA
Stephen A. Drahnak
Detailed
Chief Commercial Banking Officer
SA
Susan A. Nicholson
Detailed
Chief Human Resources Officer
Board of directors at S&T BANCORP.
BR
Bhaskar Ramachandran
Detailed
Director
CA
Christina A. Cassotis
Detailed
Director
JD
Jeffrey D. Grube
Detailed
Lead Independent Director
LW
Lewis W. Adkins, Jr.
Detailed
Director
MJ
Michael J. Donnelly
Detailed
Director
PG
Peter G. Gurt
Detailed
Director
PR
Peter R. Barsz
Detailed
Director
SN
Stephanie N. Doliveira
Detailed
Director
WJ
William J. Hieb
Detailed
Director
Research analysts who have asked questions during S&T BANCORP earnings calls.
Daniel Tamayo
Raymond James Financial, Inc.
6 questions for STBA
Also covers: ASB, CNOB, FBIZ +13 more
MB
Matthew Breese
Stephens Inc.
5 questions for STBA
Also covers: CAC, CBU, CNOB +13 more
DC
Daniel Cardenas
Janney Montgomery Scott LLC
3 questions for STBA
Also covers: CAC, CIVB, FCF +4 more
Justin Crowley
Piper Sandler Companies
3 questions for STBA
Also covers: BLFY, CIVB, EGBN
KM
Kelly Motta
Keefe, Bruyette & Woods
3 questions for STBA
Also covers: AX, BANR, BOH +20 more
SC
Sharanjit Cheema
D.A. Davidson & Co.
3 questions for STBA
Also covers: CBU, WSFS
Dave Bishop
Hovde
2 questions for STBA
Also covers: CBAN
C
Charlie
KBW
1 question for STBA
CO
Charlie Onfer
KBW
1 question for STBA
David Bishop
Hovde Group
1 question for STBA
Also covers: AUB, BHLB, BKU +12 more
MN
Manuel Navas
D.A. Davidson & Co.
1 question for STBA
Also covers: ABCB, BFST, BPOP +20 more
TC
Tyler Cacciatori
Stephens Inc.
1 question for STBA
Also covers: CBU, CNOB, NWFL +2 more
Recent press releases and 8-K filings for STBA.
STBA Reports Strong Q4 and Full Year 2025 Results, Authorizes New Share Repurchase Program
STBA
Earnings
Guidance Update
Share Buyback
- S&T Bancorp (STBA) reported Q4 2025 net income of $34 million or $0.89 per share, with a 1.37% return on assets and a 3.99% net interest margin. For the full year 2025, net income was just under $135 million and earnings per share were $3.49.
- The company announced a new $100 million share repurchase authorization and completed $36.2 million in share repurchases during Q4 2025.
- For 2026, STBA expects mid-single digit loan growth and anticipates net interest margin stability in the mid to high 3.9% range. Non-interest expenses are projected to increase around 3% year-over-year, with quarterly fees expected to be $13 million-$14 million.
- Asset quality in 2026 is expected to perform similarly to 2025, with a focus on reducing non-performing loans. The company plans to fund loan growth internally through deposit growth.
Jan 22, 2026, 6:00 PM
S&T Bancorp Reports Q4 and Full Year 2025 Results, Announces Share Repurchase
STBA
Earnings
Share Buyback
Guidance Update
- STBA reported Q4 2025 net income of $34 million, or $0.89 per share, with a Net Interest Margin (NIM) of 3.99%, up six basis points linked-quarter. For the full year 2025, the company achieved $3.49 per share in earnings and a 3.9% NIM.
- The company announced a new $100 million share repurchase authorization and repurchased $36.2 million worth of shares in Q4 2025, reducing the TCE ratio by 29 basis points.
- Loan growth in Q4 2025 was 4.5%, and customer deposit growth was 2.9%. For 2026, STBA anticipates mid-single digit loan growth, primarily from C&I and CRE, which it expects to fund internally through deposit growth.
- Asset quality in Q4 2025 included $11 million in charge-offs due to problem loan resolutions, but the allowance for credit losses relative to gross loans decreased from 1.23% to 1.15%. Criticized and classified loans were reduced by 13% in Q4 and 50% over the last three years.
- Management expects the Net Interest Margin to remain in the mid to high 3.9% range in 2026, with non-interest expense growth around 3% year-over-year, implying a quarterly run rate of approximately $58 million.
Jan 22, 2026, 6:00 PM
S&T Bancorp Reports Q4 and Full-Year 2025 Results, Provides 2026 Guidance, and Announces Share Repurchase
STBA
Earnings
Guidance Update
Share Buyback
- S&T Bancorp reported net income of $34 million or $0.89 per share for Q4 2025, and $135 million or $3.49 per share for the full year 2025. The net interest margin (NIM) rose to 3.99% in Q4 2025, the best performance since Q2 2023.
- For 2026, the company anticipates mid-single digit loan growth, expects net interest margin to remain in the mid to high 3.9% range, and projects non-interest expense growth of around 3% year over year, implying a quarterly run rate of approximately $58 million.
- The company announced a new $100 million share repurchase authorization and repurchased 948,000 shares at an average price of $38.20 for a total of $36.2 million in Q4 2025.
- Asset quality in Q4 2025 was mixed, with $11 million in charge-offs (54 basis points annualized) related to problem loan resolutions, and an increase in non-performing assets (NPAs) by $6 million. However, criticized and classified loans were reduced by $30 million in Q4 and 50% over the last three years, with 2026 asset quality expected to perform similarly to 2025.
Jan 22, 2026, 6:00 PM
S&T Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 Results and New Share Repurchase Program
STBA
Earnings
Share Buyback
- S&T Bancorp, Inc. reported net income of $34.0 million ($0.89 per diluted share) for the fourth quarter of 2025 and $134.2 million ($3.49 per diluted share) for the full year 2025.
- The company's board of directors authorized a new $100 million share repurchase program on January 21, 2026, which will replace the existing program effective January 26, 2026, and is set to expire on February 1, 2027.
- Net interest income for the fourth quarter of 2025 increased by $1.8 million (1.93%) to $91.0 million compared to the third quarter of 2025, with net interest margin (FTE) expanding 6 basis points to 3.99%.
- Total portfolio loans increased $91.0 million (4.52% annualized) and total deposits increased $36.9 million (1.85% annualized) in the fourth quarter of 2025 compared to September 30, 2025.
- During the fourth quarter of 2025, the company repurchased 948,270 common shares for a total of $36.2 million.
Jan 22, 2026, 12:30 PM
S&T Bancorp, Inc. Announces Fourth Quarter and Full Year 2025 Results
STBA
Earnings
Share Buyback
- S&T Bancorp, Inc. reported net income of $34.0 million, or $0.89 per diluted share, for the fourth quarter of 2025, and net income of $134.2 million, or $3.49 per diluted share, for the full year 2025.
- For the fourth quarter of 2025, the company achieved a return on average assets (ROA) of 1.37%, a return on average equity (ROE) of 9.13%, and a net interest margin (NIM) of 3.99%. For the full year 2025, ROA was 1.38%, ROE was 9.29%, and NIM was 3.90%.
- Total portfolio loans increased by $91.0 million (4.52% annualized) in the fourth quarter of 2025 compared to September 30, 2025, and by $329.0 million (4.25%) for the full year 2025 compared to December 31, 2024. Total deposits increased by $36.9 million (1.85% annualized) in the fourth quarter of 2025 and by $175.7 million for the full year 2025.
- Nonperforming assets (NPAs) were $55.6 million, or 0.69% of total loans plus OREO, at December 31, 2025, an increase from $27.9 million, or 0.36%, at December 31, 2024. Net charge-offs were $11.0 million in the fourth quarter of 2025 and $14.5 million for the full year 2025.
- The board of directors authorized a new $100 million share repurchase program on January 21, 2026, which will replace the existing program effective January 26, 2026, and is set to expire on February 1, 2027.
Jan 22, 2026, 12:30 PM
S&T Bancorp Reports Strong Q3 2025 Financial Results and Strategic Growth Initiatives
STBA
Earnings
New Projects/Investments
Share Buyback
- S&T Bancorp reported strong financial performance for Q3 2025, with net income of $35.0 million and diluted earnings per share of $0.91.
- The company achieved net interest income growth of $2.6 million (3.00%) and an expansion of Net Interest Margin (FTE) by 5 basis points to 3.93% in Q3 2025.
- Asset quality metrics remain acceptable, with Nonperforming Assets at 0.62% and an Allowance for Credit Losses of 1.23% of total loans.
- S&T Bancorp is strategically positioned to support the Homer City Energy Campus redevelopment project, a $10 billion+ capital investment for natural gas-powered data centers, leveraging its 49% deposit market share in Indiana County.
- The company maintains strong capital levels, reflected by a Tangible Common Equity to Tangible Assets ratio of 11.65% as of Q3 2025.
Nov 4, 2025, 9:00 PM
S&T Bancorp Inc. Reports Strong Q2 2025 Financial Results and Strategic Progress
STBA
Earnings
M&A
New Projects/Investments
- S&T Bancorp Inc. reported strong financial results for Q2 2025, with net income of $31.9 million and EPS of $0.83. The company also saw net interest income growth of 3.90% and a Net Interest Margin (NIM) expansion of 7 basis points to 3.88%.
- The balance sheet reflects continued growth, with loans increasing by $98.1 million (5.02% annualized) and deposits growing by $28.0 million (1.42% annualized) in Q2 2025. Total assets stood at $9.8 billion, with $7.9 billion in deposits and $7.9 billion in loans.
- Strategically, S&T Bancorp is positioned to capitalize on targeted M&A opportunities, focusing on institutions with $1 billion to $6 billion in assets for market expansion and deposit franchise enhancement.
- The company highlighted its involvement in the Homer City Redevelopment Project, which includes a $10+ billion capital investment to transform the Homer City Generating Station into an energy and AI data center campus, with construction expected to begin in 2025.
Aug 29, 2025, 8:00 PM
Quarterly earnings call transcripts for S&T BANCORP.
Ask Fintool AI Agent
Get instant answers from SEC filings, earnings calls & more