Earnings summaries and quarterly performance for HANMI FINANCIAL.
Executive leadership at HANMI FINANCIAL.
Bonita I. Lee
President and Chief Executive Officer
Anthony Kim
Senior Executive Vice President and Chief Banking Officer
Joseph Pangrazio
Senior Vice President and Chief Accounting Officer
Matthew D. Fuhr
Executive Vice President and Chief Credit Officer
Michael Du
Executive Vice President and Chief Risk Officer
Romolo C. Santarosa
Senior Executive Vice President and Chief Financial Officer
Board of directors at HANMI FINANCIAL.
Christie K. Chu
Director
Christine P. Ball
Director
Daniel J. Medici
Director
David L. Rosenblum
Vice Chairman of the Board
Gideon Yu
Director
Gloria J. Lee
Director
Harry H. Chung
Director
James A. Marasco
Director
John J. Ahn
Chairman of the Board
Michael M. Yang
Director
Thomas J. Williams
Director
Research analysts who have asked questions during HANMI FINANCIAL earnings calls.
Kelly Motta
Keefe, Bruyette & Woods
4 questions for HAFC
Adam Butler
Piper Sandler
2 questions for HAFC
Ahmad Hasan
D.A. Davidson & Co.
2 questions for HAFC
Gary Tenner
D.A. Davidson & Co.
2 questions for HAFC
Matthew Erdner
JonesTrading Institutional Services
2 questions for HAFC
Adam Kroll
Piper Sandler Companies
1 question for HAFC
Matthew Clark
Piper Sandler
1 question for HAFC
Recent press releases and 8-K filings for HAFC.
- Hanmi Financial Corp. reported strong third quarter 2025 financial results, with net income of $22.1 million and diluted earnings per share of $0.73.
- The company's loans receivable increased 3.5% quarter-over-quarter to $6.53 billion, and deposits grew 0.6% to $6.77 billion as of September 30, 2025.
- Asset quality improved, with nonperforming assets decreasing 17.7% from the previous quarter to $21.4 million, representing 0.27% of total assets as of September 30, 2025.
- Capital remained strong, with a tangible common equity to tangible assets ratio of 9.80% and a common equity tier 1 capital ratio of 12.01% as of September 30, 2025.
- Hanmi also repurchased 199,698 common shares at a weighted average price of $23.45 during the third quarter of 2025.
- Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, compared to $15.1 million and $0.50, respectively, in the second quarter. The net interest margin expanded by 15 basis points to 3.22%.
- Total loans increased to $6.53 billion, a 3.5% linked-quarter increase, driven by a 73% increase in loan production to $571 million. Deposits also increased by 0.6% in the third quarter, or 2.2% annualized.
- Asset quality improved, with credit loss expense decreasing by $5.5 million to $2.1 million in Q3 2025, and the company recognized $500,000 in net loan recoveries compared to net loan charge-offs of $11.4 million in the prior quarter. The efficiency ratio declined to a two-year low of 52.65%.
- The company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter. HAFC is positioned to maintain momentum, with a revised full-year loan growth forecast in the mid-single-digit range, an increase from its previous low to mid-single-digit guidance.
- Hanmi Financial Corporation reported net income of $22.1 million and diluted EPS of $0.73 for Q3 2025, significantly up from $15.1 million and $0.50, respectively, in the prior quarter.
- Total loans increased 3.5% linked-quarter to $6.53 billion, with loan production surging 73% to $571 million.
- The net interest margin expanded by 15 basis points to 3.22%, attributed to higher loan yields and reduced funding costs.
- Asset quality improved with a credit loss expense of $2.1 million, down from $7.6 million in Q2 2025, and the company recorded net loan recoveries of $500,000.
- The efficiency ratio reached a two-year low of 52.65%, and the company repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter.
- Hanmi Financial Corporation (HAFC) reported Q3 2025 net income of $22.1 million, or $0.73 per diluted share, a significant increase from $15.1 million and $0.50 respectively in Q2.
- The company achieved 3.5% linked-quarter loan growth, with total loans reaching $6.53 billion, driven by a 73% increase in loan production to $571 million, notably $211 million in new C&I loans. Deposits also grew by 0.6%.
- Net interest margin expanded by 15 basis points to 3.22%, and the efficiency ratio declined to a two-year low of 52.65%, reflecting improved operating leverage.
- Asset quality improved with net loan recoveries of $500,000 in Q3, compared to net loan charge-offs of $11.4 million in Q2, and credit loss expense decreased to $2.1 million.
- HAFC maintained strong capital ratios, with a preliminary common equity Tier 1 ratio of 12%, and repurchased 199,698 common shares at a weighted average price of $23.45 during the quarter.
- Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, a significant increase from $15.1 million, or $0.50 per diluted share, in the second quarter of 2025.
- The company's profitability metrics improved, with a return on average assets of 1.12% and a return on average equity of 10.69%, while the net interest margin expanded by 15 basis points to 3.22%.
- Loans receivable increased to $6.53 billion at September 30, 2025, up 3.5% from the prior quarter, supported by $570.8 million in loan production. Deposits also grew to $6.77 billion.
- Asset quality showed improvement, with nonperforming assets decreasing 17.7% to $21.4 million and criticized loans declining 2.6% to $45.4 million at September 30, 2025.
- Hanmi maintained a strong capital position, evidenced by a tangible common equity to tangible assets ratio of 9.80%, and repurchased 199,698 common shares during the quarter.
- Hanmi Financial Corporation reported net income of $22.1 million, or $0.73 per diluted share, for the third quarter of 2025, representing a 45.9% increase from the second quarter of 2025.
- The company's profitability ratios improved, with return on average assets at 1.12% and return on average equity at 10.69% for Q3 2025.
- Net interest margin expanded by 15 basis points to 3.22%, and preprovision net revenue increased 16.4% quarter-over-quarter.
- Loans receivable grew 3.5% to $6.53 billion and deposits increased 0.6% to $6.77 billion at September 30, 2025, with loan production reaching $571 million.
- Credit quality improved, as nonperforming assets decreased 17.7% to $21.4 million (0.27% of loans) and criticized loans declined 2.6% to $45.4 million (0.69% of total loans) at September 30, 2025. The company also repurchased 199,698 common shares during the quarter.
Quarterly earnings call transcripts for HANMI FINANCIAL.
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