Earnings summaries and quarterly performance for TEXAS CAPITAL BANCSHARES INC/TX.
Executive leadership at TEXAS CAPITAL BANCSHARES INC/TX.
Board of directors at TEXAS CAPITAL BANCSHARES INC/TX.
CH
Charles Hyle
Detailed
Director
DT
Dale Tremblay
Detailed
Director
DH
David Huntley
Detailed
Director
ER
Elysia Ragusa
Detailed
Director
JB
Jonathan Baliff
Detailed
Director
LW
Laura Whitley
Detailed
Director
MM
Mark Midkiff
Detailed
Director
PA
Paola Arbour
Detailed
Director
RC
Ranjana Clark
Detailed
Director
RS
Robert Stallings
Detailed
Lead Independent Director
SR
Steven Rosenberg
Detailed
Director
TL
Thomas Long
Detailed
Director
Research analysts who have asked questions during TEXAS CAPITAL BANCSHARES INC/TX earnings calls.
MO
Matt Olney
Stephens Inc.
6 questions for TCBI
Also covers: BFST, BOKF, BSVN +21 more
MR
Michael Rose
Raymond James Financial, Inc.
6 questions for TCBI
Also covers: AMTB, BFST, BKU +25 more
Anthony Elian
JPMorgan
5 questions for TCBI
Also covers: BANC, CMA, COLB +11 more
Jon Arfstrom
RBC Capital Markets
4 questions for TCBI
Also covers: ALLY, ASB, BFH +24 more
WL
Woody Lay
Keefe, Bruyette & Woods (KBW)
4 questions for TCBI
Also covers: AMTB, BKU, BMRC +15 more
Benjamin Gerlinger
Citigroup Inc.
3 questions for TCBI
Also covers: BANC, BKU, BOKF +18 more
JL
Janet Lee
TD Cowen
3 questions for TCBI
Also covers: AUB, COLB, EBC +16 more
BR
Brett Rabatin
Hovde Group, LLC
2 questions for TCBI
Also covers: BOKF, BPOP, CADE +20 more
Jackson Singleton
Autonomous Research
2 questions for TCBI
Also covers: PNFP, WBS, WTFC
Jared Shaw
Barclays
2 questions for TCBI
Also covers: ASB, BANC, BKU +23 more
WL
Wood Lay
Keefe, Bruyette & Woods
2 questions for TCBI
Also covers: AMTB, BKU, BMRC +14 more
Ben Gerlinger
Citigroup
1 question for TCBI
Also covers: BKU, BPOP, CADE +10 more
JH
Jon Harrison
RBC Capital Markets
1 question for TCBI
PW
Peter Winter
D.A. Davidson
1 question for TCBI
Also covers: BFIN, BOKF, CFG +12 more
SS
Stephen Scouten
Piper Sandler & Co.
1 question for TCBI
Also covers: ABCB, AMTB, AUB +24 more
Recent press releases and 8-K filings for TCBI.
TCBI Announces Strong Q4 and Full Year 2025 Financial Results
TCBI
Earnings
Share Buyback
Guidance Update
- TCBI reported record adjusted pre-provision net revenue (PPNR) of $488.8 million for the full year 2025, a 32% increase from 2024, and $141.0 million for Q4 2025, up 26% year-over-year. Fee income from areas of focus also grew 8% to $191.9 million for the full year 2025.
- For the full year 2025, adjusted net income to common increased 51% to $313.8 million, with adjusted EPS rising 53% to $6.80. In Q4 2025, adjusted net income to common was $94.6 million, up 42%, and adjusted EPS was $2.08, an increase of 45% year-over-year.
- The company achieved a record high tangible common equity to tangible assets of 10.56% at year-end 2025, an improvement of 58 basis points year-over-year, and tangible book value per share reached an all-time high of $75.25, growing 13% from the prior year.
- TCBI repurchased 2.2 million shares in 2025, representing 4.9% of prior year shares outstanding, and authorized a new share repurchase program of up to $200 million for 2026.
Jan 22, 2026, 2:00 PM
Texas Capital Bancshares Reports Record 2025 Results and Provides 2026 Outlook
TCBI
Earnings
Guidance Update
Share Buyback
- Texas Capital Bancshares (TCBI) reported a record year in 2025, with full-year adjusted ROAA of 1.04%, adjusted total revenue of $1.26 billion, adjusted net income to common stockholders of $313.8 million, and adjusted EPS of $6.80.
- The company demonstrated strong capital management, achieving record tangible common equity to tangible assets of 10.56% and tangible book value per share of $75.25, and repurchased 2.25 million shares for $184 million in 2025.
- For 2026, TCBI projects mid to high single-digit total revenue growth, with full-year non-interest revenue expected to be $265 million-$290 million and investment banking fees between $160 million-$175 million.
- The bank saw significant balance sheet expansion in 2025, with commercial loan growth of $1.1 billion (10% year over year) and interest-bearing deposits (excluding brokered and indexed) increasing $1.7 billion (10% year over year).
Jan 22, 2026, 2:00 PM
Texas Capital Bancshares Reports Record Full-Year 2025 Financial Results and Provides 2026 Outlook
TCBI
Earnings
Guidance Update
Share Buyback
- Texas Capital Bancshares (TCBI) reported a record full-year adjusted net income to common stockholders of $313.8 million and adjusted earnings per share of $6.80 for 2025. The company achieved a full-year adjusted return on average assets (ROAA) of 1.04%, marking a 30 basis point improvement versus 2024.
- The firm's record adjusted total revenue reached $1.26 billion in 2025, driven by a 14% increase in net interest income to $1.03 billion and 9% growth in adjusted fee-based revenue to $229 million. Fee income from strategic areas of focus totaled $192 million.
- TCBI demonstrated strong capital management, with tangible book value per share increasing 13.44% year over year to $75.25 , and tangible common equity to tangible assets reaching 10.6%. The company repurchased 2.25 million shares for $184 million in 2025.
- For 2026, the company anticipates total revenue growth in the mid to high single-digit range and expects full-year non-interest revenue to reach $265-$290 million.
Jan 22, 2026, 2:00 PM
Texas Capital Bancshares Inc. Reports Record Full-Year 2025 Results and Provides 2026 Outlook
TCBI
Earnings
Guidance Update
Share Buyback
- Texas Capital Bancshares Inc. (TCBI) reported a defining year in 2025, achieving a full-year adjusted Return on Average Assets (ROAA) of 1.04%, a 30 basis point improvement versus 2024, and a Q4 ROAA of 1.2%. The company achieved record adjusted total revenue of $1.3 billion, record adjusted net income to common stockholders of $314 million, and record adjusted earnings per share of $6.80 for the full year.
- TCBI ended 2025 with record tangible common equity to tangible assets of 10.56% and record tangible book value per share of $75.25, representing a 13.4% year-over-year growth. The company also saw commercial loan growth of $1.1 billion (10%) and interest-bearing deposits (excluding brokered and indexed) increase by $1.7 billion (10%) year over year. In 2025, TCBI repurchased 2.2 million shares, or 4.9% of prior year shares outstanding.
- For 2026, TCBI anticipates total revenue growth in the mid to high single-digit range, with full-year non-interest revenue expected to be between $265 million and $290 million. Non-interest expense growth is projected in the mid-single digits, and the full-year provision outlook is set at 35-40 basis points of average LHI, excluding mortgage finance. The company expects commercial real estate average balances to be down approximately 10% year over year in 2026.
Jan 22, 2026, 2:00 PM
TEXAS CAPITAL BANCSHARES, INC. Announces Strong Q4 and Full Year 2025 Results
TCBI
Earnings
Share Buyback
Revenue Acceleration/Inflection
- For the fourth quarter of 2025, TEXAS CAPITAL BANCSHARES, INC. reported net income available to common stockholders of $96.3 million, an increase of 44% year-over-year, with diluted earnings per common share of $2.12.
- Full year 2025 net income available to common stockholders was $313.0 million, representing a 419% increase compared to 2024, and diluted earnings per common share reached $6.79.
- The company's capital ratios remained strong, with a CET1 ratio of 12.1% and a Total Capital ratio of 16.1% as of December 31, 2025.
- Book Value per share and Tangible Book Value per share both increased 13% year-over-year to $75.28 and $75.25, respectively.
- A new share repurchase program was authorized by the board for up to $200.0 million in shares through December 31, 2026, and the company repurchased 1,445,212 shares for $126.6 million during Q4 2025.
Jan 22, 2026, 11:00 AM
Texas Capital Bancshares, Inc. Announces Fourth Quarter and Full Year 2025 Results
TCBI
Earnings
Share Buyback
- Net income available to common stockholders for the fourth quarter of 2025 was $96.3 million, representing a 44% increase year-over-year.
- Both Book Value and Tangible Book Value per share increased 13% year-over-year.
- The company maintained strong capital ratios as of December 31, 2025, with CET1 at 12.1% and Total Capital at 16.1%.
- Net interest income for the fourth quarter of 2025 rose to $267.4 million from $229.6 million in the fourth quarter of 2024, and the net interest margin increased 45 basis points to 3.38%.
- A new share repurchase program was authorized on December 12, 2025, allowing for the repurchase of up to $200.0 million in shares through December 31, 2026, and 1,445,212 shares were repurchased for $126.6 million during the fourth quarter of 2025.
Jan 22, 2026, 11:00 AM
Texas Capital Bancshares Inc. Reports Record Q3 2025 Financials and Considers Domicile Change
TCBI
Earnings
Executive Compensation
- Texas Capital Bancshares Inc. reported record financial performance for Q3 2025, with EPS of $2.18, net interest income of $272 million, and revenue of $340 million, all-time records for the firm. Year-to-date through September 30, 2025, the company achieved $4.73 in Adjusted Diluted EPS and a 9.1% Adjusted ROTCE.
- As of September 30, 2025, total deposits increased by $1.6 billion year-over-year to $27.5 billion, and total assets grew by $0.9 billion year-over-year to $32.5 billion.
- The company is evaluating potential 2026 Annual Meeting voting items, including a proposal to move its corporate domicile from Delaware to Texas, adding officer exculpation, and imposing an ownership requirement for submitting stockholder proposals.
- For 2024, executive annual cash incentives paid out at 123% of target on financial metrics, and 2022 performance-based RSUs paid out at 172.4% of target. The 2025 annual incentive plan financial metrics are more difficult to attain than the prior year.
Nov 3, 2025, 9:05 PM
Texas Capital Bancshares, Inc. Announces Record Q3 2025 Results
TCBI
Earnings
Share Buyback
Revenue Acceleration/Inflection
- Texas Capital Bancshares, Inc. reported record-level net income available to common stockholders of $100.9 million and record-level diluted earnings per share of $2.18 for the third quarter of 2025.
- The company achieved a Return on Average Assets (ROAA) of 1.30% for the third quarter of 2025.
- Net interest income increased to $271.8 million for the third quarter of 2025, with a net interest margin of 3.47%.
- Capital ratios continued to grow, reaching 12.1% for CET1 and 16.1% for Total Capital at September 30, 2025.
- During the third quarter of 2025, the company repurchased 87,087 shares of its common stock for an aggregate purchase price of $7.1 million.
Oct 22, 2025, 8:05 PM
Texas Capital Bancshares, Inc. Announces Third Quarter 2025 Results
TCBI
Earnings
Share Buyback
Revenue Acceleration/Inflection
- Texas Capital Bancshares, Inc. reported record-level net income of $105.2 million and record-level diluted earnings per share of $2.18 for the third quarter of 2025.
- The company achieved a Return on Average Assets (ROAA) of 1.30% for the third quarter of 2025.
- Net income available to common stockholders for Q3 2025 was $100.9 million, a significant increase from $73.0 million in Q2 2025 and a net loss of $65.6 million in Q3 2024.
- Capital ratios showed growth, with CET1 at 12.1% and Total Capital at 16.1% as of September 30, 2025.
- The company repurchased 87,087 shares of its common stock for an aggregate of $7.1 million during the third quarter of 2025.
Oct 22, 2025, 8:05 PM
Quarterly earnings call transcripts for TEXAS CAPITAL BANCSHARES INC/TX.
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