Jade Rahmani

Steven Delaney

John Nickodemus

Steve Delaney

Tom Catherwood

William Catherwood

Chris Muller

Matthew Howlett

Randolph Binner

Randy Binner

Stephen Laws

- Ladder Capital Corp generated **distributable earnings of $32.1 million** or **$0.25 per share** in Q3 2025, achieving an **8.3% return on equity**.  **[0001577670_2201282_1]** **[0001577670_2201282_3]** 
- The company experienced a significant acceleration in loan originations, with **$511 million** in new loans across **17 transactions** at a weighted average spread of **279 basis points**, marking its highest quarterly origination volume in over three years.  **[0001577670_2201282_1]**  The loan portfolio grew by approximately **$354 million** to **$1.9 billion**.  **[0001577670_2201282_1]** 
- Ladder successfully closed its inaugural **$500 million** five-year investment-grade unsecured bond offering at a rate of **5.5%**, which strengthened its balance sheet and is expected to lower borrowing costs.  **[0001577670_2201282_1]** **[0001577670_2201282_3]**  As of quarter-end, **75% of Ladder's debt** consists of unsecured corporate bonds.  **[0001577670_2201282_1]** **[0001577670_2201282_3]** 
- The company maintained **$879 million in liquidity** and repurchased **$1.9 million** of common stock in Q3 2025, while declaring a **$0.23 per share dividend**.  **[0001577670_2201282_2]** **[0001577670_2201282_3]** 
- Management expects **Q4 loan originations to exceed Q3 production** and plans to add **$1 billion to $2 billion** of assets net to the balance sheet, anticipating improved ROE and earnings by reinvesting from lower-yielding securities into higher-yielding loans.  **[0001577670_2201282_2]** **[0001577670_2201282_7]** **[0001577670_2201282_8]**

Ladder Capital Corp Reports Q3 2025 Results, Highlights Strong Loan Originations and Investment-Grade Bond Offering

- Ladder Capital Corp reported **distributable earnings of $32.1 million** or **$0.25 per share** for Q3 2025, achieving an **8.3% return on equity**.  **[0001577670_2201237_1]** **[0001577670_2201237_3]** 
- The company experienced a significant acceleration in loan originations, with **$511 million** in new loans across **17 transactions** in Q3 2025, marking its highest quarterly volume in over three years and contributing to a **$354 million** net growth in the loan portfolio to **$1.9 billion**.  **[0001577670_2201237_1]** 
- Ladder successfully closed its inaugural **$500 million** five-year investment-grade unsecured bond offering at a rate of **5.5%**, which strengthened its balance sheet and resulted in **75% of its debt** being comprised of unsecured corporate bonds.  **[0001577670_2201237_1]** **[0001577670_2201237_3]** 
- Management expects Q4 loan originations to exceed Q3 production and anticipates growing the loan portfolio by **$1 billion to $2 billion** net, aiming to shift capital from securities to higher-yielding loans to improve profitability.  **[0001577670_2201237_2]** **[0001577670_2201237_7]** **[0001577670_2201237_8]** 
- In Q3 2025, Ladder repurchased **$1.9 million** of common stock and declared a **$0.23 per share** dividend, which was paid on October 15, 2025.  **[0001577670_2201237_3]**

Ladder Capital Corp Reports Q3 2025 Earnings, Strong Loan Originations, and Successful Investment-Grade Bond Offering

Ladder Capital (LADR)