Sign in

    Regions Financial Corp (RF)

    Financials

    Updated Jul 18, 2025, 10:36 AM UTC
    Income Statement - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025Q2 2025
    Total Interest Income (USD, millions)6,8971,7241,762.001,820.00--1,725-
    Total Interest Expense (USD, millions)1,577540576.00602.00--531-
    Net Interest Income (USD, millions)5,3201,1841,186.001,218.00--1,194-
    Provision for Credit Losses (USD, millions)553152102.00113.00--124-
    Net Interest Income after Provision for Credit Losses (USD, millions)4,7671,0321,084.001,105.00--1,070-
    Total Non-Interest Income (USD, millions)2,256563545.00572.00--590-
    Total Non-Interest Expense (USD, millions)4,4161,1311,004.001,069.00--1,039-
    Income Before Income Taxes (USD, millions)2,607464625.00608.00--621-
    Income Tax Expense (USD, millions)53396124.00118.00--131-
    Net Income (USD, millions)2,074368501.00490.00--490-
    Net Income Available to Common Shareholders (USD, millions)1,976343477.00446.00--465-
    Balance Sheet - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025Q2 2025
    Cash and due from banks (USD, millions)2,6352,5272,9552,665--3,287-
    Interest-bearing deposits in other banks (USD, millions)4,1668,7235,5247,856--11,029-
    Debt securities held to maturity (USD, millions)7547437332,787--5,195-
    Debt securities available for sale (USD, millions)28,10427,88128,53728,698--25,942-
    Loans held for sale (USD, millions)400417552522--345-
    Loans, net of unearned income (USD, millions)98,37996,86297,50896,789--95,733-
    Allowance for loan losses (USD, millions)(1,576)(1,617)(1,621)(1,607)--(1,613)-
    Net loans (USD, millions)96,80395,24595,88795,182--94,120-
    Other earning assets (USD, millions)1,4171,4781,8441,625--1,412-
    Premises, equipment and software, net (USD, millions)1,6421,6351,6301,648--1,726-
    Interest receivable (USD, millions)614588608596--583-
    Goodwill (USD, millions)5,7335,7335,7335,733--5,733-
    Residential mortgage servicing rights at fair value (USD, millions)9061,0261,020971--979-
    Other identifiable intangible assets, net (USD, millions)205196187178--161-
    Other assets (USD, millions)8,8158,7178,8428,965--9,334-
    Total assets (USD, millions)152,194154,909154,052157,426--159,846-
    Non-interest-bearing deposits (USD, millions)42,36841,82440,92739,698--40,443-
    Interest-bearing deposits (USD, millions)85,42087,15885,68986,678--90,528-
    Total deposits (USD, millions)127,788128,982126,616126,376--130,971-
    Short-term borrowings (USD, millions)-1,0005131,500----
    Long-term borrowings (USD, millions)2,3303,3275,0836,016--6,019-
    Other liabilities (USD, millions)4,5834,5224,6384,807--4,289-
    Total liabilities (USD, millions)134,701137,831136,850138,699--141,279-
    Preferred stock (USD, millions)1,6591,6591,6591,715--1,715-
    Common stock (USD, millions)10101010--9-
    Additional paid-in capital (USD, millions)11,75711,66611,57511,438--11,161-
    Retained earnings (USD, millions)8,1868,3048,5618,778--9,299-
    Treasury stock, at cost (USD, millions)(1,371)(1,371)(1,371)(1,371)--(1,371)-
    Accumulated other comprehensive income (loss), net (USD, millions)(2,812)(3,224)(3,265)(1,894)--(2,283)-
    Total shareholders’ equity (USD, millions)17,42917,04417,16918,676--18,530-
    Noncontrolling interest (USD, millions)64343351--37-
    Total equity (USD, millions)17,49317,07817,20218,727--18,567-
    Total liabilities and equity (USD, millions)152,194154,909154,052157,426--159,846-
    Cash Flow - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025Q2 2025
    Net income (USD, millions)2,074368501.00490.00----
    Provision for credit losses (USD, millions)553152102.00113.00----
    Depreciation, amortization and accretion, net (USD, millions)2364841.0034.00----
    Securities (gains) losses, net (USD, millions)55050.0078.00----
    Deferred income tax expense (USD, millions)323513.00(15.00)----
    Originations and purchases of loans held for sale (USD, millions)(4,496)(1,280)(1,533.00)(1,630.00)----
    Proceeds from sales of loans held for sale (USD, millions)4,4401,2651,398.001,684.00----
    (Gain) loss on sale of loans, net (USD, millions)(45)(13)(12.00)(18.00)----
    Net cash from operating activities (USD, millions)2,308396161.001,261.00----
    Proceeds from maturities of debt securities held to maturity (USD, millions)471110.0010.00----
    Proceeds from sales of debt securities available for sale (USD, millions)701,260939.001,626.00----
    Proceeds from maturities of debt securities available for sale (USD, millions)2,930702778.00876.00----
    Purchases of debt securities available for sale (USD, millions)(2,610)(2,077)(2,440.00)(3,557.00)----
    Net (payments for) proceeds from bank-owned life insurance (USD, millions)(5)16.007.00----
    Proceeds from sales of loans (USD, millions)485422.0047.00----
    Purchases of loans (USD, millions)(426)(180)(259.00)(97.00)----
    Net change in loans (USD, millions)(1,755)1,611(477.00)658.00----
    Purchases of mortgage servicing rights (USD, millions)(157)(119)(7.00)(11.00)----
    Net purchases of other assets (USD, millions)(186)(4)(43.00)(57.00)----
    Net cash from investing activities (USD, millions)(1,607)1,209(1,471.00)(498.00)----
    Net change in deposits (USD, millions)(3,955)1,194(2,366.00)(240.00)----
    Net change in short-term borrowings (USD, millions)-1,000(487.00)987.00----
    Proceeds from long-term borrowings (USD, millions)2,0001,0001,746.00994.00----
    Payments on long-term borrowings (USD, millions)(2,000)-------
    Cash dividends on common stock (USD, millions)(787)(222)(220.00)(220.00)----
    Cash dividends on preferred stock (USD, millions)(98)(25)(24.00)(29.00)----
    Net proceeds from issuance of preferred stock (USD, millions)--------
    Payment for redemption of preferred stock (USD, millions)--------
    Repurchases of common stock (USD, millions)(252)(102)(87.00)(101.00)----
    Taxes paid related to net share settlement of equity awards (USD, millions)(35)(1)(23.00)(1.00)----
    Net cash from financing activities (USD, millions)(5,127)2,844(1,461.00)1,279.00----
    Net change in cash and cash equivalents (USD, millions)(4,426)4,449(2,771.00)2,042.00----
    Early extinguishment of debt (USD, millions)(4)-------
    Payment for acquisition of businesses, net of cash received (USD, millions)--------
    Other (Financing activities) (USD, millions)--------
    Other earning assets (USD, millions)(109)(61)(427)(208)----
    Interest receivable and other assets (USD, millions)194(130)(249)332----
    Other liabilities (USD, millions)(659)(59)15(306)----
    Other (USD, millions)87213379----
    Cash and cash equivalents at beginning of year (USD, millions)11,2276,8016,8016,801----
    Cash and cash equivalents at end of period (USD, millions)6,80111,2508,47910,521----
    Revenue by Segment - in Millions of USDFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025Q2 2025
    Corporate Bank--------
    - Net Interest Income185404041-12104411,259
    - Non-Interest Income43-32-37-62-4(171)223646
    Consumer Bank--------
    Wealth Management--------
    - Investment Management and Trust Fees------8690
    - Investment Services Fee Income------4343
    Other--------
    Business Services--------
    Consumer Services--------
    - Service Charges on Deposit Accounts------161151
    - Card and ATM Fees------117125
    - Mortgage Income------4048
    -- Production and Sales--------
    -- Loan Servicing--------
    -- MSR and Related Hedge Impact--------
    - Commercial Credit Fee Income------2729
    - Bank-Owned Life Insurance------2324
    - Market Value Adjustments------(3)16
    - Securities Gains (Losses), Net------(25)(1)
    - Other Miscellaneous Income------4138
    Total Revenue7,5761,7471,7311,7901,8157,0831,7841,905
    KPIs - Metric (Unit, Scale)FY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025Q2 2025
    Full-time equivalent headcount (headcount (absolute number))-19,64119,59519,560----
    Number of branch outlets (absolute number)1,2711,2631,2621,261----