Sign in

    Regions Financial Corp (RF)

    Financials

    Updated May 6, 2025, 10:26 PM UTC
    Income Statement - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Total Interest Income (USD, millions)1,751.006,8971,7241,762.001,820.00--1,725
    Total Interest Expense (USD, millions)520.001,577540576.00602.00--531
    Net Interest Income (USD, millions)1,231.005,3201,1841,186.001,218.00--1,194
    Provision for Credit Losses (USD, millions)155.00553152102.00113.00--124
    Net Interest Income after Provision for Credit Losses (USD, millions)1,076.004,7671,0321,084.001,105.00--1,070
    Total Non-Interest Income (USD, millions)580.002,256563545.00572.00--590
    Total Non-Interest Expense (USD, millions)1,185.004,4161,1311,004.001,069.00--1,039
    Income Before Income Taxes (USD, millions)471.002,607464625.00608.00--621
    Income Tax Expense (USD, millions)80.0053396124.00118.00--131
    Net Income (USD, millions)391.002,074368501.00490.00--490
    Net Income Available to Common Shareholders (USD, millions)367.001,976343477.00446.00--465
    Balance Sheet - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Cash and due from banks (USD, millions)2,6352,6352,5272,9552,665--3,287
    Interest-bearing deposits in other banks (USD, millions)4,1664,1668,7235,5247,856--11,029
    Debt securities held to maturity (USD, millions)7547547437332,787--5,195
    Debt securities available for sale (USD, millions)28,10428,10427,88128,53728,698--25,942
    Loans held for sale (USD, millions)400400417552522--345
    Loans, net of unearned income (USD, millions)98,37998,37996,86297,50896,789--95,733
    Allowance for loan losses (USD, millions)(1,576)(1,576)(1,617)(1,621)(1,607)--(1,613)
    Net loans (USD, millions)96,80396,80395,24595,88795,182--94,120
    Other earning assets (USD, millions)1,4171,4171,4781,8441,625--1,412
    Premises, equipment and software, net (USD, millions)1,6421,6421,6351,6301,648--1,726
    Interest receivable (USD, millions)614614588608596--583
    Goodwill (USD, millions)5,7335,7335,7335,7335,733--5,733
    Residential mortgage servicing rights at fair value (USD, millions)9069061,0261,020971--979
    Other identifiable intangible assets, net (USD, millions)205205196187178--161
    Other assets (USD, millions)8,8158,8158,7178,8428,965--9,334
    Total assets (USD, millions)152,194152,194154,909154,052157,426--159,846
    Non-interest-bearing deposits (USD, millions)42,36842,36841,82440,92739,698--40,443
    Interest-bearing deposits (USD, millions)85,42085,42087,15885,68986,678--90,528
    Total deposits (USD, millions)127,788127,788128,982126,616126,376--130,971
    Short-term borrowings (USD, millions)--1,0005131,500---
    Long-term borrowings (USD, millions)2,3302,3303,3275,0836,016--6,019
    Other liabilities (USD, millions)4,5834,5834,5224,6384,807--4,289
    Total liabilities (USD, millions)134,701134,701137,831136,850138,699--141,279
    Preferred stock (USD, millions)1,6591,6591,6591,6591,715--1,715
    Common stock (USD, millions)1010101010--9
    Additional paid-in capital (USD, millions)11,75711,75711,66611,57511,438--11,161
    Retained earnings (USD, millions)8,1868,1868,3048,5618,778--9,299
    Treasury stock, at cost (USD, millions)(1,371)(1,371)(1,371)(1,371)(1,371)--(1,371)
    Accumulated other comprehensive income (loss), net (USD, millions)(2,812)(2,812)(3,224)(3,265)(1,894)--(2,283)
    Total shareholders’ equity (USD, millions)17,42917,42917,04417,16918,676--18,530
    Noncontrolling interest (USD, millions)6464343351--37
    Total equity (USD, millions)17,49317,49317,07817,20218,727--18,567
    Total liabilities and equity (USD, millions)152,194152,194154,909154,052157,426--159,846
    Cash Flow - MetricFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Net income (USD, millions)-2,074368501.00490.00---
    Provision for credit losses (USD, millions)-553152102.00113.00---
    Depreciation, amortization and accretion, net (USD, millions)-2364841.0034.00---
    Securities (gains) losses, net (USD, millions)-55050.0078.00---
    Deferred income tax expense (USD, millions)-323513.00(15.00)---
    Originations and purchases of loans held for sale (USD, millions)-(4,496)(1,280)(1,533.00)(1,630.00)---
    Proceeds from sales of loans held for sale (USD, millions)-4,4401,2651,398.001,684.00---
    (Gain) loss on sale of loans, net (USD, millions)-(45)(13)(12.00)(18.00)---
    Net cash from operating activities (USD, millions)-2,308396161.001,261.00---
    Proceeds from maturities of debt securities held to maturity (USD, millions)-471110.0010.00---
    Proceeds from sales of debt securities available for sale (USD, millions)-701,260939.001,626.00---
    Proceeds from maturities of debt securities available for sale (USD, millions)-2,930702778.00876.00---
    Purchases of debt securities available for sale (USD, millions)-(2,610)(2,077)(2,440.00)(3,557.00)---
    Net (payments for) proceeds from bank-owned life insurance (USD, millions)-(5)16.007.00---
    Proceeds from sales of loans (USD, millions)-485422.0047.00---
    Purchases of loans (USD, millions)-(426)(180)(259.00)(97.00)---
    Net change in loans (USD, millions)-(1,755)1,611(477.00)658.00---
    Purchases of mortgage servicing rights (USD, millions)-(157)(119)(7.00)(11.00)---
    Net purchases of other assets (USD, millions)-(186)(4)(43.00)(57.00)---
    Net cash from investing activities (USD, millions)-(1,607)1,209(1,471.00)(498.00)---
    Net change in deposits (USD, millions)-(3,955)1,194(2,366.00)(240.00)---
    Net change in short-term borrowings (USD, millions)--1,000(487.00)987.00---
    Proceeds from long-term borrowings (USD, millions)-2,0001,0001,746.00994.00---
    Payments on long-term borrowings (USD, millions)-(2,000)------
    Cash dividends on common stock (USD, millions)-(787)(222)(220.00)(220.00)---
    Cash dividends on preferred stock (USD, millions)-(98)(25)(24.00)(29.00)---
    Net proceeds from issuance of preferred stock (USD, millions)--------
    Payment for redemption of preferred stock (USD, millions)--------
    Repurchases of common stock (USD, millions)-(252)(102)(87.00)(101.00)---
    Taxes paid related to net share settlement of equity awards (USD, millions)-(35)(1)(23.00)(1.00)---
    Net cash from financing activities (USD, millions)-(5,127)2,844(1,461.00)1,279.00---
    Net change in cash and cash equivalents (USD, millions)-(4,426)4,449(2,771.00)2,042.00---
    Early extinguishment of debt (USD, millions)-(4)------
    Payment for acquisition of businesses, net of cash received (USD, millions)--------
    Other (Financing activities) (USD, millions)--------
    Other earning assets (USD, millions)(109)(109)(61)(427)(208)---
    Interest receivable and other assets (USD, millions)194194(130)(249)332---
    Other liabilities (USD, millions)(659)(659)(59)15(306)---
    Other (USD, millions)8787213379---
    Cash and cash equivalents at beginning of year (USD, millions)11,22711,2276,8016,8016,801---
    Cash and cash equivalents at end of period (USD, millions)6,8016,80111,2508,47910,521---
    Revenue by Segment - in Millions of USDFY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Corporate Bank--------
    - Net Interest Income41185404041-1210441
    - Non-Interest Income1543-32-37-62-4(171)223
    Consumer Bank--------
    Wealth Management--------
    - Investment Management and Trust Fees-------86
    - Investment Services Fee Income-------43
    Other--------
    Business Services--------
    Consumer Services--------
    - Service Charges on Deposit Accounts-------161
    - Card and ATM Fees-------117
    - Mortgage Income-------40
    -- Production and Sales--------
    -- Loan Servicing--------
    -- MSR and Related Hedge Impact--------
    - Commercial Credit Fee Income-------27
    - Bank-Owned Life Insurance-------23
    - Market Value Adjustments-------(3)
    - Securities Gains (Losses), Net-------(25)
    - Other Miscellaneous Income-------41
    Total Revenue1,8117,5761,7471,7311,7901,8157,0831,784
    KPIs - Metric (Unit, Scale)FY 2013Q1 2014Q2 2014Q3 2014Q4 2014FY 2014Q1 2015Q2 2015Q3 2015Q4 2015FY 2015Q1 2016Q2 2016Q3 2016Q4 2016FY 2016Q1 2017Q2 2017Q3 2017Q4 2017FY 2017Q1 2018Q2 2018Q3 2018Q4 2018FY 2018Q1 2019Q2 2019Q3 2019Q4 2019FY 2019Q1 2020Q2 2020Q3 2020Q4 2020FY 2020Q1 2021Q2 2021Q3 2021Q4 2021FY 2021Q1 2022Q2 2022Q3 2022Q4 2022FY 2022Q1 2023Q2 2023Q3 2023Q4 2023FY 2023Q1 2024Q2 2024Q3 2024Q4 2024FY 2024Q1 2025
    Full-time equivalent headcount (headcount (absolute number))--19,64119,59519,560---
    Number of branch outlets (absolute number)-1,2711,2631,2621,261---