Earnings summaries and quarterly performance for RENASANT.
Executive leadership at RENASANT.
Kevin Chapman
Detailed
Chief Executive Officer and President
CEO
Curtis Perry
Detailed
Executive Vice President, Chief Corporate Banking Officer
David Meredith
Detailed
Chief Credit Officer
James Mabry IV
Detailed
Chief Financial Officer
Kelly Hutcheson
Detailed
Chief Accounting Officer
Mark Jeanfreau
Detailed
General Counsel
Mitchell Waycaster
Detailed
Executive Vice Chairman
Scott Cochran
Detailed
Executive Vice President, Chief Core Banking Officer
Board of directors at RENASANT.
Albert Dale III
Detailed
Director
Connie Engel
Detailed
Director
Donald Clark Jr.
Detailed
Director
Gary Butler
Detailed
Director
Jill Deer
Detailed
Director
John Creekmore
Detailed
Lead Independent Director
John Foy
Detailed
Director
Neal Holland Jr.
Detailed
Director
Richard Heyer Jr.
Detailed
Director
Robinson McGraw
Detailed
Chairman of the Board
Rose Flenorl
Detailed
Director
Sean Suggs
Detailed
Director
Research analysts who have asked questions during RENASANT earnings calls.
David Bishop
Hovde Group
6 questions for RNST
Also covers: AUB, BHLB, BKU +12 more
Matt Olney
Stephens Inc.
6 questions for RNST
Also covers: BFST, BOKF, BSVN +20 more
Stephen Scouten
Piper Sandler & Co.
6 questions for RNST
Also covers: ABCB, AMTB, AUB +24 more
Catherine Mealor
Keefe, Bruyette & Woods
5 questions for RNST
Also covers: ABCB, AUB, CADE +21 more
Michael Rose
Raymond James Financial, Inc.
5 questions for RNST
Also covers: AMTB, BFST, BOKF +24 more
Janet Lee
TD Cowen
2 questions for RNST
Also covers: AUB, FHB, FHN +11 more
Joseph Yanchunis
Raymond James
1 question for RNST
Also covers: AMTB, CASH, FINW +5 more
William Jones
Truist Securities
1 question for RNST
Also covers: ABCB, AMTB, CRH +6 more
Recent press releases and 8-K filings for RNST.
Renasant Reports Q3 2025 Results and New Stock Repurchase Program
RNST
Earnings
Share Buyback
Demand Weakening
- Renasant reported net income of $59.8 million and diluted EPS of $0.63 for Q3 2025, with adjusted diluted EPS (non-GAAP) of $0.77.
- Loans increased by $462.1 million, or 9.9% annualized, while deposits decreased by $158.1 million linked quarter.
- Nonperforming loans represented 0.90% of total loans, an increase of 14 basis points linked quarter.
- The Board of Directors approved a $150.0 million stock repurchase program, replacing the previous $100.0 million program, effective October 28, 2025.
Nov 5, 2025, 9:14 PM
Renasant Corporation Reports Strong Q3 2025 Earnings and Loan Growth
RNST
Earnings
Guidance Update
M&A
- Renasant Corporation reported net income of $59.8 million or $0.63 per diluted share for Q3 2025, with adjusted earnings (excluding merger charges) of $72.9 million or $0.77 per diluted share.
- The company achieved loan growth of $462 million on a linked quarter basis, representing a 9.9% annualized increase, while deposits decreased $158 million due to seasonal public funds outflows.
- Adjusted net interest margin improved by four basis points to 3.62% on a linked quarter basis, and adjusted return on average assets reached 1.09%, an improvement of 12 basis points from a year ago.
- Management expects a $2 million to $3 million decrease in core non-interest expense in Q4 2025 and another similar decrease in Q1 2026, with a modest contraction in net interest margin in Q4 2025 followed by modest expansion in 2026.
- The company's regulatory capital ratios remain strong, and it is considering share buybacks as a capital lever, having recently redeemed $60 million of sub debt.
Oct 29, 2025, 2:00 PM
Renasant Corporation Reports Strong Q3 2025 Financial Results and Provides Outlook
RNST
Earnings
Guidance Update
M&A
- Renasant Corporation reported Q3 2025 net income of $59.8 million or $0.63 per diluted share, with adjusted earnings of $72.9 million or $0.77 per diluted share. The company achieved 9.9% annualized loan growth and improved its adjusted return on average assets to 1.09% and adjusted return on tangible common equity to 14.22%.
- The company anticipates a $2 million to $3 million decrease in core non-interest expense for Q4 2025 and an additional $2 million to $3 million decrease in Q1 2026. Management expects modest core margin contraction in Q4 2025, followed by modest expansion in 2026, assuming four rate cuts by year-end 2026.
- Capital ratios are projected to grow 60 to 70 basis points by year-end 2026, and the company recently redeemed $60 million of sub debt and increased its common dividend announcement, with buybacks being considered as a capital lever.
- Deposits decreased by $158 million from Q2, primarily due to a $169 million seasonal decrease in public funds, with a strategic focus on growing core deposits in line with loan growth.
Oct 29, 2025, 2:00 PM
RNST Announces Q3 2025 Financial Results and New Share Repurchase Program
RNST
Earnings
Share Buyback
- RNST reported net income of $59.8 million with diluted EPS of $0.63 and adjusted diluted EPS of $0.77 for the third quarter of 2025.
- Loans increased by $462.1 million, or 9.9% annualized, while deposits decreased by $158.1 million linked quarter, primarily due to public fund seasonality.
- The net interest margin was 3.85%, unchanged linked quarter, and the adjusted net interest margin was 3.62%, up 4 basis points linked quarter.
- Effective October 28, 2025, the Board of Directors approved a new $150.0 million stock repurchase program, replacing the previous $100.0 million program that expired in October 2025.
Oct 29, 2025, 2:00 PM
Renasant Corporation Reports Strong Q3 2025 Earnings and Loan Growth
RNST
Earnings
M&A
Guidance Update
- Renasant Corporation reported net income of $59.8 million and diluted EPS of $0.63 for Q3 2025. Adjusted earnings, excluding merger charges, were $72.9 million or $0.77 per diluted share.
- The company achieved loan growth of $462 million, or 9.9% annualized, during the quarter, with growth distributed across its footprint and asset classes. Deposits decreased by $158 million, primarily due to a $169 million seasonal decrease in public funds.
- Profitability metrics showed improvement, with adjusted return on average assets at 1.09% and adjusted return on tangible common equity at 14.22%. The adjusted net interest margin increased by four basis points to 3.62%.
- Non-interest expense, excluding merger and conversion expenses, was $166.3 million. Management expects a $2 million to $3 million decrease in core non-interest expense in Q4 2025 and another $2 million to $3 million decrease in Q1 2026 as merger synergies are realized.
- Credit loss provision on loans was $10.5 million, and net charge-offs were $4.3 million. While criticized loans increased, management believes there is no loss exposure from this migration.
Oct 29, 2025, 2:00 PM
Renasant Corporation Announces Third Quarter 2025 Earnings
RNST
Earnings
Share Buyback
Demand Weakening
- Renasant Corporation reported net income of $59.8 million and diluted earnings per share of $0.63 for the third quarter of 2025.
- Net interest income for Q3 2025 was $228.1 million, an increase of $5.4 million linked quarter, with a net interest margin of 3.85%.
- Loans increased $462.1 million linked quarter, reflecting 9.9% annualized net loan growth, reaching $19.03 billion as of September 30, 2025, while deposits decreased $158.1 million linked quarter to $21.42 billion as of September 30, 2025.
- The company's Board of Directors approved a new $150.0 million stock repurchase program, effective October 28, 2025.
- Nonperforming loans to total loans increased to 0.90% at September 30, 2025, compared to 0.76% at June 30, 2025.
Oct 28, 2025, 8:34 PM
Renasant Corporation Announces Third Quarter 2025 Earnings
RNST
Earnings
Share Buyback
M&A
- Renasant Corporation reported net income of $59.8 million and diluted earnings per share of $0.63 for the third quarter of 2025.
- The company achieved 9.9% annualized net loan growth, with loans increasing by $462.1 million linked quarter, while deposits decreased by $158.1 million linked quarter as of September 30, 2025.
- The Board of Directors approved a new $150.0 million stock repurchase program, effective October 28, 2025, replacing the prior program.
- The integration with The First is progressing, with $17.5 million in merger and conversion related expenses recorded in the third quarter of 2025.
Oct 28, 2025, 8:30 PM
Renasant Reports Q2 2025 Results Following Merger
RNST
Earnings
M&A
- Renasant Corporation completed its merger with The First Bancshares, Inc. on April 1, 2025, which significantly increased its assets to $26.6 billion, loans to $18.6 billion, and deposits to $21.6 billion as of June 30, 2025.
- For the second quarter of 2025, the company reported net income of $1.0 million and diluted EPS of $0.01, primarily impacted by $20.5 million in merger and conversion expenses and a $66.6 million Day 1 acquisition provision for credit losses.
- Adjusted diluted EPS (non-GAAP) for Q2 2025 was $0.69, and the net interest margin increased by 40 basis points linked quarter to 3.85%.
- The company achieved net organic loan growth of $311.6 million and net organic deposit growth of $361.3 million during the quarter.
Sep 2, 2025, 8:32 PM
Quarterly earnings call transcripts for RENASANT.
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