Earnings summaries and quarterly performance for METLIFE.
Executive leadership at METLIFE.
Michel A. Khalaf
Detailed
President and Chief Executive Officer
CEO
AO
Adrienne O'Neill
Detailed
Executive Vice President and Chief Accounting Officer
BP
Bill Pappas
Detailed
Executive Vice President and Head of Global Technology and Operations
EC
Eric Clurfain
Detailed
Regional President, Latin America
JD
John D. McCallion
Detailed
Executive Vice President and Chief Financial Officer
LO
Lyndon Oliver
Detailed
Regional President, Asia
MD
Marlene Debel
Detailed
Executive Vice President and Chief Risk Officer
MR
Michael Roberts
Detailed
Executive Vice President and Chief Marketing Officer
MC
Monica Curtis
Detailed
Executive Vice President and Chief Legal Officer
NG
Nuria Garcia
Detailed
Regional President, EMEA
RT
Ramy Tadros
Detailed
Regional President, U.S. Business and Head of MetLife Holdings
SS
Shurawl Sibblies
Detailed
Executive Vice President and Chief Human Resources Officer
Board of directors at METLIFE.
CA
Carla A. Harris
Detailed
Director
CM
Carlos M. Gutierrez
Detailed
Director
CM
Christian Mumenthaler
Detailed
Director
DM
Denise M. Morrison
Detailed
Director
DL
Diana L. McKenzie
Detailed
Director
JC
Jeh C. Johnson
Detailed
Director
LJ
Laura J. Hay
Detailed
Director
MA
Mark A. Weinberger
Detailed
Director
RG
R. Glenn Hubbard
Detailed
Chairman of the Board
WE
William E. Kennard
Detailed
Director
Research analysts who have asked questions during METLIFE earnings calls.
Suneet Kamath
Jefferies
8 questions for MET
Also covers: AFL, AMP, BHF +12 more
WC
Wesley Carmichael
Autonomous Research
8 questions for MET
Also covers: ACGL, AFL, BHF +16 more
Joel Hurwitz
Dowling & Partners Securities, LLC
7 questions for MET
Also covers: AFL, CNO, CRBG +9 more
Ryan Krueger
KBW
7 questions for MET
Also covers: AFL, AMP, ASGN +14 more
TG
Thomas Gallagher
Evercore
7 questions for MET
Also covers: AFL, AMP, BHF +13 more
Alex Scott
Barclays PLC
5 questions for MET
Also covers: ACGL, AFL, AIG +29 more
JB
Jimmy Bhullar
JPMorgan Chase & Co.
4 questions for MET
Also covers: ACGL, AFL, ALL +12 more
EG
Elyse Greenspan
Wells Fargo
3 questions for MET
Also covers: ACGL, AFL, AHL +30 more
JB
Jamminder Bhullar
JPMorgan Chase & Co.
3 questions for MET
Also covers: ACGL, AFL, ALL +13 more
CM
Cave Montazeri
Deutsche Bank
2 questions for MET
Also covers: ACGL, AHL, AJG +4 more
TG
Tom Gallagher
Evercore ISI
2 questions for MET
Also covers: AMP, EQH, PFG +2 more
Wilma Burdis
Raymond James Financial
2 questions for MET
Also covers: AFL, ALTI, AMP +16 more
Wilma Jackson Burdis
Raymond James
2 questions for MET
Also covers: AFL, ALTI, AMP +12 more
JB
John Barnidge
Piper Sandler
1 question for MET
Also covers: AFL, AIZ, AMP +15 more
NA
Nick Anido
Wells Fargo & Company
1 question for MET
Also covers: LNC
Recent press releases and 8-K filings for MET.
MetLife reports Q4 2025 results
MET
Earnings
Guidance Update
Share Buyback
- Adjusted EPS of $2.58 ex-notable items in Q4 (up 24% y/y) on $1.6 billion of adjusted earnings; full-year 2025 adjusted EPS was $8.89 (+10% y/y) on $6.0 billion of adjusted earnings ex-notables.
- Adjusted premiums, fees & other revenues (PFOs) rose 8% to $12.8 billion in Q4 (29% to $18.6 billion including PRT); segment Q4 adjusted earnings were Group Benefits $465 million (+12%), RIS $454 million (+18%), Asia $444 million (+1% cc), Latin America $227 million (+13%), EMEA $97 million (+64%).
- Strong capital management with $3.6 billion of holding-company liquidity at year-end, retirement of $500 million debt, $430 million of share buybacks and $370 million of dividends in Q4, plus an additional $200 million repurchased in January.
- 2026 outlook targets: double-digit adjusted EPS growth, 15%–17% ROE, 65%–75% two-year average free cash flow ratio, 12.1% direct expense ratio and $1.6 billion of pre-tax variable investment income.
1 day ago
MetLife reports Q4 2025 results and outlines 2026 guidance
MET
Earnings
Guidance Update
- Adjusted EPS of $2.49 and $2.58 ex-notables, up 24% YoY, with $1.6 billion in adjusted earnings in Q4 2025.
- Full-year 2025 adjusted EPS of $8.89, up ~10%, with 16% adjusted ROE and 11.7% direct expense ratio—both ahead of targets.
- PFOs rose 8% to $12.8 billion in Q4 (29% including retained PRT), driven by robust volume growth across businesses.
- Q4 segment adjusted earnings: Group Benefits $465 million, Retirement & Income Solutions $454 million, Asia $444 million, Latin America $227 million, EMEA $97 million, and MetLife Investment Management $60 million.
- 2026 guidance includes double-digit adjusted EPS growth, 15%–17% ROE, a 65%–75% free cash flow ratio, ~12.1% direct expense ratio, and ~$1.6 billion pre-tax variable investment income.
1 day ago
MetLife reports Q4 2025 results
MET
Earnings
- MetLife delivered 10% adjusted EPS growth and achieved an adjusted ROE of 16.0% in FY25, surpassing targets, with FY25 adjusted EPS of $8.83 per share.
- Q4 2025 adjusted earnings excluding notable items rose 18% YoY to $1,709 million ( $2.58 per share), driven by underwriting and investment margin expansion across core segments.
- FY25 free cash flow ratio reached 81%, above the 65–75% target; direct expense ratio improved to 11.7%, beating the 12.1% goal.
- Q4 variable investment income was $393 million (pre-tax), including $497 million from private equity, contributing to $1.187 billion VII for FY25 (post-tax).
- Segment adjusted earnings ex-notable items in Q4: Group Benefits +12% to $465 million; Retirement & Income Solutions +18% to $454 million; EMEA +64% to $97 million; MetLife Investment Management +275% to $60 million.
1 day ago
MetLife reports Q4 2025 earnings and provides 2026 guidance
MET
Earnings
Guidance Update
Share Buyback
- Q4 adjusted EPS of $2.58, up 24% year-over-year, and full-year adjusted EPS of $8.89, up roughly 10%; 2025 adjusted ROE was 16% (target 15%-17%) and direct expense ratio improved to 11.7% (target 11.3%).
- Q4 adjusted earnings by segment: Group Benefits $465 M, Retirement & Income Solutions $454 M, Asia $444 M, Latin America $227 M, EMEA $97 M, MetLife Investment Management $60 M; 2024-25 two-year average free cash flow ratio was 81% (target 65%-75%).
- In 2025 MetLife returned ~$4.4 B to shareholders (common repurchases $2.9 B, dividends $1.5 B), funded $1.2 B of acquisitions including PineBridge, and ended Q4 with $3.6 B of holding company liquidity; 2026 repurchases expected in line with 2025.
- 2026 outlook: double-digit adjusted EPS growth, adjusted ROE 15%-17%, direct expense ratio ~12.1%, pre-tax variable investment income ~$1.6 B; segment forecasts include Group Benefits earnings growth of 7%-9%, RIS earnings of $1.6 B–$1.8 B, and MIM adjusted earnings of $240 M–$280 M.
1 day ago
MetLife announces full year and Q4 2025 results
MET
Earnings
- Full-year 2025 net income of $3.2 billion (or $4.71 per share); adjusted EPS (ex-items) up 10% to $8.89; PFOs up 10% to $57.6 billion (adjusted PFOs ex-PRT +5% to $49.8 billion)
- Q4 2025 net income of $778 million (or $1.17 per share); adjusted EPS (ex-items) +24% to $2.58; PFOs +29% to $18.7 billion (adjusted PFOs ex-PRT +8% to $12.8 billion)
- Book value per share rose 14% to $39.02 (adjusted +4% to $57.07); returned $4.4 billion to shareholders; holding company cash/liquid assets of $3.6 billion at year-end
- Net investment income up 10% to $5.9 billion in Q4, including $497 million of variable investment income
2 days ago
MetLife reports full year and 4Q 2025 results
MET
Earnings
- $3.2 billion net income for 2025 (EPS $4.71) and 10% adjusted EPS growth to $8.89.
- Q4 net income of $778 million (EPS $1.17) with 24% adjusted EPS growth to $2.58; PFOs up 29% to $18.7 billion (adjusted PFOs excluding PRT up 8% to $12.8 billion).
- 2025 PFOs rose 10% to $57.6 billion (adjusted PFOs excluding PRT up 5% to $49.8 billion).
- Full year ROE of 12.9% (adjusted ROE 16%); Q4 ROE 12.0% (adjusted ROE 17.6%).
- Returned nearly $4.4 billion to shareholders; holding company cash of $3.6 billion at year end.
2 days ago
MetLife completes acquisition of PineBridge Investments
MET
M&A
Management Change
- MetLife Investment Management closed its acquisition of PineBridge Investments on December 30, 2025, creating a combined asset management platform with $734.7 billion in pro forma assets under management as of September 30, 2025.
- Brian Funk, president of MetLife Investment Management, will lead the combined business, reflecting a new senior leadership team drawn from both organizations.
- More than half of the acquired assets are held by non-U.S. investors (one-third in Asia); the deal excludes PineBridge’s private equity funds group and its joint venture in China.
Dec 30, 2025, 11:03 AM
MetLife completes PineBridge deal, forms $734.7B asset manager
MET
M&A
- On Dec. 30, 2025, MetLife Investment Management closed its acquisition of PineBridge Investments, adding roughly $100 billion of assets and creating a combined institutional asset manager with about $734.7 billion in pro forma AUM.
- The deal, valued at up to $1.2 billion with $800 million paid upfront, excludes PineBridge’s private equity funds group and China joint venture, and brings expanded alternatives capabilities in CLOs, direct lending and European real estate.
- The acquisition is central to MetLife’s “New Frontier” strategy to accelerate growth in asset management, diversify offerings and deepen its international footprint, notably across Asia and Europe.
- The transaction positions MIM among top-tier global asset managers and establishes a combined leadership team under president Brian Funk.
Dec 30, 2025, 10:33 AM
MetLife completes acquisition of PineBridge Investments
MET
M&A
- MetLife Investment Management closed its acquisition of PineBridge Investments on December 30, 2025, creating a combined business that manages $734.7 billion in assets .
- The deal advances MetLife’s New Frontier strategy, merging MIM’s institutional scale with PineBridge’s global footprint and specialization .
- Post-close leadership is consolidated under President Brian Funk, reporting to CFO and Head of MIM John McCallion .
- More than 50% of the acquired assets are held outside the U.S. (one-third in Asia); the transaction excludes PineBridge’s private equity funds group and its China joint venture .
Dec 30, 2025, 10:15 AM
Glenfarne completes acquisition of Chile solar and battery assets
MET
M&A
New Projects/Investments
- Glenfarne acquired four Chilean energy projects totaling 909 MW of capacity, including 588 MW of solar and 1.61 GWh of battery storage, from METLEN.
- The transaction was valued at $865 million including assumed debt, supported by a $1 billion+ financing package underwritten by Scotiabank, BNP Paribas, and Société Générale.
- Assets are located in Chile’s northern provinces—known for high solar irradiance—and BESS components are slated for completion in H1 2026 to optimize utilization.
- The deal enhances Glenfarne’s technology, geographic, and revenue diversification, adding high-quality, stable EBITDA to its portfolio.
Dec 23, 2025, 9:47 PM
Quarterly earnings call transcripts for METLIFE.
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