Earnings summaries and quarterly performance for SLM.
Executive leadership at SLM.
Jonathan Witter
Detailed
Chief Executive Officer
CEO
KP
Kerri Palmer
Detailed
Executive Vice President and Chief Operational Officer; President, Sallie Mae Bank
MP
Munish Pahwa
Detailed
Executive Vice President and Chief Risk Officer
NJ
Nicolas Jafarieh
Detailed
Executive Vice President and Chief Legal, Government Affairs, and Communications Officer
PG
Peter Graham
Detailed
Executive Vice President, Chief Financial Officer and Treasurer
Board of directors at SLM.
CL
Christopher Leech
Detailed
Director
DG
Daniel Greenstein
Detailed
Director
GM
Gary Millerchip
Detailed
Director
HG
Henry Greig
Detailed
Director
JA
Janaki Akella
Detailed
Director
JM
Jim Matheson
Detailed
Director
KW
Kirsten Wolberg
Detailed
Director
ML
Mark Lavelle
Detailed
Director
MF
Mary Franke
Detailed
Chair of the Board
RS
R. Scott Blackley
Detailed
Director
TM
Ted Manvitz
Detailed
Director
VS
Vivian Schneck-Last
Detailed
Director
Research analysts who have asked questions during SLM earnings calls.
TM
Terry Ma
Barclays
8 questions for SLM
Also covers: AER, AL, AXP +16 more
Jeffrey Adelson
Morgan Stanley
6 questions for SLM
Also covers: ALLY, AXP, BFH +7 more
Jon Arfstrom
RBC Capital Markets
6 questions for SLM
Also covers: ALLY, ASB, BFH +24 more
Mark DeVries
Deutsche Bank
6 questions for SLM
Also covers: ALLY, AXP, BUR +9 more
MO
Moshe Orenbuch
TD Cowen
5 questions for SLM
Also covers: AER, AFRM, AL +11 more
SS
Sanjay Sakhrani
Keefe, Bruyette & Woods (KBW)
5 questions for SLM
Also covers: ALLY, AVDX, AXP +18 more
GB
Giuliano Bologna
Compass Point Research & Trading LLC
4 questions for SLM
Also covers: AFRM, FIP, FTAI +4 more
RS
Richard Shane
JPMorgan Chase & Co.
4 questions for SLM
Also covers: ABR, ACRE, ACT +19 more
JH
John Hecht
Jefferies
3 questions for SLM
Also covers: AFRM, ARCC, BFH +23 more
MK
Michael Kaye
Wells Fargo & Company
3 questions for SLM
Also covers: BETR, GWRE, OMF +1 more
CL
Caroline Lauda
Bank of America
2 questions for SLM
Don Fandetti
Wells Fargo
2 questions for SLM
Also covers: AXP, BXMT, COF +2 more
MW
Melissa Wedel
JPMorgan Chase & Co.
2 questions for SLM
Also covers: ARCC, BXSL, CGBD +12 more
NR
Nathaniel Richam-Odoi
Bank of America
2 questions for SLM
Also covers: NAVI
RS
Rick Shane
JPMorgan Chase & Co.
2 questions for SLM
Also covers: ABR, AGNC, AXP +8 more
Caroline Latta
Bank of America
1 question for SLM
Also covers: ADP, JSM
CL
Carolyn Lottah
Bank of America
1 question for SLM
GA
Giuliano Anderes-Bologna
Compass Point
1 question for SLM
Also covers: AFRM, AGO, COOP +7 more
Recent press releases and 8-K filings for SLM.
SLM Corporation Faces Securities Class Action Lawsuit
SLM
Legal Proceedings
Demand Weakening
- Faruqi & Faruqi, LLP is investigating SLM Corporation and has filed a federal securities class action against the company.
- The lawsuit alleges SLM made false or misleading statements regarding a significant increase in early stage delinquencies and the effectiveness of its loss mitigation programs.
- Investors who purchased or acquired SLM securities between July 25, 2025, and August 14, 2025, are encouraged to contact the firm, with a lead plaintiff deadline of February 17, 2026.
- Following a report on August 14, 2025, highlighting a 49 basis point month-over-month increase in July 2025 delinquencies, SLM's stock price fell 8.09% to $30.32 per share on August 15, 2025.
1 day ago
SLM Corporation Faces Class Action Lawsuit
SLM
Legal Proceedings
Profit Warning
- A class action lawsuit has been filed against SLM Corporation and certain officers for alleged violations of federal securities laws, covering the period between July 25, 2025, and August 14, 2025.
- The lawsuit claims SLM made materially false and misleading statements by failing to disclose a significant increase in early stage delinquencies in its private education loans.
- This contradicted statements made by SLM's CFO on July 24, 2025, regarding "normal seasonal trends" in delinquencies.
- An August 14, 2025, report from TD Cowen highlighted that July 2025 delinquencies were significantly worse than seasonal expectations, leading to an 8.09% drop in SLM's stock price on August 15, 2025.
1 day ago
SLM Corporation Faces Class Action Lawsuit
SLM
Legal Proceedings
Demand Weakening
- A class action lawsuit has been filed against SLM Corporation by Bragar Eagel & Squire, P.C..
- The lawsuit covers investors who purchased SLM common stock between July 25, 2025, and August 14, 2025.
- Allegations include that SLM made false or misleading statements regarding a significant increase in early stage delinquencies and overstated the effectiveness of its loss mitigation programs and the stability of its PEL delinquency rates.
- On August 14, 2025, a report from TD Cowen noted a 49 bp m/m increase in July 2025 delinquencies, which contradicted earlier assurances, leading to an 8.1% decline in SLM shares by $2.67 per share on August 15, 2025.
- Investors have until February 17, 2026, to apply to be appointed as lead plaintiff in the lawsuit.
1 day ago
SLM Corporation Faces Securities Class Action Investigation
SLM
Legal Proceedings
Demand Weakening
- Faruqi & Faruqi, LLP is investigating SLM Corporation for alleged federal securities law violations, specifically concerning misleading statements about increased early stage delinquencies and the effectiveness of its loss mitigation programs.
- The complaint covers investors who purchased SLM securities between July 25, 2025, and August 14, 2025.
- Following an investment bank report on August 14, 2025, flagging increased delinquencies, SLM's stock price fell $2.67 per share, or 8.09%, on August 15, 2025.
- The deadline for investors to seek the role of lead plaintiff in the federal securities class action is February 17, 2026.
8 days ago
SLM Corporation Faces Class Action Lawsuit Over Alleged Misleading Statements
SLM
Legal Proceedings
Demand Weakening
- A class action lawsuit has been filed against SLM Corporation and certain officers for alleged violations of federal securities laws during the Class Period of July 25, 2025, to August 14, 2025.
- The lawsuit claims that Defendants made materially false and misleading statements regarding SLM's business, operations, and prospects, specifically concerning a significant increase in early stage delinquencies in its private education loans.
- This contradicts prior assurances from SLM's CFO on July 24, 2025, that delinquency trends were following "normal seasonal trends".
- An investment bank report on August 14, 2025, revealed that July 2025 delinquencies were 49 basis points higher month-over-month than seasonal performance, driven by a 45 basis point increase in early stage delinquencies.
- Following this report, SLM's stock price fell 8.09% to $30.32 per share on August 15, 2025.
Jan 27, 2026, 6:39 PM
SLM Corporation Faces Class Action Lawsuit
SLM
Legal Proceedings
Demand Weakening
- A class action lawsuit has been filed against SLM Corporation a/k/a Sallie Mae (NASDAQ: SLM).
- The lawsuit covers a Class Period from July 25, 2025, to August 14, 2025.
- The Lead Plaintiff Deadline is February 17, 2026.
- Allegations state that SLM was experiencing a significant increase in early stage delinquencies and overstated the effectiveness of its loss mitigation and/or loan modification programs, as well as the overall stability of its PEL delinquency rates.
Jan 27, 2026, 5:07 PM
SLM Faces Federal Securities Class Action Lawsuit
SLM
Legal Proceedings
Demand Weakening
- A federal securities class action lawsuit has been filed against SLM Corporation, with a deadline of February 17, 2026, for investors to seek the role of lead plaintiff.
- The lawsuit alleges that SLM and its executives made false or misleading statements by failing to disclose a significant increase in early stage delinquencies and overstating the effectiveness of their loss mitigation programs.
- This was highlighted by a TD Cowen report on August 14, 2025, which noted July 2025 delinquencies were up 49 basis points month-over-month, contradicting earlier assurances from Defendant Graham.
- Following the TD Cowen report, SLM's stock price dropped $2.67 per share, or 8.09%, closing at $30.32 per share on August 15, 2025.
Jan 24, 2026, 1:31 PM
Sallie Mae Reports Q4 and Full-Year 2025 Results, Provides 2026 Guidance and Strategic Outlook
SLM
Earnings
Guidance Update
Share Buyback
- Sallie Mae reported full-year 2025 GAAP diluted EPS of $3.46 and private education loan originations of $7.4 billion, a 6% increase over 2024.
- For full-year 2026, the company provided GAAP diluted EPS guidance of $2.70 to $2.80 and expects private education loan origination growth of 12%-14%.
- The company announced a new two-year $500 million share repurchase authorization and repurchased $373 million of shares in full-year 2025.
- Sallie Mae anticipates federal student lending reforms (PLUS reform) could contribute an estimated $5 billion in annual originations, representing approximately 70% growth over 2025 when fully phased in, with EPS acceleration expected to begin in 2027.
Jan 22, 2026, 10:30 PM
SLM Reports Q4 and Full Year 2025 Results, Issues 2026 Guidance, and Announces Share Repurchase
SLM
Earnings
Guidance Update
Share Buyback
- Sallie Mae reported GAAP diluted EPS of $1.12 for Q4 2025 and $3.46 for the full year 2025, an increase from $2.68 in 2024. Full-year private education loan originations reached $7.4 billion, up 6% over 2024.
- For 2026, the company expects full-year diluted EPS between $2.70 and $2.80, with private education loan origination growth projected at 12%-14%. Non-interest expenses are guided between $750 million and $780 million.
- The company announced a new two-year $500 million share repurchase authorization for $500 million.
- Federal student lending reforms, specifically PLUS reform, are anticipated to contribute an estimated $5 billion in annual originations, representing approximately 70% growth over 2025.
- Sallie Mae implemented a new loan sale strategy that includes selling newly originated loans, which will influence reported metrics, and reported a reserve rate of 6% at the end of 2025.
Jan 22, 2026, 10:30 PM
SLM Reports Q4 and Full-Year 2025 Results, Issues 2026 Guidance
SLM
Earnings
Guidance Update
Share Buyback
- For Q4 2025, SLM reported GAAP diluted earnings per common share of $1.12 and $1.0 billion in Private Education Loan Originations, reflecting 4% growth from the prior year quarter.
- Full-Year 2025 GAAP diluted earnings per common share reached $3.46, with Private Education Loan Originations totaling $7.4 billion, a 6% increase from 2024.
- The company paid a $0.13 common stock dividend per share in Q4 2025 and announced a new $500 million 24-month share repurchase program for 2026.
- Credit performance in Q4 2025 included a ($19 million) provision for credit losses, with 30+ day delinquencies at 4.0% and net charge-offs of $98 million.
- For 2026, SLM provided guidance expecting diluted earnings per common share between $2.70 and $2.80, and Private Education Loan Originations growth of 12% to 14% year-over-year.
Jan 22, 2026, 10:30 PM
Quarterly earnings call transcripts for SLM.
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