Daniel Tamayo

Kelly Motta

Matthew Breese

Sharanjit Cheema

Daniel Cardenas

David Bishop

Justin Crowley

Manuel Navas

Tyler Cacciatori

- S&T Bancorp Inc. reported strong financial results for Q2 2025, with **net income of $31.9 million** and **EPS of $0.83**.    The company also saw **net interest income growth of 3.90%** and a **Net Interest Margin (NIM) expansion of 7 basis points to 3.88%**.   
- The balance sheet reflects continued growth, with **loans increasing by $98.1 million** (5.02% annualized) and **deposits growing by $28.0 million** (1.42% annualized) in Q2 2025.    Total assets stood at **$9.8 billion**, with **$7.9 billion in deposits** and **$7.9 billion in loans**.  **[719220_0000719220-25-000056_a2q25investorpresentatio.htm:3]** 
- Strategically, S&T Bancorp is positioned to capitalize on targeted M&A opportunities, focusing on institutions with **$1 billion to $6 billion in assets** for market expansion and deposit franchise enhancement.  **[719220_0000719220-25-000056_a2q25investorpresentatio.htm:8]**  
- The company highlighted its involvement in the **Homer City Redevelopment Project**, which includes a **$10+ billion capital investment** to transform the Homer City Generating Station into an energy and AI data center campus, with construction expected to begin in 2025.  **[719220_0000719220-25-000056_a2q25investorpresentatio.htm:4]**

S&T Bancorp Inc. Reports Strong Q2 2025 Financial Results and Strategic Progress

S&T BANCORP (STBA)