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FLC Capital Advisors

CIK:0001713697
Investment Adviser
$710M AUM
211 holdings
Palm Desert, CA, United States
Founded:2013
9 employees
Latest filing:Sep 30, 2025

FLC Capital Advisors is a registered investment adviser headquartered in Palm Desert, California. Founded in 2013, the firm provides investment management and advisory services primarily to individual clients, including both high net worth and other retail investors. It manages approximately $709.9 million in assets and employs 9 people, split between investment professionals and brokers. The firm emphasizes serving private wealth clients with customized portfolio solutions and has experience across various market sectors.

Investment Strategy

FLC Capital Advisors focuses on long-term asset management through diversified portfolios, emphasizing strategic allocation to equity and fixed income securities, primarily for individuals and high net worth clients. The firm’s approach appears to leverage both discretionary and non-discretionary asset management, favoring large-cap equities and broad market sectors, with substantial allocations to ETFs and blue-chip companies. Portfolio turnover reflects responsive adjustments to market trends, and the firm often acts as a net buyer of securities during periods of opportunity. Investment decisions are guided by risk management, asset preservation, and tailored financial planning for its clientele.

Top Buys
A
AAPLAPPLE INC
+$4.3M
S
SCHGSCHWAB STRATEGIC TR
+$2.1M
G
GOOGLALPHABET INC
+$2.0M
S
SCHOSCHWAB STRATEGIC TR
+$1.7M
G
GOOGALPHABET INC
+$1.5M
Top Sells
H
HIIHUNTINGTON INGALLS INDS INC
-$364.6K
G
GDGENERAL DYNAMICS CORP
-$316.9K
R
RTXRTX CORPORATION
-$294.3K
P
PMPHILIP MORRIS INTL INC
-$292.3K
P
PFFVGLOBAL X FDS
-$252.5K

Top Holdings

S
SCHOSCHWAB STRATEGIC TR
+7.2%$37.2M
S
SCHRSCHWAB STRATEGIC TR
+7.1%$36.8M
S
SCHGSCHWAB STRATEGIC TR
+6.6%$34.2M
V
VTVVANGUARD INDEX FDS
+6.5%$33.8M
A
AAPLAPPLE INC
+4.0%$20.5M

Equity Positions (208)

TickerSecurityWeightMarket ValueSharesAvg CostPriceChange (QoQ)
S
SCHO
SCHWAB STRATEGIC TR7.21%$37.2M1,525,261$24.23$24.40+$1.7M
S
SCHR
SCHWAB STRATEGIC TR7.12%$36.8M1,462,838$25.18$25.13+$1.4M
S
SCHG
SCHWAB STRATEGIC TR6.63%$34.2M1,072,853$14.90$31.91+$2.1M
V
VTV
VANGUARD INDEX FDS6.55%$33.8M181,229$144.97$186.49+$1.3M
A
AAPL
APPLE INC3.96%$20.5M80,316$74.37$254.63+$4.3M

Industry Allocation

SERVICES-COMPUTER PROGRAMMING, DATA PROCESSING, ETC.
+4.6%
ELECTRONIC COMPUTERS
+4.0%
PHARMACEUTICAL PREPARATIONS
+3.0%
SERVICES-PREPACKAGED SOFTWARE
+2.7%
PETROLEUM REFINING
+2.3%