Adirondack Trust Co.
The Adirondack Trust Company, founded in 1901 and headquartered in Saratoga Springs, NY, is a locally owned and operated community bank with 13 branches. It offers a comprehensive suite of financial services including personal and commercial banking, lending, trust and wealth management, and insurance products. The firm focuses on serving individuals and businesses throughout the Capital Region of New York. As of 2024, Adirondack Trust manages over $1.63 billion in assets and employs a sizable local workforce to deliver personalized, community-focused service.
Investment Strategy
Adirondack Trust Company focuses on providing tailored financial solutions for individuals and small to medium-sized businesses, particularly within upstate New York. Its investment and wealth management arm delivers financial planning, retirement planning, investment management, estate and trust services, with a strong emphasis on developing customized strategies aligned with clients' goals and the region’s economic landscape. The company is guided by a philosophy of conservative, client-centric management, active in SBA lending, and rooted in deep local expertise.
Latest 13F Filing Activity
Adirondack Trust Co. filed their most recent 13F report on Sep 30, 2025 disclosing 497 equity positions with a total 13F market value of $298M. The fund increased holdings in Apple Inc., SPDR S & P 500 Etf Trust, Nvidia Corp. among other positions. Adirondack Trust Co. reduced exposure to Metlife Inc., Honeywell International Inc., CSX Corporation among others.
Top Holdings
Equity Positions (497)
| Ticker | Security | Weight | Market Value | Shares | Avg Cost | Price | Change (QoQ) |
|---|---|---|---|---|---|---|---|
S SPY | SPDR S & P 500 ETF TRUST | 13.26% | $39.5M | 59,341 | $273.76 | $666.18 | +$3.1M |
A AAPL | APPLE INC | 5.82% | $17.4M | 68,162 | $28.70 | $254.63 | +$3.5M |
N NVDA | NVIDIA CORP. | 5.64% | $16.8M | 90,075 | $13.38 | $186.58 | +$2.4M |
M MSFT | MICROSOFT CORP | 4.25% | $12.7M | 24,487 | $55.47 | $517.95 | +$483.8K |
A AMZN | AMAZON. COM, INC | 2.77% | $8.3M | 37,653 | $54.44 | $219.57 | +$46.0K |