Earnings summaries and quarterly performance for TRUSTMARK.
Executive leadership at TRUSTMARK.
Duane Dewey
President and Chief Executive Officer
Barry Harvey
Executive Vice President, Chief Credit and Operations Officer (Trustmark Bank)
Granville Tate Jr.
Executive Vice President, Chief Administrative Officer, and Secretary (Trustmark Bank); Secretary (Trustmark Corporation)
Tom Owens
Treasurer and Principal Financial Officer; Executive Vice President and Chief Financial Officer (Trustmark Bank)
Wayne Stevens
President – Retail Banking (Trustmark Bank)
Board of directors at TRUSTMARK.
Adolphus Baker
Director
Augustus Collins
Director
Clay Hays Jr., M.D.
Director
Gerard Host
Chair of the Board
Harris Morrissette
Director
Lea Turnipseed
Director
Marcelo Eduardo
Director
Richard Puckett
Lead Independent Director
Tracy Conerly
Director
William Yates III
Director
Research analysts who have asked questions during TRUSTMARK earnings calls.
Christopher Marinac
Janney Montgomery Scott LLC
12 questions for TRMK
Catherine Mealor
Keefe, Bruyette & Woods
10 questions for TRMK
Feddie Strickland
Hovde Group
8 questions for TRMK
Tim Mitchell
Raymond James Financial
7 questions for TRMK
Gary Tenner
D.A. Davidson & Co.
4 questions for TRMK
Michael Rose
Raymond James Financial, Inc.
2 questions for TRMK
Stephen Scouten
Piper Sandler & Co.
2 questions for TRMK
Timothy Mitchell
Raymond James
2 questions for TRMK
William Jones
Truist Securities
2 questions for TRMK
Andrew Gorczyca
Piper Sandler
1 question for TRMK
David Bishop
Hovde Group
1 question for TRMK
Eric Spector
Raymond James
1 question for TRMK
Recent press releases and 8-K filings for TRMK.
- Trustmark Corporation agreed to issue and sell $175,000,000 aggregate principal amount of its 6.00% Fixed-to-Floating Rate Subordinated Notes due 2035.
- The offering is expected to close on November 20, 2025, with net proceeds of approximately $173.1 million after a 1.1% underwriting discount.
- The company intends to use the net proceeds to repay $125,000,000 of its outstanding 3.625% Fixed-to-Floating Rate Subordinated Notes due 2030 and for general corporate purposes.
- The new notes will bear a fixed interest rate of 6.00% per year until December 1, 2030, and then a floating rate equal to the Benchmark (expected to be Three-Month Term SOFR) plus 260 basis points until the maturity date of December 1, 2035.
- These notes will be unsecured, subordinated obligations, ranking junior to senior indebtedness, equal to certain other subordinated indebtedness, and senior to junior subordinated debentures.
- Trustmark Corporation reported net income of $56.8 million and fully diluted EPS of $0.94 for Q3 2025.
- Revenue increased 1.9% linked-quarter to $202.4 million, with net interest income (FTE) rising 2.4% linked-quarter to $165.2 million and a net interest margin of 3.83%.
- Loans held for investment (HFI) increased $83.4 million (0.6%) linked-quarter to $13.5 billion, and total deposits grew $515.1 million (3.4%) linked-quarter to $15.6 billion as of September 30, 2025.
- The company maintained a strong capital position with a Common Equity Tier 1 (CET1) ratio of 11.88% and a Tangible Common Equity to Tangible Assets ratio of 9.6% at September 30, 2025.
- During Q3 2025, Trustmark repurchased $11.0 million of common shares and declared a quarterly cash dividend of $0.24 per share.
- Trustmark reported net income of $56.8 million and fully diluted EPS of $0.94 for Q3 2025, marking increases of 2.2% linked quarter and 11.9% year-over-year.
- The company achieved diversified loan growth of 0.6% linked quarter and 3.4% year-over-year, alongside core deposit growth of 3.4% linked quarter.
- Net interest margin expanded by two basis points to 3.83% in Q3 2025, and the full-year 2025 guidance for net interest margin was tightened to 3.78% to 3.82%.
- Credit quality remained solid with net charge-offs of $4.4 million (13 basis points of average loans) and a $1.7 million provision for credit losses; criticized loans decreased by $49 million in the quarter.
- Trustmark repurchased $11 million of common stock in Q3 2025, contributing to a $37 million year-to-date total, and increased its CET1 ratio by 18 basis points to 11.88%.
- Trustmark Corporation (TRMK) reported net income of $56.8 million and fully diluted EPS of $0.94 for Q3 2025, representing an 11.9% increase from the prior year.
- The company experienced diversified growth, with loans held for investment increasing $83 million (0.6%) linked quarter and the deposit base growing $550 million (3.4%) linked quarter, including a 5.9% increase in non-interest-bearing deposits.
- Net interest income expanded 2.4% to $165.2 million, resulting in a net interest margin of 3.83%, an increase of two basis points from the prior quarter.
- TRMK repurchased $11 million of common stock in Q3 2025, bringing the year-to-date total to $37 million, with $63 million in repurchase authority remaining. The CET1 ratio expanded 18 basis points to 11.88%.
- For the full year 2025, the company tightened its net interest margin guidance to a range of 3.78% to 3.82% and affirmed expectations for mid-single-digit growth in loans held for investment and low single-digit growth in deposits. Non-interest expense is expected to increase mid-single digits, partly due to the hiring of 29 new associates in Q3, primarily in production roles.
- Trustmark reported net income of $56.8 million, representing fully diluted EPS of $0.94, for the third quarter of 2025.
- Revenue in Q3 2025 totaled $202.4 million, an increase of 1.9% linked-quarter and 5.3% year-over-year, with the net interest margin expanding to 3.83%.
- Loans held for investment increased $83.4 million (0.6%) linked-quarter to $13.5 billion, and total deposits grew $515.1 million (3.4%) linked-quarter to $15.6 billion at September 30, 2025.
- The company maintained a strong capital position with a CET1 ratio of 11.88% and repurchased $11.0 million in common shares during Q3 2025, while declaring a quarterly cash dividend of $0.24 per share.
- For the full year 2025, Trustmark expects Loans HFI to increase mid-single digits, Deposits (excluding brokered deposits) to increase low single digits, and Net Interest Margin to be in the range of 3.77% to 3.83%.
- Trustmark Corporation (TRMK) reported net income of $56.8 million and fully diluted earnings per share (EPS) of $0.94 for Q3 2025, representing an 11.9% increase from the prior year.
- The company achieved diversified loan growth of $83 million (0.6%) linked quarter and deposit growth of $550 million (3.4%) linked quarter, with the net interest margin (NIM) expanding by two basis points to 3.83%.
- TRMK affirmed its full-year 2025 guidance for mid-single digit loan growth and low single-digit deposit growth, while tightening the NIM range to 3.78%-3.82%.
- Capital ratios strengthened, with the CET1 ratio expanding 18 basis points to 11.88%, and the company repurchased $11 million of common stock during the quarter.
- Credit quality remained solid, with net charge-offs of $4.4 million (13 basis points of average loans) and a $49 million reduction in criticized loans in Q3 2025, supported by the hiring of 29 new associates, with 21 focused on production in key growth markets.
- Trustmark's Q3 2025 revenue was approximately $202.4 million, a 5.3% year-over-year increase, which slightly missed analyst estimates, while net income was $56.8 million or $0.94 per share.
- The bank maintained stable credit quality with net charge-offs at a low 0.13% of average loans and reported consistent loan and deposit growth of about 3.4%.
- Shareholder returns included $11 million in share buybacks and a declared $0.24 dividend per share, with tangible book value per share rising 10.1% year-over-year to $29.60.
- Trustmark Corporation reported net income of $56.8 million and diluted earnings per share of $0.94 for Q3 2025, achieving a return on average tangible equity of 12.84% and a return on average assets of 1.21%.
- Total revenue increased to $202.4 million, up 1.9% linked-quarter and 5.3% year-over-year, primarily driven by a 2.4% linked-quarter increase in net interest income (FTE) to $165.2 million, with the net interest margin rising to 3.83%.
- The company demonstrated continued business expansion, with loans held for investment growing to $13.5 billion (up 0.6% linked-quarter and 3.4% year-over-year) and deposits reaching $15.6 billion (up 3.4% linked-quarter and 2.6% year-over-year).
- Trustmark maintained a strong capital position with a CET1 ratio of 11.88% and declared a quarterly cash dividend of $0.24 per share. The company also repurchased $11.0 million of common stock during the quarter, contributing to $37.1 million in repurchases for the first nine months of 2025.
- Trustmark Corporation reported net income of $56.8 million and diluted earnings per share of $0.94 for the third quarter of 2025. The company achieved a return on average tangible equity of 12.84% and a return on average assets of 1.21%.
- Total revenue grew to $202.4 million, an increase of 1.9% linked-quarter and 5.3% year-over-year. Net interest income (FTE) expanded to $165.2 million, up 2.4% linked-quarter.
- Loans held for investment (HFI) expanded to $13.5 billion, reflecting 0.6% linked-quarter and 3.4% year-over-year growth. Deposits increased to $15.6 billion, up 3.4% linked-quarter and 2.6% year-over-year.
- The company maintained a strong capital position with a CET1 ratio of 11.88% and a total risk-based capital ratio of 14.33%. Trustmark repurchased $37.1 million, or approximately 1.0 million shares, of common stock during the first nine months of 2025.
- The Board of Directors declared a quarterly cash dividend of $0.24 per share payable December 15, 2025.
Quarterly earnings call transcripts for TRUSTMARK.
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