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HANMI FINANCIAL (HAFC)

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Earnings summaries and quarterly performance for HANMI FINANCIAL.

Recent press releases and 8-K filings for HAFC.

Hanmi Financial Corp. Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Share Buyback
Revenue Acceleration/Inflection
  • Hanmi Financial Corp. reported strong third quarter 2025 financial results, with net income of $22.1 million and diluted earnings per share of $0.73.
  • The company's loans receivable increased 3.5% quarter-over-quarter to $6.53 billion, and deposits grew 0.6% to $6.77 billion as of September 30, 2025.
  • Asset quality improved, with nonperforming assets decreasing 17.7% from the previous quarter to $21.4 million, representing 0.27% of total assets as of September 30, 2025.
  • Capital remained strong, with a tangible common equity to tangible assets ratio of 9.80% and a common equity tier 1 capital ratio of 12.01% as of September 30, 2025.
  • Hanmi also repurchased 199,698 common shares at a weighted average price of $23.45 during the third quarter of 2025.
Nov 14, 2025, 1:00 PM
Hanmi Financial Corporation Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, compared to $15.1 million and $0.50, respectively, in the second quarter. The net interest margin expanded by 15 basis points to 3.22%.
  • Total loans increased to $6.53 billion, a 3.5% linked-quarter increase, driven by a 73% increase in loan production to $571 million. Deposits also increased by 0.6% in the third quarter, or 2.2% annualized.
  • Asset quality improved, with credit loss expense decreasing by $5.5 million to $2.1 million in Q3 2025, and the company recognized $500,000 in net loan recoveries compared to net loan charge-offs of $11.4 million in the prior quarter. The efficiency ratio declined to a two-year low of 52.65%.
  • The company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter. HAFC is positioned to maintain momentum, with a revised full-year loan growth forecast in the mid-single-digit range, an increase from its previous low to mid-single-digit guidance.
Oct 21, 2025, 9:00 PM
Hanmi Financial Corporation Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation reported net income of $22.1 million and diluted EPS of $0.73 for Q3 2025, significantly up from $15.1 million and $0.50, respectively, in the prior quarter.
  • Total loans increased 3.5% linked-quarter to $6.53 billion, with loan production surging 73% to $571 million.
  • The net interest margin expanded by 15 basis points to 3.22%, attributed to higher loan yields and reduced funding costs.
  • Asset quality improved with a credit loss expense of $2.1 million, down from $7.6 million in Q2 2025, and the company recorded net loan recoveries of $500,000.
  • The efficiency ratio reached a two-year low of 52.65%, and the company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter.
Oct 21, 2025, 9:00 PM
Hanmi Financial Corporation Reports Strong Q3 2025 Results with Increased Net Income and Loan Growth
HAFC
Earnings
Guidance Update
Share Buyback
  • Hanmi Financial Corporation (HAFC) reported Q3 2025 net income of $22.1 million, or $0.73 per diluted share, a significant increase from $15.1 million and $0.50 respectively in Q2.
  • The company achieved 3.5% linked-quarter loan growth, with total loans reaching $6.53 billion, driven by a 73% increase in loan production to $571 million, notably $211 million in new C&I loans. Deposits also grew by 0.6%.
  • Net interest margin expanded by 15 basis points to 3.22%, and the efficiency ratio declined to a two-year low of 52.65%, reflecting improved operating leverage.
  • Asset quality improved with net loan recoveries of $500,000 in Q3, compared to net loan charge-offs of $11.4 million in Q2, and credit loss expense decreased to $2.1 million.
  • HAFC maintained strong capital ratios, with a preliminary common equity Tier 1 ratio of 12%, and repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter.
Oct 21, 2025, 9:00 PM
Hanmi Financial Corporation Reports Strong Third Quarter 2025 Results
HAFC
Earnings
Share Buyback
Revenue Acceleration/Inflection
  • Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, a significant increase from $15.1 million, or $0.50 per diluted share, in the second quarter of 2025.
  • The company's profitability metrics improved, with a return on average assets of 1.12% and a return on average equity of 10.69%, while the net interest margin expanded by 15 basis points to 3.22%.
  • Loans receivable increased to $6.53 billion at September 30, 2025, up 3.5% from the prior quarter, supported by $570.8 million in loan production. Deposits also grew to $6.77 billion.
  • Asset quality showed improvement, with nonperforming assets decreasing 17.7% to $21.4 million and criticized loans declining 2.6% to $45.4 million at September 30, 2025.
  • Hanmi maintained a strong capital position, evidenced by a tangible common equity to tangible assets ratio of 9.80%, and repurchased 199,698 common shares during the quarter.
Oct 21, 2025, 8:23 PM
Hanmi Financial Reports Strong Q3 2025 Results
HAFC
Earnings
Share Buyback
Revenue Acceleration/Inflection
  • Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, representing a 45.9% increase from the second quarter of 2025.
  • The company's profitability ratios improved, with return on average assets at 1.12% and return on average equity at 10.69% for Q3 2025.
  • Net interest margin expanded by 15 basis points to 3.22%, and preprovision net revenue increased 16.4% quarter-over-quarter.
  • Loans receivable grew 3.5% to $6.53 billion and deposits increased 0.6% to $6.77 billion at September 30, 2025, with loan production reaching $571 million.
  • Credit quality improved, as nonperforming assets decreased 17.7% to $21.4 million (0.27% of loans) and criticized loans declined 2.6% to $45.4 million (0.69% of total loans) at September 30, 2025. The company also repurchased 199,698 common shares during the quarter.
Oct 21, 2025, 8:05 PM