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HANMI FINANCIAL (HAFC)

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Earnings summaries and quarterly performance for HANMI FINANCIAL.

Recent press releases and 8-K filings for HAFC.

Hanmi Financial Corp Reports Q4 2025 Financial Results
HAFC
Earnings
Dividends
Share Buyback
  • Hanmi Financial Corp (HAFC) reported net income of $21.2 million and diluted EPS of $0.70 for Q4 2025.
  • The company's net interest income was $62.9 million with a net interest margin (NIM) of 3.28% for Q4 2025.
  • Loans receivable increased to $6.56 billion, and deposits were $6.68 billion at December 31, 2025.
  • Asset quality remained strong, with nonperforming assets to total assets at 0.26% and nonperforming loans to total loans at 0.28% for Q4 2025.
  • Tangible common equity to tangible assets (TCE/TA) was 9.99%, and tangible book value per share (TBVPS) increased to $26.27 at the end of Q4 2025, with the company returning $10.1 million to shareholders through share repurchases and dividends.
4 days ago
Hanmi Financial Increases Cash Dividend and Expands Share Repurchase Authorization
HAFC
Dividends
Share Buyback
  • Hanmi Financial Corporation declared a cash dividend of $0.28 per share for the 2026 first quarter, marking a 4% increase from the prior quarter.
  • The dividend is scheduled for payment on February 25, 2026, to stockholders of record as of February 9, 2026.
  • The company expanded its existing share repurchase authorization by 1.5 million shares, increasing the total capacity to approximately 2.3 million shares, which represents 7.8% of shares outstanding as of December 31, 2025.
Jan 29, 2026, 1:00 PM
Hanmi Financial Corporation Announces Q4 and Full Year 2025 Results
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation reported net income of $21.2 million, or $0.70 per diluted share, for Q4 2025, and $76.1 million, or $2.51 per diluted share, for the full year 2025, representing a 22% increase in full-year net income.
  • For the full year 2025, the company achieved 5% loan growth and 3.8% deposit growth, with net interest margin expanding by 37 basis points for the year and six basis points to 3.28% in Q4 2025.
  • Asset quality remained strong, with non-performing assets at 0.26% of total assets and allowance for credit losses at 1.07% of total loans as of Q4 2025.
  • The company returned $42 million of capital to shareholders in 2025 through $9 million in share repurchases and $33 million in dividends, and tangible common equity per share increased 2.5% to $26.27.
  • For 2026, Hanmi expects low to mid-single-digit loan growth, continued deposit growth, and anticipates mid-single-digit expense growth.
Jan 27, 2026, 10:00 PM
Hanmi Financial Corporation Reports Strong Q4 and Full Year 2025 Results
HAFC
Earnings
Guidance Update
Dividends
  • Hanmi Financial Corporation (HAFC) reported net income of $21.2 million, or $0.70 per diluted share, for Q4 2025, and $76.1 million, or $2.51 per diluted share, for the full year 2025, marking a 22% increase year-over-year.
  • For the full year 2025, HAFC achieved 5% loan growth totaling $312 million and expanded its net interest margin by 37 basis points, reaching 3.28% in Q4 2025. Deposits grew by 3.8% in 2025, with non-interest-bearing deposits remaining at approximately 30% of total bank deposits.
  • The company demonstrated disciplined expense management, improving its efficiency ratio to 54.7% for the full year 2025, and returned $42 million of capital to shareholders through share repurchases and dividends.
  • Looking ahead to 2026, HAFC expects low to mid-single-digit loan growth, continued deposit growth, and ongoing net interest margin expansion.
Jan 27, 2026, 10:00 PM
Hanmi Financial Corporation Reports Q4 and Full Year 2025 Results
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation (HAFC) reported Q4 2025 net income of $21.2 million, or $0.70 per diluted share, contributing to a full-year 2025 net income of $76.1 million, or $2.51 per diluted share, which is a 22% increase year-over-year.
  • For the full year 2025, the company achieved 5% loan growth and 3.8% deposit growth, with the net interest margin expanding by 37 basis points year-over-year to 3.28% in Q4 2025.
  • HAFC returned $42 million to shareholders in 2025, comprising $9 million in share repurchases and $33 million in dividends. In Q4 2025, 73,600 shares were repurchased at an average price of $26.75.
  • For 2026, the company expects low to mid-single-digit loan growth, continued deposit growth, and disciplined expense management with an anticipated mid-single-digit increase in expenses.
Jan 27, 2026, 10:00 PM
Hanmi Financial Corporation Reports Q4 and Full Year 2025 Results
HAFC
Earnings
Dividends
Share Buyback
  • Hanmi Financial Corporation reported net income of $21.2 million, or $0.70 per diluted share, for the fourth quarter of 2025, compared to $22.1 million, or $0.73 per diluted share, in the third quarter of 2025.
  • For the full year 2025, net income was $76.1 million, or $2.51 per diluted share, representing a 22% increase from $62.2 million, or $2.05 per diluted share, in 2024.
  • Key profitability metrics for Q4 2025 included a return on average assets of 1.07%, a return on average equity of 10.14%, and a net interest margin of 3.28%.
  • The company's loans receivable increased to $6.56 billion by December 31, 2025, up 0.5% from the prior quarter, with asset quality remaining strong as nonperforming loans represented 0.28% of total loans.
  • Hanmi returned $10.1 million of capital to shareholders in Q4 2025 through share repurchases and dividends, maintaining a strong capital position with a tangible common equity to tangible assets ratio of 9.99%.
Jan 27, 2026, 9:05 PM
Hanmi Financial Reports Strong Full-Year 2025 Results
HAFC
Earnings
Dividends
Share Buyback
  • Hanmi Financial Corporation reported net income of $21.2 million or $0.70 per diluted share for the fourth quarter of 2025, a slight decrease from $22.1 million or $0.73 per diluted share in the third quarter of 2025.
  • For the full year 2025, net income was $76.1 million or $2.51 per diluted share, representing a 22% increase compared to $62.2 million or $2.05 per diluted share in 2024.
  • The company achieved net interest margin expansion to 3.28% in Q4 2025, up six basis points from the prior quarter, driven by lower interest expense on interest-bearing deposits.
  • Loans receivable increased to $6.56 billion by December 31, 2025, up 0.5% from the prior quarter, and nonperforming loans improved to 0.28% of total loans.
  • Hanmi returned $10.1 million of capital to shareholders in Q4 2025 through share repurchases and dividends, maintaining a strong tangible common equity to tangible assets ratio of 9.99%.
Jan 27, 2026, 9:05 PM
Hanmi Financial Corp. Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Share Buyback
Revenue Acceleration/Inflection
  • Hanmi Financial Corp. reported strong third quarter 2025 financial results, with net income of $22.1 million and diluted earnings per share of $0.73.
  • The company's loans receivable increased 3.5% quarter-over-quarter to $6.53 billion, and deposits grew 0.6% to $6.77 billion as of September 30, 2025.
  • Asset quality improved, with nonperforming assets decreasing 17.7% from the previous quarter to $21.4 million, representing 0.27% of total assets as of September 30, 2025.
  • Capital remained strong, with a tangible common equity to tangible assets ratio of 9.80% and a common equity tier 1 capital ratio of 12.01% as of September 30, 2025.
  • Hanmi also repurchased 199,698 common shares at a weighted average price of $23.45 during the third quarter of 2025.
Nov 14, 2025, 1:00 PM
Hanmi Financial Corporation Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, compared to $15.1 million and $0.50, respectively, in the second quarter. The net interest margin expanded by 15 basis points to 3.22%.
  • Total loans increased to $6.53 billion, a 3.5% linked-quarter increase, driven by a 73% increase in loan production to $571 million. Deposits also increased by 0.6% in the third quarter, or 2.2% annualized.
  • Asset quality improved, with credit loss expense decreasing by $5.5 million to $2.1 million in Q3 2025, and the company recognized $500,000 in net loan recoveries compared to net loan charge-offs of $11.4 million in the prior quarter. The efficiency ratio declined to a two-year low of 52.65%.
  • The company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter. HAFC is positioned to maintain momentum, with a revised full-year loan growth forecast in the mid-single-digit range, an increase from its previous low to mid-single-digit guidance.
Oct 21, 2025, 9:00 PM
Hanmi Financial Corporation Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation reported net income of $22.1 million and diluted EPS of $0.73 for Q3 2025, significantly up from $15.1 million and $0.50, respectively, in the prior quarter.
  • Total loans increased 3.5% linked-quarter to $6.53 billion, with loan production surging 73% to $571 million.
  • The net interest margin expanded by 15 basis points to 3.22%, attributed to higher loan yields and reduced funding costs.
  • Asset quality improved with a credit loss expense of $2.1 million, down from $7.6 million in Q2 2025, and the company recorded net loan recoveries of $500,000.
  • The efficiency ratio reached a two-year low of 52.65%, and the company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter.
Oct 21, 2025, 9:00 PM

Quarterly earnings call transcripts for HANMI FINANCIAL.